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OPEN-SERVICES

Active
Private limited company (pre-2019)founded 200025 yrs activeRue Osval Sambon(FW) 1, 5020 Namur, BelgiumKBO/BCE: BE 0473.161.248
Summary

The annual accounts of OPEN-SERVICES for fiscal year 2025 show a net loss of 230% of total assets and of 84% of the equity at the start of that year. The 2025 annual accounts show equity of €1,032 and a net result of -€5,354. Equity remains stable across the filed fiscal years (±2% per year). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Activity not known
Size
€2,329total assets 2025
Equity
€1,032
Loss
-€5,354
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.9%
Structure
Accounts 28 d early0 of 2 deeds read
Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €5,354 (FY 2025)- No establishment unit in the KBO+ Size: total assets €2,329+ Liquidity: current ratio 1.80, cash €1,615Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 29% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 69-28
equity 44.3% of total assets
Liquidity 71+30
short-term debt 55.7% · cash 69.3%
Profitability 0-69
return on assets -229.9%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 14 months 09-2025: 2.1%highest value 10-2025: 1.0%▼ -53.6% vs 09-2025 11-2025: 1.0%● 0.0% vs 10-2025 12-2025: 1.0%● 0.0% vs 11-2025 01-2026: 1.0%▼ -0.1% vs 12-2025 02-2026: 1.0%● 0.0% vs 01-2026 03-2026: 1.0%▲ +2.5% vs 02-2026 04-2026: 1.0%▲ +4.6% vs 03-2026 05-2026: 1.0%▼ -0.1% vs 04-2026 06-2026: 1.1%▲ +10.5% vs 05-2026 07-2026: 1.2%▲ +9.3% vs 06-2026 08-2026: 0.9%▼ -27.5% vs 07-2026lowest value 09-2026: 0.9%● 0.0% vs 08-2026lowest value 10-2026: 0.9%● 0.0% vs 09-2026lowest value
  • Size: total assets €2,329 lowers the probability for this profile
  • Loss of €5,354 (FY 2025) raises the probability
  • Liquidity: current ratio 1.80, cash €1,615 lowers the probability
  • No establishment unit in the KBO raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 41%, liquidity 67%, profitability 4%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €2,329
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €5,354 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.80, cash €1,615
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 d early
2024
57 d late
2023
23 d late
2022
21 d early
2021
114 d early
2019
20 d early
2018
58 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 6 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 July (4 of the last 5 filed years within 78 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€5,354
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Active since 2000founded 30-10-2000 25 years View
  • Total assets 20256 fiscal years filed €2,329 View

By topic

Financials

Fiscal year
2025
Total assets
€2,329
Loss
-€5,354
Solvency
44.3%
Total assets▼ 73.9%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-07-2027
  1. 03-07-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 26-09-2025Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company (pre-2019)
Founded
30-10-2000
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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