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OPDESIGN

Active
Private limited company (pre-2019)founded 198937 yrs activeKapellenboslei 12, 2950 Kapellen, BelgiumKBO/BCE: BE 0437.427.240
Summary

OPDESIGN has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €106,173 and a net result of -€16,603. Equity remains stable across the filed fiscal years (±0.3% per year). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability10▼-48
Solvency68▼-2
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.15 in 2023; short-term debt: 57.3% and cash: 4.9% of total assets), and 57.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 37 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
42.7%
Return on assets
-6.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 d early
2024
16 d early
2023
50 d early
2022
24 d early
2021
33 d early
2020
37 d early
2019
37 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 34 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

OPDESIGN was incorporated on 24 April 1989.1 Total assets fell from EUR 373,502 in 2018 to EUR 248,526 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€106,173▼ 13.5%
2023 · €122,776
Total assets
€248,526▼ 8.6%
2023 · €271,832
Net result
-€16,603
2023 · €1,135
Working capital
-€127,925▼ 0.6%
2023 · -€127,161
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€6,942€7,320▲ 5.4%€5,740▼ 21.6%€5,774▲ 0.6%-€16,560
Net result€2,312€2,683▲ 16.0%€1,101▼ 59.0%€1,135▲ 3.1%-€16,603
Equity€117,857▲ 2.0%€120,540▲ 2.3%€121,640▲ 0.9%€122,776▲ 0.9%€106,173▼ 13.5%
Total assets€361,807▼ 0.6%€360,840▼ 0.3%€275,699▼ 23.6%€271,832▼ 1.4%€248,526▼ 8.6%
Debt€243,951▼ 1.8%€240,300▼ 1.5%€154,058▼ 35.9%€149,056▼ 3.2%€142,353▼ 4.5%
Working capital-€180,181▲ 8.9%-€161,416▲ 10.4%-€144,233▲ 10.6%-€127,161▲ 11.8%-€127,925▼ 0.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2020: €6,942€6,942Net result 2020: €2,312€2,312Operating result 2021: €7,320€7,320Net result 2021: €2,683€2,683Operating result 2022: €5,740€5,740Net result 2022: €1,101€1,101Operating result 2023: €5,774€5,774Net result 2023: €1,135€1,135Operating result 2024: -€16,560-€16,560Net result 2024: -€16,603-€16,60320202021202220232024-€20,000-€10,000€0€10,000Operating result 2022: €5,740€5,740Net result 2022: €1,101€1,100Operating result 2023: €5,774€5,770Net result 2023: €1,135€1,140Operating result 2024: -€16,560-€16,600Net result 2024: -€16,603-€16,600202220232024
The operating result turns negative in 2024: a loss of €16,560 after €5,774 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €248,526
Fixed assets €234,098 ▼ 6.3%
Current assets €14,428 ▼ 34.1%
Equity and liabilities €248,526
Equity €106,173 ▼ 13.5%
Debt €142,353 ▼ 4.5%
Debt's share of the balance-sheet total rises from 54.8% to 57.3%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
-€721▼
2023 · €21,711
Cash flow
-€764▼
2023 · €17,072
Current ratio
0.10▼
2023 · 0.15
Debt to equity
1.34▲
2023 · 1.21
ROE
-15.6%▼
2023 · 0.9%
ROA
-6.7%▼
2023 · 0.4%
Interest coverage
-16.57▼
2023 · 4.68
Debt ≤ 1 year
€142,353▼
2023 · €149,056
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 33 lines
Balance sheet Code20232024
Assets
Total assets20/58€271,832€248,526▼
Fixed assets21/28€249,937€234,098▼
Tangible fixed assets22/27€249,937€234,098▼
Land and buildings22€249,937€234,098▼
Plant, machinery and equipment23€0-
Current assets29/58€21,895€14,428▼
Cash at bank and in hand54/58€21,895€12,085▼
Deferred charges and accrued income490/1€0€2,343▲
Equity and liabilities
Total equity and liabilities10/49€271,832€248,526▼
Equity10/15€122,776€106,173▼
Contributions10/11€18,600€18,600=
Reserves13€104,176€87,573▼
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€102,316€85,713▼
Amounts payable17/49€149,056€142,353▼
Amounts payable within one year42/48€149,056€142,353▼
Taxes, remuneration and social security45€1,380€1,380=
Taxes450/3€1,380€1,380=
Other amounts payable47/48€147,676€140,973▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,937€15,839▼
Other operating charges640/8€4,463€4,226▼
Gross operating margin9900€26,174€3,506▼
Operating profit (loss)9901€5,774-€16,560▼
Financial charges65/66B€4,639€44▼
Recurring financial charges65€4,639€44▼
Profit (loss) for the period before taxes9903€1,135-€16,603▼
Profit (loss) for the period9904€1,135-€16,603▼
Profit (loss) for the period to be appropriated9905€1,135-€16,603▼
Appropriation of the result
Profit (loss) to be appropriated9906€1,135-€16,603▼
Transfer from equity791/2-€16,603
Transfer to equity691/2€1,135€0▼
To other reserves6921€1,135€0▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,984€16,082€16,082€15,937€15,839▼ 0.6%
Other operating charges640/8-€3,735€3,445€4,463€4,226▼ 5.3%
Gross operating margin9900€26,544€27,138€25,267€26,174€3,506▼ 86.6%
Operating profit (loss)9901€6,942€7,320€5,740€5,774-€16,560▼ 387%
Financial charges65/66B-€4,637€4,639€4,639€44▼ 99.1%
Recurring financial charges65€4,630€4,637€4,639€4,639€44▼ 99.1%
Profit (loss) for the period before taxes9903€2,312€2,683€1,101€1,135-€16,603▼ 1,562%
Profit (loss) for the period9904€2,312€2,683€1,101€1,135-€16,603▼ 1,562%
Profit (loss) for the period to be appropriated9905€2,312€2,683€1,101€1,135-€16,603▼ 1,562%
Line20202021202220232024Change
Assets
Total assets20/58€361,807€360,840€275,699€271,832€248,526▼ 8.6%
Fixed assets21/28€298,038€281,955€265,873€249,937€234,098▼ 6.3%
Tangible fixed assets22/27€298,038€281,955€265,873€249,937€234,098▼ 6.3%
Land and buildings22-€281,614€265,775€249,937€234,098▼ 6.3%
Plant, machinery and equipment23-€341€98€0--
Current assets29/58€63,770€78,885€9,826€21,895€14,428▼ 34.1%
Cash at bank and in hand54/58€63,770€77,106€7,893€21,895€12,085▼ 44.8%
Deferred charges and accrued income490/1-€1,779€1,933€0€2,343-
Equity and liabilities
Total equity and liabilities10/49€361,807€360,840€275,699€271,832€248,526▼ 8.6%
Equity10/15€117,857€120,540€121,640€122,776€106,173▼ 13.5%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€99,257€101,940€103,040€104,176€87,573▼ 15.9%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133-€100,080€101,180€102,316€85,713▼ 16.2%
Amounts payable17/49€243,951€240,300€154,058€149,056€142,353▼ 4.5%
Amounts payable within one year42/48€243,951€240,300€154,058€149,056€142,353▼ 4.5%
Taxes, remuneration and social security45-€1,380€1,380€1,380€1,380=
Taxes450/3-€1,380€1,380€1,380€1,380=
Other amounts payable47/48-€238,920€152,678€147,676€140,973▼ 4.5%
Line20202021202220232024Change
Profit (loss) for the period9904€2,312€2,683€1,101€1,135-€16,603▼ 1,562%
+ Depreciation and write-downs630€15,984€16,082€16,082€15,937€15,839▼ 0.6%
Operating cash flow (approximation)€18,297€18,765€17,183€17,072-€764▼ 104%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€13,336-€69,213€14,003-€9,810▼ 170%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet -€16,603
Net result drops to -€16,603, the lowest in the series.
11-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2018net €2,683 ▲16%
Operating result €7,320, net result €2,683, both a record.
24-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Back to profitnet €2,312
Net result €2,312 after 2 loss-making years.
24-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
09-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 1989
seat establishment The establishment unit on the map
Ground area
7,554 m²
Building footprint
374 m²
Volume, LiDAR
4,999 m³
Parcel 11023I0034/00M002, Flanders · tallest building 21.6 m, ±5 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
OPDESIGN
Kapellenboslei 12, 2950 KapellenNACE 4543
since 19892.043.809.103
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11023I0034/00M002 Flanders 7,554 m² 1 · 374 m² 21.6 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded24-04-1989
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.