OPCA
ActiveSummary
OPCA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €335,551 and a net result of €36,286. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability76▲+1
Solvency75▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days acceptable
Liquidity short (current ratio 0.34 against 0.28 in 2023; short-term debt: 32.1% and cash: 0.4% of total assets), and 49.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
47 d early
2022
38 d early
2021
30 d early
2020
37 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
In the rankings
#6 company by equity in Grez-Doiceau, Telecoms and IT sector#8 company by total assets in Grez-Doiceau, Telecoms and IT sector
Equity
€335,551▲ 12.1%
2023 · €299,265
Total assets
€670,322▲ 0.3%
2023 · €668,056
Net result
€36,286▲ 15.7%
2023 · €31,361
Working capital
-€141,453▲ 17.6%
2023 · -€171,562
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€45,007▼ 7.8%€43,495▼ 3.4%€39,774▼ 8.6%€49,195▲ 23.7%€55,417▲ 12.6%
Net result€27,300▲ 0.2%€26,593▼ 2.6%€23,818▼ 10.4%€31,361▲ 31.7%€36,286▲ 15.7%
Equity€217,493▲ 14.4%€244,086▲ 12.2%€267,904▲ 9.8%€299,265▲ 11.7%€335,551▲ 12.1%
Total assets€671,007▼ 2.5%€700,627▲ 4.4%€676,722▼ 3.4%€668,056▼ 1.3%€670,322▲ 0.3%
Debt€453,514▼ 8.9%€456,541▲ 0.7%€408,818▼ 10.5%€368,791▼ 9.8%€334,771▼ 9.2%
Working capital-€258,892▲ 13.4%-€270,410▼ 4.4%-€198,689▲ 26.5%-€171,562▲ 13.7%-€141,453▲ 17.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 13% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €670,322
Fixed assets
€596,615 ▼ 1.0%
Current assets
€73,707 ▲ 12.8%
Equity and liabilities €670,322
Equity
€335,551 ▲ 12.1%
Debt
€334,771 ▼ 9.2%
Debt's share of the balance-sheet total falls from 55.2% to 49.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82,440▲
2023 · €76,841
Cash flow
€63,309▲
2023 · €59,007
Current ratio
0.34▲
2023 · 0.28
Debt to equity
1.00▼
2023 · 1.23
ROE
10.8%▲
2023 · 10.5%
ROA
5.4%▲
2023 · 4.7%
Interest coverage
14.66▲
2023 · 12.61
Debt ≤ 1 year
€215,160▼
2023 · €236,878
Debt > 1 year
€118,503▼
2023 · €131,643
Income taxes
€13,506▲
2023 · €11,740
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,821 | €28,532 | €33,880 | €27,645 | €27,023 | ▼ 2.3% |
| Other operating charges640/8 | - | €2,246 | €2,293 | €2,686 | €3,123 | ▲ 16.2% |
| Gross operating margin9900 | €75,873 | €74,273 | €75,947 | €79,527 | €85,562 | ▲ 7.6% |
| Operating profit (loss)9901 | €45,007 | €43,495 | €39,774 | €49,195 | €55,417 | ▲ 12.6% |
| Financial income75/76B | - | €5 | - | - | - | - |
| Recurring financial income75 | - | €5 | - | - | - | - |
| Financial charges65/66B | - | €7,023 | €6,573 | €6,094 | €5,625 | ▼ 7.7% |
| Recurring financial charges65 | €7,465 | €7,023 | €6,573 | €6,094 | €5,625 | ▼ 7.7% |
| Profit (loss) for the period before taxes9903 | €37,543 | €36,477 | €33,201 | €43,101 | €49,792 | ▲ 15.5% |
| Income taxes67/77 | €10,243 | €9,884 | €9,383 | €11,740 | €13,506 | ▲ 15.0% |
| Profit (loss) for the period9904 | €27,300 | €26,593 | €23,818 | €31,361 | €36,286 | ▲ 15.7% |
| Profit (loss) for the period to be appropriated9905 | €27,300 | €26,593 | €23,818 | €31,361 | €36,286 | ▲ 15.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €671,007 | €700,627 | €676,722 | €668,056 | €670,322 | ▲ 0.3% |
| Fixed assets21/28 | €644,470 | €641,963 | €610,867 | €602,741 | €596,615 | ▼ 1.0% |
| Tangible fixed assets22/27 | €644,470 | €641,963 | €610,867 | €602,741 | €596,615 | ▼ 1.0% |
| Land and buildings22 | - | €636,065 | €605,895 | €598,970 | €592,622 | ▼ 1.1% |
| Furniture and vehicles24 | - | €5,898 | €4,972 | €3,770 | €3,993 | ▲ 5.9% |
| Current assets29/58 | €26,537 | €58,663 | €65,855 | €65,315 | €73,707 | ▲ 12.8% |
| Amounts receivable within one year40/41 | €7,347 | €22,228 | €31,184 | €51,977 | €69,192 | ▲ 33.1% |
| Trade receivables40 | - | €22,228 | €31,184 | €51,977 | €69,192 | ▲ 33.1% |
| Cash at bank and in hand54/58 | €10,966 | €14,137 | €13,270 | €11,599 | €2,838 | ▼ 75.5% |
| Deferred charges and accrued income490/1 | - | €22,299 | €21,401 | €1,739 | €1,677 | ▼ 3.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €671,007 | €700,627 | €676,722 | €668,056 | €670,322 | ▲ 0.3% |
| Equity10/15 | €217,493 | €244,086 | €267,904 | €299,265 | €335,551 | ▲ 12.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | - | - | - | - |
| Issued capital100 | - | €18,600 | - | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €197,033 | €223,626 | €247,444 | €278,805 | €315,091 | ▲ 13.0% |
| Amounts payable17/49 | €453,514 | €456,541 | €408,818 | €368,791 | €334,771 | ▼ 9.2% |
| Amounts payable after more than one year17 | €168,086 | €127,468 | €144,274 | €131,643 | €118,503 | ▼ 10.0% |
| Financial debts170/4 | - | €127,468 | €144,274 | €131,643 | €118,503 | ▼ 10.0% |
| Amounts payable within one year42/48 | €285,428 | €329,073 | €264,544 | €236,878 | €215,160 | ▼ 9.2% |
| Current portion of amounts payable after more than one year42 | - | €40,618 | €12,141 | €12,631 | €13,140 | ▲ 4.0% |
| Trade debts44 | €766 | €1,530 | €1,190 | €1,700 | - | - |
| Suppliers440/4 | - | €1,530 | €1,190 | €1,700 | - | - |
| Taxes, remuneration and social security45 | - | €23,545 | €10,452 | €22,485 | €14,910 | ▼ 33.7% |
| Taxes450/3 | - | €23,545 | €10,452 | €22,485 | €14,910 | ▼ 33.7% |
| Other amounts payable47/48 | - | €263,380 | €240,761 | €200,062 | €187,110 | ▼ 6.5% |
| Accrued charges and deferred income492/3 | - | - | - | €270 | €1,108 | ▲ 310% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,300 | €26,593 | €23,818 | €31,361 | €36,286 | ▲ 15.7% |
| + Depreciation and write-downs630 | €27,821 | €28,532 | €33,880 | €27,645 | €27,023 | ▼ 2.3% |
| Operating cash flow (approximation) | €55,121 | €55,125 | €57,698 | €59,007 | €63,309 | ▲ 7.3% |
| Investment in fixed assets (approximation) | - | -€26,025 | -€2,784 | -€19,519 | -€20,897 | ▼ 7.1% |
| Change in cash | - | €3,171 | -€866 | -€1,671 | -€8,761 | ▼ 424% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €36,286 ▲15.7%
Operating result €55,417, net result €36,286, both a record.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200,000Eq €217,493 ▲14.4%
3 profitable years in a row build equity to €217,493.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée Chap.à Chantrant 41390 Grez-Doiceau1 establishment unit
OPCA
since 20112.198.198.558
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 13,411 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.