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OPC EUROPE

Active
Public limited companyfounded 1981active for 45 yearsDorpsstraat 4, 8420 De Haan, BelgiumKBO/BCE: BE 0421.855.770

From the official registers: KBO 44 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

OPC EUROPE has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €388,302 and a net result of €50,316. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 88% of 2,790 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 31-08-1981 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment unit
2.019.251.275 8420 De Haan, since 01-09-1984
Financial year end
31 December
Peppol
Reachable since 23-09-2025

Board and ownership

Board
  • V & V INVESTDirector · since 15-12-2023 · permanent representative VERHELST Johan Jozef Alberic

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€90,904
▲ 14.6%
Turnover
≈ €370,000
estimated
Profit
€50,316
▲ 64.8%
Equity
€388,302
▲ 14.9%
Total assets
€478,511
▲ 10.5%
Filed on 15-07-2026, 16 days before the deadlineat the National Bank
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 3.29, cash €4,208, halvedlowers riskFounded in 1981Equity €388,302 (81.1% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 65% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 81.1% of total assets
Liquidity 46-3
short-term debt 18.9% · cash 0.9%
Profitability 82+4
return on assets 10.5%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%▼ -0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.29 (2.44 in 2024), above the usual 1.5. Short-term debt is 18.9% and cash 0.9% of total assets. 18.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 44% on liquidity, 64% on profitability and 59% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 1981
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €388,302 (81.1% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 3.29, cash €4,208, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
13 days early
2023
13 days early
2022
27 days early
2021
23 days early
2020
8 days early
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 2nd oldest company in De Haan, Construction sectorin the Checked rankings No. 2 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €50,316 8 years View

Comparable companies

These companies have the same main activity as OPC EUROPE: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €385,000 and €496,000, founded between 1979 and 1987.

CompanyTotal assetsGross margin
OPC EUROPE De Haan€478,511€90,904
HULPIA BOUW Evergem€468,804€95,802
EXMAPLA Ukkel€469,460€81,380
JANSSENS BOUW Oudenaarde€495,882€98,251
ALGEMENE BOUWONDERNEMING A. VERHELST Kruisem€459,069€71,179
DEBREMAEKER JAN Halle€385,207€79,050
POLYLUX Chiny€467,231€108,106
Full comparison

Documents

Annual accounts at the NBB

All 44 annual accounts

Articles and registers

Key facts about OPC EUROPE

What is the company number of OPC EUROPE?
The company number of OPC EUROPE is 0421.855.770. The VAT number is the same number with BE in front: BE 0421.855.770.
Where is OPC EUROPE based?
The registered office is at Dorpsstraat 4, 8420 De Haan.Company details
What does OPC EUROPE do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of OPC EUROPE?
The legal form of OPC EUROPE is Public limited company (NV).
When was OPC EUROPE founded?
OPC EUROPE was founded on 31-08-1981.
Is OPC EUROPE still active?
Yes, OPC EUROPE is an active enterprise in the KBO register.
What is the turnover of OPC EUROPE?
The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €90,904 and 41 comparable companies (NACE 41001). It probably lies between €260,000 and €540,000.Financials
Is OPC EUROPE profitable?
In financial year 2025, OPC EUROPE made a profit of €50,316.
Where can I find the annual accounts of OPC EUROPE?
OPC EUROPE filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of OPC EUROPE due?
OPC EUROPE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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