Skip to content

OPARTHEM

Active
Private limited companyfounded 20188 yrs activeTreurwilgenlaan 12, 3090 Overijse, BelgiumKBO/BCE: BE 0690.688.795

OPARTHEM has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €174k and a net result of €34k. Equity is growing by ~24.6% per year across the filed fiscal years. Its solvency ranks better than 44% of 1973 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
74 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+5
Solvency67▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.74 against 1.82 in 2024; short-term debt: 57.5% and cash: 47.3% of total assets), but 57.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-11-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
27 d late
2024
23 d late
2023
on the day
2022
29 d late
2021
29 d late
2019
25 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€174k▲ 24.3%
2024 · €140k
2019: €18k 2021: €52k 2022: €89k 2023: €122k 2024: €140k
2019 → 2025
Total assets
€409k▲ 31.8%
2024 · €310k
2019: €28k 2021: €86k 2022: €125k 2023: €178k 2024: €310k
2019 → 2025
Net result
€34k▲ 78.1%
2024 · €19k
2019: €6k 2021: €28k 2022: €37k 2023: €33k 2024: €19k
2019 → 2025
Working capital
€174k▲ 24.3%
2024 · €140k
2019: €18k 2021: €40k 2022: €82k 2023: €120k 2024: €140k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€52k-€89k▲ 70.9%€122k▲ 37.1%€140k▲ 14.2%€174k▲ 24.3%
Operating result€43k-€54k▲ 26.4%€52k▼ 3.8%€31k▼ 41.1%€54k▲ 76.7%
Net result€28k-€37k▲ 30.0%€33k▼ 10.5%€19k▼ 42.4%€34k▲ 78.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €43k€43kNet result 2021: €28k€28kOperating result 2022: €54k€54kNet result 2022: €37k€37kOperating result 2023: €52k€52kNet result 2023: €33k€33kOperating result 2024: €31k€31kNet result 2024: €19k€19kOperating result 2025: €54k€54kNet result 2025: €34k€34k20212022202320242025
The operating result recovers in 2025; 2025 is 77% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €409k
Equity €174k▲ 24.3%
Debt €235k▲ 38.0%
The debt ratio rises from 55.0% to 57.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Solvency
42.5%
2024 · 45.0%
Current ratio
1.74
2024 · 1.82
Quick ratio
1.74
2024 · 1.82
Debt / equity
1.35
2024 · 1.22
ROE
19.6%
2024 · 13.7%
ROA
8.3%
2024 · 6.2%
Debt
€235k
2024 · €170k
Debt ≤ 1 year
€235k
2024 · €170k
Income taxes
€20k
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€310k€409k
Current assets29/58€310k€409k
Amounts receivable within one year40/41€116k€214k
Trade receivables40€109k€206k
Other amounts receivable41€7k€8k
Cash at bank and in hand54/58€194k€194k=
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€310k€409k
Equity10/15€140k€174k
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€125k€159k
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€123k€157k
Profit (loss) carried forward14€3k€3k
Amounts payable17/49€170k€235k
Amounts payable within one year42/48€170k€235k
Trade debts44€30k€48k
Suppliers440/4€30k€48k
Taxes, remuneration and social security45€78k€112k
Taxes450/3€78k€112k
Other amounts payable47/48€63k€75k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k-
Other operating charges640/8€572€585
Gross operating margin9900€34k€55k
Operating profit (loss)9901€31k€54k
Financial charges65/66B-€529
Recurring financial charges65-€529
Non-recurring financial charges66B-€529
Profit (loss) for the period before taxes9903€31k€54k
Income taxes67/77€12k€20k
Profit (loss) for the period9904€19k€34k
Transfer to tax-exempt reserves689€19k€34k
Profit (loss) for the period to be appropriated9905€74€70
Appropriation of the result
Profit (loss) to be appropriated9906€3k€3k
Profit (loss) brought forward from the previous period14P€2k€3k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
27-11
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
31-03
Financial Equity above €150kEq €174k ▲24.3%
6 profitable years in a row build equity to €174k.
2024
23-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2023
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Equity above €100kEq €122k ▲37.1%
4 profitable years in a row build equity to €122k.
2022
29-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
31-03
Financial Highest result since 2019net €37k ▲30%
Net result €37k, the highest in the series.
2021
29-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2019
25-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Treurwilgenlaan 123090 Overijse
Ground area
110 m²
Building footprint
80 m²
Volume, LiDAR
499 m³
Parcel 23062M0482/00A000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OPARTHEM
Treurwilgenlaan 12, 3090 OverijseRetail sale of antiques
since 20182.278.303.435
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23062M0482/00A000 Flanders 110 m² 1 · 80 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,989 companies in sector 90120 we hold annual accounts for 208. 140 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-02-2018
Fiscal year end31-03
Activities, NACEBEL
90032Arts creation and performing arts activities
90120Visual arts creation
47791Retail sale of antiques
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.