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OP-M

Active Private limited companyfounded 2011active for 15 yearsBerchemstraat 39, 9690 KluisbergenKBO/BCE: BE 0833.772.111

Lifetime

15 annual accounts with figures on one time axis
peak €118,403 (2022)
€85,599▼ 9.1%
peak €73,942 (2022)
€54,580▼ 4.5%
peak €353,270 (2025)
€353,270▲ 17.6%
€13,795▼ 61.8%
Board1 name since 2023
Documentsfilings and deeds
17-05-202675 days before the deadline
2025micro format
Dividend €1,666Equity from €300,357 to €353,270Debts from €36,150 to €13,795Cash from €184,442 to €316,674

Key points

from the 2025 annual accounts

Equity

€353,270 ▲ 17.6%

OP-M has made a profit in every financial year since 2011.

Liquidity

25.17 was 8.45 in 2024

Short-term debts fell from €36,150 to €13,795.

Filings

15 annual accounts since 2011
AprilJune31 JulyOctober201520202025

The 2017 accounts came 292 days late. The other nine of the last ten were filed on time.

Checked score

97
Excellent
Financially stronger than 76% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025highest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100=equity 96.2% of total assets
100=short-term debt 3.8% · cash 86.3%
87-3return on assets 14.9%

Score breakdown

lowers risk
Liquidity: current ratio 25.17, cash €316,674
Equity €353,270 (96.2% of total assets)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €367,065
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 56% on profitability and 65% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as OP-M has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of OP-M itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for OP-M. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 25.17 (8.45 in 2024), above the usual 1.5. Short-term debt is 3.8% and cash 86.3% of total assets. 3.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 25.17, cash €316,674
NBB · annual accounts
lowers risk · Equity €353,270 (96.2% of total assets)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €367,065
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-05-2026, 75 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
75 days early
2024
68 days early
2023
66 days early
2022
73 days early
2021
56 days early
2020
56 days early
2019
69 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 66 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0833772111
Reappointment: OPSOMER Jeroen Bert Mark Jan Werner (director) Gazette deed
Incorporation published on 28-02-2011 · Gazette deed
First establishment Berchemstraat 39, Kluisbergen
All 26 events

Comparable companies

same main activity, similar in size and age
Company
OP-M Kluisbergen €367,065 €85,599 96.2% -
Vermote Consulting Nazareth-De Pinte €374,507 €86,226 87.7% -
PHIN Nazareth-De Pinte €379,704 €86,014 68.2% -
Litypic Ghent €358,204 €80,443 93.9% -
Lupo Management Zottegem €380,427 €78,020 16.7% -
Kymora Aalter €343,891 €90,560 84.9% -
Obrabara Stekene €411,000 €90,545 75.6% -

These companies have the same main activity as OP-M: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €344,000 and €411,000, founded between 2010 and 2011.

Official details

Source: KBO
Status
Active since 16-02-2011Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.196.315.3729690 Kluisbergen, since 09-02-2011
Financial year end
31 December
Peppol
Reachable since 29-12-2025
Company details

Annual accounts 2025

≈ €180,000estimated
€367,065▲ 9.1%
Filing
Filed on 17-05-2026, 75 days before the end of the filing period
Financials

Insights on OP-M

OP-M files the micro format. That format states no turnover. The gross margin rose from €51,850 in 2011 to €85,599 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about OP-M

What is the company number of OP-M?
The company number of OP-M is 0833.772.111. The VAT number is the same number with BE in front: BE 0833.772.111.
Where is OP-M based?
The registered office is at Berchemstraat 39, 9690 Kluisbergen.Company details
What does OP-M do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of OP-M?
OP-M is a private limited company (BV).
When was OP-M founded?
OP-M was founded on 16-02-2011.
Is OP-M still active?
Yes, OP-M is an active enterprise in the KBO register.
What is the turnover of OP-M?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €85,599 and 120 comparable companies (NACE 70200). It probably lies between €130,000 and €220,000.Financials
Is OP-M profitable?
In financial year 2025, OP-M made a profit of €54,580.
Where can I find the annual accounts of OP-M?
OP-M filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OP-M due?
OP-M must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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