OP-M
ActiveSummary
OP-M has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €353k and a net result of €55k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 25.17 against 8.45 in 2024; short-term debt: 3.8% and cash: 86.3% of total assets), and 3.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.2%
Return on assets
14.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-05-2026, 75 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
75 d early
2024
68 d early
2023
66 d early
2022
73 d early
2021
56 d early
2020
56 d early
2019
69 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€353k▲ 17.6%
2024 · €300k
2018: €166klowest in 8 years
2019: €173k▲ +4.1% vs 2018
2020: €167k▼ -3.7% vs 2019
2021: €195k▲ +17.0% vs 2020
2022: €235k▲ +20.7% vs 2021
2023: €267k▲ +13.5% vs 2022
2024: €300k▲ +12.6% vs 2023
2025: €353k▲ +17.6% vs 2024highest in 8 years
2018 → 2025
Total assets
€367k▲ 9.1%
2024 · €337k
2018: €215klowest in 8 years
2019: €216k▲ +0.5% vs 2018
2020: €244k▲ +13.0% vs 2019
2021: €247k▲ +1.2% vs 2020
2022: €291k▲ +18.0% vs 2021
2023: €310k▲ +6.5% vs 2022
2024: €337k▲ +8.5% vs 2023
2025: €367k▲ +9.1% vs 2024highest in 8 years
2018 → 2025
Net result
€55k▼ 4.5%
2024 · €57k
2018: €50k
2019: €36k▼ -28.3% vs 2018lowest in 8 years
2020: €52k▲ +43.8% vs 2019
2021: €63k▲ +21.9% vs 2020
2022: €74k▲ +17.5% vs 2021highest in 8 years
2023: €55k▼ -25.5% vs 2022
2024: €57k▲ +3.7% vs 2023
2025: €55k▼ -4.5% vs 2024
2018 → 2025
Working capital
€333k▲ 23.8%
2024 · €269k
2018: €158k
2019: €173k▲ +9.3% vs 2018
2020: €157k▼ -9.1% vs 2019lowest in 8 years
2021: €188k▲ +19.3% vs 2020
2022: €171k▼ -8.7% vs 2021
2023: €217k▲ +26.5% vs 2022
2024: €269k▲ +24.2% vs 2023
2025: €333k▲ +23.8% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€195k-€235k▲ 20.7%€267k▲ 13.5%€300k▲ 12.6%€353k▲ 17.6%
2021: €195klowest in 5 years
2022: €235k▲ +20.7% vs 2021
2023: €267k▲ +13.5% vs 2022
2024: €300k▲ +12.6% vs 2023
2025: €353k▲ +17.6% vs 2024highest in 5 years
Operating result€87k-€102k▲ 17.3%€77k▼ 24.5%€74k▼ 3.7%€72k▼ 3.4%
2021: €87k
2022: €102k▲ +17.3% vs 2021highest in 5 years
2023: €77k▼ -24.5% vs 2022
2024: €74k▼ -3.7% vs 2023
2025: €72k▼ -3.4% vs 2024lowest in 5 years
Net result€63k-€74k▲ 17.5%€55k▼ 25.5%€57k▲ 3.7%€55k▼ 4.5%
2021: €63k
2022: €74k▲ +17.5% vs 2021highest in 5 years
2023: €55k▼ -25.5% vs 2022
2024: €57k▲ +3.7% vs 2023
2025: €55k▼ -4.5% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 3% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €367k
Fixed assets
€20k ▼ 36.3%
Current assets
€347k ▲ 13.7%
Equity and liabilities €367k
Equity
€353k ▲ 17.6%
Debt
€14k ▼ 61.8%
Debt's share of the balance-sheet total falls from 10.7% to 3.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▼
2024 · €93k
Cash flow
€67k▼
2024 · €76k
Current ratio
25.17▲
2024 · 8.45
Debt to equity
0.04▼
2024 · 0.12
ROE
15.4%▼
2024 · 19.0%
ROA
14.9%▼
2024 · 17.0%
Interest coverage
827.92▼
2024 · 882.74
Debt ≤ 1 year
€14k▼
2024 · €36k
Income taxes
€22k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€337k€367k▲
Fixed assets21/28€31k€20k▼
Tangible fixed assets22/27€31k€20k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€24k€15k▼
Other tangible fixed assets26€6k€4k▼
Current assets29/58€305k€347k▲
Amounts receivable within one year40/41-€307
Other amounts receivable41-€307
Current investments50/53€120k€30k▼
Cash at bank and in hand54/58€184k€317k▲
Deferred charges and accrued income490/1€968€283▼
Equity and liabilities
Total equity and liabilities10/49€337k€367k▲
Equity10/15€300k€353k▲
Contributions10/11€6k€6k=
Reserves13€294k€347k▲
Distributable reserves133€294k€347k▲
Amounts payable17/49€36k€14k▼
Amounts payable within one year42/48€36k€14k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€8k€8k▼
Other amounts payable47/48€27k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€13k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€94k€86k▼
Operating profit (loss)9901€74k€72k▼
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€105€102▼
Recurring financial charges65€105€102▼
Profit (loss) for the period before taxes9903€79k€76k▼
Income taxes67/77€22k€22k▼
Profit (loss) for the period9904€57k€55k▼
Profit (loss) for the period to be appropriated9905€57k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€55k▼
Transfer from equity791/2€22k-
Transfer to equity691/2€55k€53k▼
To other reserves6921€55k€53k▼
Profit to be distributed694/7€24k€2k▼
Return on contributions (dividend)694€24k€2k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €15k | €19k | €19k | €13k | ▼ 32.4% |
| Other operating charges640/8 | €2k | €2k | €1k | €1k | €1k | ▲ 9.1% |
| Gross operating margin9900 | €91k | €118k | €97k | €94k | €86k | ▼ 9.1% |
| Operating profit (loss)9901 | €87k | €102k | €77k | €74k | €72k | ▼ 3.4% |
| Financial income75/76B | €501 | - | €2k | €5k | €5k | ▼ 7.3% |
| Recurring financial income75 | €501 | - | €2k | €5k | €5k | ▼ 7.3% |
| Financial charges65/66B | €85 | €95 | €112 | €105 | €102 | ▼ 3.3% |
| Recurring financial charges65 | €85 | €95 | €112 | €105 | €102 | ▼ 3.3% |
| Profit (loss) for the period before taxes9903 | €87k | €102k | €79k | €79k | €76k | ▼ 3.6% |
| Income taxes67/77 | €24k | €28k | €24k | €22k | €22k | ▼ 1.4% |
| Profit (loss) for the period9904 | €63k | €74k | €55k | €57k | €55k | ▼ 4.5% |
| Profit (loss) for the period to be appropriated9905 | €63k | €74k | €55k | €57k | €55k | ▼ 4.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €247k | €291k | €310k | €337k | €367k | ▲ 9.1% |
| Fixed assets21/28 | €7k | €64k | €50k | €31k | €20k | ▼ 36.3% |
| Tangible fixed assets22/27 | €7k | €64k | €50k | €31k | €20k | ▼ 36.3% |
| Plant, machinery and equipment23 | - | €3k | €2k | €2k | €1k | ▼ 35.5% |
| Furniture and vehicles24 | €2k | €57k | €40k | €24k | €15k | ▼ 38.1% |
| Other tangible fixed assets26 | €5k | €4k | €7k | €6k | €4k | ▼ 29.0% |
| Current assets29/58 | €240k | €227k | €260k | €305k | €347k | ▲ 13.7% |
| Amounts receivable within one year40/41 | €98 | €100 | €2k | - | €307 | - |
| Trade receivables40 | €98 | €100 | - | - | - | - |
| Other amounts receivable41 | - | - | €2k | - | €307 | - |
| Current investments50/53 | - | - | €120k | €120k | €30k | ▼ 75.0% |
| Cash at bank and in hand54/58 | €240k | €221k | €138k | €184k | €317k | ▲ 71.7% |
| Deferred charges and accrued income490/1 | - | €7k | €933 | €968 | €283 | ▼ 70.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €247k | €291k | €310k | €337k | €367k | ▲ 9.1% |
| Equity10/15 | €195k | €235k | €267k | €300k | €353k | ▲ 17.6% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Outside capital11 | €6k | - | - | - | - | - |
| Other1109/19 | €6k | - | - | - | - | - |
| Reserves13 | €189k | €229k | €261k | €294k | €347k | ▲ 18.0% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €187k | €227k | €261k | €294k | €347k | ▲ 18.0% |
| Amounts payable17/49 | €52k | €56k | €43k | €36k | €14k | ▼ 61.8% |
| Amounts payable within one year42/48 | €52k | €56k | €43k | €36k | €14k | ▼ 61.8% |
| Trade debts44 | €114 | €1k | €1k | €1k | €1k | ▲ 14.0% |
| Suppliers440/4 | €114 | €1k | €1k | €1k | €1k | ▲ 14.0% |
| Taxes, remuneration and social security45 | €14k | €17k | €15k | €8k | €8k | ▼ 8.0% |
| Taxes450/3 | €14k | €17k | €15k | €8k | €8k | ▼ 8.0% |
| Other amounts payable47/48 | €38k | €38k | €27k | €27k | €5k | ▼ 82.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €63k | €74k | €55k | €57k | €55k | ▼ 4.5% |
| + Depreciation and write-downs630 | €2k | €15k | €19k | €19k | €13k | ▼ 32.4% |
| Operating cash flow (approximation) | €65k | €89k | €74k | €76k | €67k | ▼ 11.4% |
| Investment in fixed assets (approximation) | - | €-72k | €-5k | €0 | €-2k | - |
| Change in cash | - | €-19k | €-83k | €47k | €132k | ▲ 182% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 25.17
Current ratio from 8.45 to 25.17; short-term debt falls from €36k to €14k.
24-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €74k ▲17.5%
Operating result €102k, net result €74k, both a record.
31-12
Financial
Equity above €200kEq €235k ▲20.7%
5 profitable years in a row build equity to €235k.
05-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €36k ▼28.3%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
19-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 292 days late
2017
28-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kluisbergen · 1 establishment unit since 2011
Ground area
612 m²
Building footprint
189 m²
Volume, LiDAR
1,574 m³
Parcel 45002A0247/00P000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Berchemstraat 39, 9690 Kluisbergen
since 20112.196.315.372
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45002A0247/00P000 | Flanders | 612 m² | 1 · 189 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 37,171 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
86995Nutrition and dietetics services
Scores and ratios are computed by Checked and are not a credit decision.