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OP.DEV

Active
Private limited companyfounded 2025active for 1 yearRue Gonoy, St-Gérard 31A, 5640 Mettet, BelgiumKBO/BCE: BE 1025.136.679
Summary

OP.DEV has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,700 and a net result of €18,700. Its solvency ranks better than 46% of 21,099 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
≈ €130,000turnover 2025, estimated
Equity
€20,700
Profit
€18,700
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 95 days early
Why 95lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.65, cash €8,279Size: total assets €37,404Figures for financial year 2025 (filed 27-04-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 56% of its sector peers (NACE 62, micro)
Financial strength
Strong
Solvency 80
equity 55.3% of total assets
Liquidity 56
short-term debt 44.6% · cash 22.1%
Profitability 100
return on assets 50.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,890 companies, NACE 62, micro)
Last 24 months 08-2026: < 0.1%lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.65, above the usual 1.5; short-term debt: 44.6% and cash: 22.1% of total assets), and 44.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 48% on solvency, 38% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.65, cash €8,279
NBB · annual accounts
lowers risk · Size: total assets €37,404
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 27-04-2026)
NBB · annual accounts
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
95 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: PITON Olivier Joseph Agnès…

Financials · financial year 2025, micro format

Turnover
≈ €130,000
Estimated: probably between €67,000 and €250,000
Total assets
€37,404
Net result
€18,700
Working capital
€10,795

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €37,404
Fixed assets €9,912
Current assets €27,492
Equity and liabilities €37,404
Equity €20,700
Debt €16,704
Debt finances 44.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€24,577
Cash flow
€18,965
Current ratio
1.65
Debt to equity
0.81
ROE
90.3%
ROA
50.0%
Interest coverage
58.36
Debt ≤ 1 year
€16,697
Income taxes
€5,191

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€37,404
Fixed assets21/28€9,912
Tangible fixed assets22/27€5,982
Furniture and vehicles24€810
Other tangible fixed assets26€5,172
Financial fixed assets28€3,930
Current assets29/58€27,492
Amounts receivable within one year40/41€11,333
Trade receivables40€11,333
Cash at bank and in hand54/58€8,279
Deferred charges and accrued income490/1€7,880
Equity and liabilities
Total equity and liabilities10/49€37,404
Equity10/15€20,700
Contributions10/11€2,000
Profit (loss) carried forward14€18,700
Amounts payable17/49€16,704
Amounts payable within one year42/48€16,697
Trade debts44€719
Suppliers440/4€719
Taxes, remuneration and social security45€10,899
Taxes450/3€10,723
Remuneration and social security454/9€176
Other amounts payable47/48€5,078
Accrued charges and deferred income492/3€7
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€264
Gross operating margin9900€24,577
Operating profit (loss)9901€24,312
Financial charges65/66B€421
Recurring financial charges65€421
Profit (loss) for the period before taxes9903€23,891
Income taxes67/77€5,191
Profit (loss) for the period9904€18,700
Profit (loss) for the period to be appropriated9905€18,700
Appropriation of the result
Profit (loss) to be appropriated9906€18,700

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€264
Gross operating margin9900€24,577
Operating profit (loss)9901€24,312
Financial charges65/66B€421
Recurring financial charges65€421
Profit (loss) for the period before taxes9903€23,891
Income taxes67/77€5,191
Profit (loss) for the period9904€18,700
Profit (loss) for the period to be appropriated9905€18,700
Line2025
Assets
Total assets20/58€37,404
Fixed assets21/28€9,912
Tangible fixed assets22/27€5,982
Furniture and vehicles24€810
Other tangible fixed assets26€5,172
Financial fixed assets28€3,930
Current assets29/58€27,492
Amounts receivable within one year40/41€11,333
Trade receivables40€11,333
Cash at bank and in hand54/58€8,279
Deferred charges and accrued income490/1€7,880
Equity and liabilities
Total equity and liabilities10/49€37,404
Equity10/15€20,700
Contributions10/11€2,000
Profit (loss) carried forward14€18,700
Amounts payable17/49€16,704
Amounts payable within one year42/48€16,697
Trade debts44€719
Suppliers440/4€719
Taxes, remuneration and social security45€10,899
Taxes450/3€10,723
Remuneration and social security454/9€176
Other amounts payable47/48€5,078
Accrued charges and deferred income492/3€7
Line2025
Profit (loss) for the period9904€18,700
+ Depreciation and write-downs630€264
Operating cash flow (approximation)€18,965

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 27-04-2026 2026-00088199

Similar companies · same sector, comparable size

Of the 16,999 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,991. 5,993 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
PITON Olivier Joseph Agnès Ghislain
Director (not named in the articles) · since 08-07-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
PITON Olivier Joseph Agnès Ghislain
  • Director (not named in the articles), from 08-07-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 08-07-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 08-07-2025 Incorporation · €2,000

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 4 July 2025, OP.DEV was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 PITON Olivier Joseph Agnès Ghislain has served as director of the company since 2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 08-07-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
27-04
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
08-07
Gazette deed Incorporation
Appointment: PITON Olivier Joseph Agnès Ghislain (director) · Permanent representative: PITON Olivier Joseph Agnès Ghislain · Founder10 facts ▸
  • Other provision, “5101 Erpent,rue du Grand Tige 11, exercice de la fonction notariale” (deed in French)
  • Incorporation, 03-07-2025
  • Founder, PITON Olivier Joseph Agnès Ghislain
  • Founding capital, €2,000
  • Kind of shares, 100, 100
  • Registered office clause, “5640 Mettet (Saint-Gérard), Rue Gonoy, 31A, dépôt au greffe d'une expédition de l'acte constitutif” (deed in French)
  • Board rule, 1
  • Director appointment, PITON Olivier Joseph Agnès Ghislain (director (not named in the articles))
  • Permanent representative, PITON Olivier Joseph Agnès Ghislain (représentant permanent de la société)
  • Pre-incorporation commitments, “reprise, engagements,obligations et activités entrepris par comparant au nom et pour compte société en formation” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded04-07-2025
Financial year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
70200Business and other management consultancy
Contact
Website op.dev
E-mail info@op.dev
E-invoicing
Reachable via Peppol
Peppol ID 0208:1025136679
Registered 14-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
1,112 m²
Parcel 92104A0120/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
OP.DEV
Rue Gonoy, St-Gérard 31A, 5640 MettetComputer programming
since 2025unit no. 2.375.658.276
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
92104A0120/00P000 Wallonia 1,112 m² - -
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Toutes activités liées à la consultance et au conseil dans le domaine de l’informatique au sens large; La conception,le développement et la…” (deed in French)
7 activities (deed in French)
  1. Toutes activités liées à la consultance et au conseil dans le domaine de l’informatique au sens large
  2. La conception,le développement et la commercialisation de logiciels informatiques,la conception,le développement et la commercialisation de sites web,l'installation et l'entretien des réseaux informatiques au sens le plus large,en ce compris la consultance,le marketing,l'organisation de cours,initialisation aux outils informatiques et cætera
  3. Toutes prestations informatiques relatives à la communication et au graphisme,notamment le développement web,la gestion de bases de données,la production de programmes informatiques,la production et la gestion de sites internet,le développement d’applications ou la création de portails internet,le traitement de données,hébergement et les activités connexes
  4. L’acquisition,l’aliénation,l’échange,la construction,la démolition,la reconstruction,la transformation,l’entretien,la location,la sous-location et la gestion de ses biens immeubles bâtis,meublés ou non
  5. L’acquisition,l’aliénation,l’échange,l’entretien,la mise en valeur,le lotissement,la location,la sous-location,et l’affermage ainsi que la gestion de ses biens immeubles non bâtis
  6. L’accomplissement de toutes opérations relatives à l’acquisition,la cession et la constitution de droits réels sur des biens immeubles bâtis ou non bâtis
  7. Hypothéquer ses immeubles et se porter caution pour tous prêts,ouvertures de crédit ou autres obligations,aussi bien pour elle-même que pour des tiers

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
OP.DEV
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, transfert en tout endroit de la région de langue française de Belgique ou de la Région de Bruxelles-Capitale par simple…” (deed in French)

deed of 08-07-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“3- Pouvoir de signature : Le pouvoir de signature de l’administrateur sera individuel pour tous actes et/ou engagements de la société. 4-…”
Board ruleHow the board is made up, meets and takes decisions.
“Assemblée fixe nombre durée et si pluralité pouvoirs, Article 15” (deed in French)

deed of 08-07-2025

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Article 12, libre cession tout ou partie” (deed in French)
Share issue ruleHow and by whom new shares can be issued.
“Actions nouvelles à souscrire en numéraire, selon modalités arrêtées par l’organe d’administration” (deed in French)

deed of 08-07-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of April at 17:00

deed of 08-07-2025

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Assemblée générale, formes prévues pour modifications aux statuts” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Administrateur(s) en fonction désigné(s) liquidateur(s) en vertu des statuts si aucun autre désigné, dissolution pour quelque cause et à…” (deed in French)

deed of 08-07-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Appels de fonds, préavis d’un mois notifié par lettre recommandée” (deed in French)
Other provision: “Nominatives, nature des actions” (deed in French)
Other provision: “Nominatifs, nature des autres titres” (deed in French)
Other provision: “Indivisibilité des titres, un seul propriétaire par titre pour exercice des droits” (deed in French)
Other provision: “Démission à charge du patrimoine, démission actionnaires” (deed in French)
Other provision: “Valeur part retrait évaluée comme démission” (deed in French)
Other provision: “Rémunération administrateurs, Article 17” (deed in French)
Other provision: “Organe détermine seul ou conjointement, organe fixe attributions rémunérations éventuelles révocable en tout temps” (deed in French)
Other provision: “Contrôle société, Article 19” (deed in French)
Other provision: “Unanimité limites loi toutes décisions sauf acte authentique, assemblée générale procédure écrite” (deed in French)
Other provision: “Admission assemblee generale, registre des titres nominatifs de sa catégorie” (deed in French)
Other provision: “Seances proces verbaux, un ou plusieurs membres organe d'administration ayant pouvoir de représentation” (deed in French)
Other provision: “Deliberations assemblee generale, actions sans droit de vote selon loi” (deed in French)
Other provision: “Organe d'administration, prorogation assemblee” (deed in French)
Other provision: “Pouvoirs assemblee generale, ceux conférés par Code des sociétés et des associations” (deed in French)
Other provision: “Organe d'administration, bénéfice exercice en cours ou précédent tant que comptes non approuvés,réduit perte reportée ou majoré bénéfice…” (deed in French)
Liquidation distribution: “Apurement dettes,charges,frais ou consignation, actif net entre actionnaires en proportion actions,biens conservés même proportion” (deed in French)
Other provision: “Siège, election domicile” (deed in French)
Other provision: “Competence judiciaire, société,actionnaires,administrateurs,commissaires,liquidateurs relatifs affaires société et exécution statuts” (deed in French)
Other provision: “Code des sociétés et des associations, droit commun” (deed in French)
Other provision: “Remuneration administrateur, gratuit” (deed in French)
1 more provision in the deed, see the deed of 08-07-2025

deed of 08-07-2025