Oor Hoorcentrum
ActiveThe computed 12-month bankruptcy probability of Oor Hoorcentrum is 2.1% (moderate). The 2024 annual accounts show equity of €117k and a net result of €97k. Its solvency ranks better than 93% of 26053 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+4
Solvency100▲+43
Growth78
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 8.26 against 1.46 in 2023; short-term debt: 11.6% and cash: 9.2% of total assets), and 11.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.4%
Return on assets
73.4%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-11-2025, 120 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
120 d late
2023
56 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€117k▲ 490%
2023 · €20k
2023: €20k
2023 → 2024
Total assets
€133k▲ 111%
2023 · €63k
2023: €63k
2023 → 2024
Net result
€97k▲ 557%
2023 · €15k
2023: €15k
2023 → 2024
Working capital
€112k▲ 462%
2023 · €20k
2023: €20k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€20k-€117k▲ 490%
Operating result€19k-€128k▲ 576%
Net result€15k-€97k▲ 557%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 576% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €133k
Fixed assets
€6k
Current assets
€127k
Equity and liabilities €133k
Equity
€117k▲ 490%
Debt
€15k▼ 64.3%
The debt ratio falls from 68.4% to 11.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€128k
Cash flow
€98k
Solvency
88.4%▲
2023 · 31.6%
Current ratio
8.26▲
2023 · 1.46
Quick ratio
4.87▲
2023 · 1.30
Debt / equity
0.13▼
2023 · 2.17
ROE
83.1%▲
2023 · 74.6%
ROA
73.4%▲
2023 · 23.6%
Interest coverage
91.05
Debt
€15k▼
2023 · €43k
Debt ≤ 1 year
€15k▼
2023 · €43k
Income taxes
€30k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€63k€133k▲
Fixed assets21/28-€6k
Tangible fixed assets22/27-€6k
Furniture and vehicles24-€1k
Other tangible fixed assets26-€4k
Current assets29/58€63k€127k▲
Stocks and contracts in progress3€7k€52k▲
Stocks30/36€7k€52k▲
Amounts receivable within one year40/41€46k€61k▲
Trade receivables40€22k€44k▲
Other amounts receivable41€24k€16k▼
Cash at bank and in hand54/58€8k€12k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€63k€133k▲
Equity10/15€20k€117k▲
Contributions10/11€5k€5k=
Reserves13€15k€112k▲
Distributable reserves133€15k€112k▲
Amounts payable17/49€43k€15k▼
Amounts payable within one year42/48€43k€15k▼
Trade debts44€28k€7k▼
Suppliers440/4€28k€7k▼
Taxes, remuneration and social security45€15k€9k▼
Taxes450/3€12k€9k▼
Remuneration and social security454/9€3k€90▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€469
Other operating charges640/8€704€1k▲
Gross operating margin9900€20k€129k▲
Operating profit (loss)9901€19k€128k▲
Financial income75/76B€332€921▲
Recurring financial income75€332€921▲
Financial charges65/66B€262€1k▲
Recurring financial charges65€262€1k▲
Profit (loss) for the period before taxes9903€19k€127k▲
Income taxes67/77€4k€30k▲
Profit (loss) for the period9904€15k€97k▲
Profit (loss) for the period to be appropriated9905€15k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€97k▲
Transfer to equity691/2€15k€97k▲
To other reserves6921€15k€97k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 120 days late
2024
31-12
Financial
Liquidity times 6current ratio 8.26
Current ratio from 1.46 to 8.26; short-term debt falls from €43k to €15k.
31-12
Financial
Equity above €100kEq €117k ▲490%
2 profitable years in a row build equity to €117k.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vogelzanglaan 2 A1910 KampenhoutGround area
1,731 m²
Building footprint
217 m²
Volume, LiDAR
919 m³
2 parcels, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oor Hoorcentrum
since 20232.348.843.122
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23038A0444/00A000 | Flanders | 1,115 m² | 1 · 111 m² | 6.8 m · 2 fl. |
| 23038A0444/00B000 | Flanders | 616 m² | 1 · 106 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NATOREA
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CONSORTIUM CAIB
BE 0474.274.372
Hannut · Eq €116k
Sens-Unique
BE 0760.540.970
Menen · Eq €113k
OrthoPedico Schoentechniek
BE 0794.849.474
Sint-Truiden · Eq €121k
Belgium Premium Sports Connection
BE 0701.749.369
Sint-Niklaas · Eq €113k
Of 1,070 companies in sector 47741 we hold annual accounts for 644. 497 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2023
Fiscal year end31-12
Activities, NACEBEL
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
33130Repair, maintenance and installation of machinery and equipment
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
66220Insurance agents and brokers
71209Other technical testing and analysis
77225Rental and leasing activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.