OnzeHeld
ActiveOnzeHeld has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €137k and a net result of €6k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 30% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
69
/ 100
Healthy▼ -14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability23▼-57
Solvency59▼-7
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.71 in 2023), and 66.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
37 d early
2022
11 d early
2021
18 d early
2020
17 d early
2019
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€137k▲ 4.9%
2023 · €130k
2019: €51k
2020: €83k
2021: €89k
2022: €109k
2023: €130k
2019 → 2024
Total assets
€409k▲ 1.2%
2023 · €405k
2019: €68k
2020: €100k
2021: €173k
2022: €279k
2023: €405k
2019 → 2024
Net result
€6k▼ 69.2%
2023 · €21k
2019: €39k
2020: €32k
2021: €6k
2022: €21k
2023: €21k
2019 → 2024
Working capital
€35k▼ 53.3%
2023 · €74k
2019: €43k
2020: €79k
2021: €65k
2022: €39k
2023: €74k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€83k-€89k▲ 6.9%€109k▲ 23.6%€130k▲ 19.0%€137k▲ 4.9%
Operating result€43k-€9k▼ 79.0%€34k▲ 273%€35k▲ 3.5%€21k▼ 38.5%
Net result€32k-€6k▼ 82.1%€21k▲ 267%€21k▼ 0.3%€6k▼ 69.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 39% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €409k
Fixed assets
€263k▲ 16.5%
Current assets
€146k▼ 18.2%
Equity and liabilities €409k
Equity
€137k▲ 4.9%
Debt
€273k▼ 0.6%
The debt ratio falls from 67.8% to 66.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€31k▼
2023 · €43k
Cash flow
€15k▼
2023 · €28k
Solvency
33.4%▲
2023 · 32.2%
Current ratio
1.31▼
2023 · 1.71
Quick ratio
1.31▼
2023 · 1.71
Debt / equity
2.00▼
2023 · 2.11
ROE
4.7%▼
2023 · 16.0%
ROA
1.6%▼
2023 · 5.1%
Interest coverage
2.51▼
2023 · 5.07
Debt
€273k▼
2023 · €275k
Debt ≤ 1 year
€112k▲
2023 · €105k
Debt > 1 year
€161k▼
2023 · €165k
Income taxes
€3k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€405k€409k▲
Fixed assets21/28€226k€263k▲
Tangible fixed assets22/27€226k€263k▲
Land and buildings22€223k€262k▲
Plant, machinery and equipment23€1k€322▼
Furniture and vehicles24€1k€866▼
Current assets29/58€179k€146k▼
Amounts receivable within one year40/41€136k€139k▲
Trade receivables40€24k€12k▼
Other amounts receivable41€112k€127k▲
Cash at bank and in hand54/58€40k€8k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€405k€409k▲
Equity10/15€130k€137k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€118k€124k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€116k€122k▲
Amounts payable17/49€275k€273k▼
Amounts payable after more than one year17€165k€161k▼
Financial debts170/4€165k€161k▼
Amounts payable within one year42/48€105k€112k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44€980€3k▲
Suppliers440/4€980€3k▲
Taxes, remuneration and social security45€18k€8k▼
Taxes450/3€18k€8k▼
Other amounts payable47/48€86k€90k▲
Accrued charges and deferred income492/3€5k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€444€526▲
Gross operating margin9900€43k€31k▼
Operating profit (loss)9901€35k€21k▼
Financial income75/76B€3k-
Recurring financial income75€3k-
Financial charges65/66B€8k€12k▲
Recurring financial charges65€8k€12k▲
Profit (loss) for the period before taxes9903€29k€9k▼
Income taxes67/77€9k€3k▼
Profit (loss) for the period9904€21k€6k▼
Profit (loss) for the period to be appropriated9905€21k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€6k▼
Transfer to equity691/2€21k€6k▼
To other reserves6921€21k€6k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €109k ▲23.6%
4 profitable years in a row build equity to €109k.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €6k ▼82.1%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 27.71
Current ratio from 5.52 to 27.71; short-term debt falls from €17k to €2k.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tabakvest 872000 AntwerpenGround area
73 m²
Building footprint
66 m²
Volume, LiDAR
1,068 m³
Parcel 11803C0718/00D000, Flanders · tallest building 18.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
OnzeHeld
since 20192.285.548.048
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C0718/00D000 | Flanders | 73 m² | 1 · 66 m² | 18.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CDAD
BE 0887.608.297
Liedekerke · Eq €137k
SANOPOLIS
BE 0892.478.687
Mechelen · Eq €137k
ALPHA MICROSYSTEMS BELGIUM
BE 0421.946.040
Braine-l'Alleud · Eq €137k
AGMEC DYNAMICS
BE 0840.021.186
Leuven · Eq €137k
FOXLEX
BE 0792.343.213
Assesse · Eq €137k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 40,723 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.