ONUTELEC
ActiveONUTELEC has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €326. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+63
Solvency100▲+31
Growth67▲+16
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 16.71 against 1.72 in 2024; short-term debt: 5% and cash: 36.4% of total assets), and 5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
13 d early
2023
19 d early
2022
22 d late
2021
31 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€230k▲ 16.8%
2021 · €197k
2018: €197k
2020: €176k
2021: €197k
2018 → 2022
EBIT margin
5.0%▲ 10.5pp
2021 · -5.5%
2018: 0.6%
2020: 9.6%
2021: -5.5%
2018 → 2022
Net result
€326
2024 · €-8k
2018: €-1k
2019: €477
2020: €12k
2021: €-11k
2022: €10k
2023: €6k
2024: €-8k
2018 → 2025
Working capital
€29k▼ 5.8%
2024 · €31k
2018: €25k
2019: €26k
2020: €37k
2021: €25k
2022: €31k
2023: €39k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€197k-€230k▲ 16.8%
Equity€27k-€37k▲ 35.2%€42k▲ 15.1%€35k▼ 17.9%€35k▲ 0.9%
Operating result€-11k-€12k€11k▼ 6.1%€-6k€1k
Net result€-11k-€10k€6k▼ 41.9%€-8k€326
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€6k▲ 57.2%
Current assets
€31k▼ 58.2%
Equity and liabilities €37k
Equity
€35k▲ 0.9%
Debt
€2k▼ 95.7%
The debt ratio falls from 55.5% to 5.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▲
2024 · €-4k
Cash flow
€3k▲
2024 · €-5k
Solvency
95.0%▲
2024 · 44.5%
Current ratio
16.71▲
2024 · 1.72
Quick ratio
16.71▲
2024 · 1.72
Debt / equity
0.05▼
2024 · 1.25
ROE
0.9%▲
2024 · -21.9%
ROA
0.9%▲
2024 · -9.7%
Interest coverage
8.25▲
2024 · -4.18
Debt
€2k▼
2024 · €43k
Debt ≤ 1 year
€2k▼
2024 · €43k
Income taxes
€445▲
2024 · €354
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€37k▼
Fixed assets21/28€4k€6k▲
Tangible fixed assets22/27€4k€6k▲
Furniture and vehicles24€4k€6k▲
Current assets29/58€74k€31k▼
Amounts receivable within one year40/41€58k€14k▼
Trade receivables40€52k€5k▼
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€12k€13k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€78k€37k▼
Equity10/15€35k€35k▲
Contributions10/11€6k€6k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€27k€28k▲
Amounts payable17/49€43k€2k▼
Amounts payable within one year42/48€43k€2k▼
Trade debts44€43k-
Suppliers440/4€43k-
Taxes, remuneration and social security45-€2k
Remuneration and social security454/9-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-2k€5k▲
Operating profit (loss)9901€-6k€1k▲
Financial income75/76B€0€39▲
Recurring financial income75€0€39▲
Financial charges65/66B€869€451▼
Recurring financial charges65€869€451▼
Profit (loss) for the period before taxes9903€-7k€771▲
Income taxes67/77€354€445▲
Profit (loss) for the period9904€-8k€326▲
Profit (loss) for the period to be appropriated9905€-8k€326▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€28k▲
Profit (loss) brought forward from the previous period14P€35k€27k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €326
Net result €326 after one loss-making year.
31-12
Financial
Liquidity times 10current ratio 16.71
Current ratio from 1.72 to 16.71; short-term debt falls from €43k to €2k.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 18.72
Current ratio from 9.00 to 18.72; short-term debt falls from €3k to €2k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-11k ▼187%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €12k ▲2441%
Operating result €17k, net result €12k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 14.65
Current ratio from 5.94 to 14.65; short-term debt falls from €5k to €3k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Back to profitnet €477
Net result €477 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Dalstraat 341210 Sint-Joost-ten-NodeGround area
80 m²
Building footprint
81 m²
Volume, LiDAR
1,218 m³
Parcel 21572B0322/00C002, Brussels · tallest building 20.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Onutelec
since 20082.174.746.928
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572B0322/00C002 | Brussels | 80 m² | 1 · 81 m² | 20.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 1,269 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2008
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.