ONUR
ActiveThe annual accounts of ONUR for fiscal year 2025 show a net loss of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €181k and a net result of €-189k. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 800 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-70
Solvency54▼-14
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.17 against 1.66 in 2024; short-term debt: 70.8% and cash: 0.4% of total assets), and 70.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.2%
Return on assets
-30.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-09-2026, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
43 d late
2024
34 d late
2023
30 d early
2022
150 d late
2021
4 d early
2020
66 d late
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€181k▼ 51.1%
2024 · €370k
2018: €77k
2019: €105k
2020: €105k
2021: €131k
2022: €299k
2023: €381k
2024: €370k
2018 → 2025
Total assets
€618k▼ 27.6%
2024 · €854k
2018: €111k
2019: €155k
2020: €383k
2021: €440k
2022: €583k
2023: €901k
2024: €854k
2018 → 2025
Net result
€-189k
2024 · €8k
2018: €10k
2019: €28k
2020: €28k
2021: €34k
2022: €167k
2023: €362k
2024: €8k
2018 → 2025
Working capital
€73k▼ 76.1%
2024 · €307k
2018: €35k
2019: €74k
2020: €57k
2021: €69k
2022: €201k
2023: €259k
2024: €307k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€299k▲ 127%€381k▲ 27.5%€370k▼ 2.8%€181k▼ 51.1%
Operating result€50k-€272k▲ 440%€522k▲ 92.4%€43k▼ 91.9%€-91k
Net result€34k-€167k▲ 392%€362k▲ 117%€8k▼ 97.9%€-189k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €91k after €43k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €618k
Fixed assets
€107k▲ 31.8%
Current assets
€511k▼ 33.9%
Equity and liabilities €618k
Equity
€181k▼ 51.1%
Debt
€437k▼ 9.7%
The debt ratio rises from 56.7% to 70.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-84k▼
2024 · €72k
Cash flow
€-182k▼
2024 · €37k
Solvency
29.2%▼
2024 · 43.3%
Current ratio
1.17▼
2024 · 1.66
Quick ratio
1.17▼
2024 · 1.66
Debt / equity
2.42▲
2024 · 1.31
ROE
-104.6%▼
2024 · 2.1%
ROA
-30.6%▼
2024 · 0.9%
Interest coverage
-8.88▼
2024 · 8.56
Debt
€437k▼
2024 · €484k
Debt ≤ 1 year
€437k▼
2024 · €466k
Income taxes
€113k▲
2024 · €46k
Staff costs
€2.65M▲
2024 · €2.30M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€854k€618k▼
Fixed assets21/28€81k€107k▲
Tangible fixed assets22/27€52k€83k▲
Plant, machinery and equipment23€1k€558▼
Furniture and vehicles24€41k€58k▲
Other tangible fixed assets26€9k€24k▲
Financial fixed assets28€29k€24k▼
Current assets29/58€773k€511k▼
Amounts receivable within one year40/41€558k€508k▼
Trade receivables40€221k€145k▼
Other amounts receivable41€338k€363k▲
Cash at bank and in hand54/58€214k€3k▼
Equity and liabilities
Total equity and liabilities10/49€854k€618k▼
Equity10/15€370k€181k▼
Reserves13€98k€98k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Tax-exempt reserves132€82k€82k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€272k€83k▼
Amounts payable17/49€484k€437k▼
Amounts payable after more than one year17€19k-
Financial debts170/4€19k-
Amounts payable within one year42/48€466k€437k▼
Current portion of amounts payable after more than one year42€5k-
Trade debts44€171k€93k▼
Suppliers440/4€171k€93k▼
Advances received on contracts in progress46€33k-
Taxes, remuneration and social security45€253k€342k▲
Taxes450/3€253k€295k▲
Remuneration and social security454/9-€48k
Other amounts payable47/48€5k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2.30M€2.65M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€7k▼
Other operating charges640/8€9k€67k▲
Non-recurring operating charges66A€45k€217k▲
Gross operating margin9900€2.42M€2.85M▲
Operating profit (loss)9901€43k€-91k▼
Financial income75/76B€20k€24k▲
Recurring financial income75€20k€24k▲
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€54k€-76k▼
Income taxes67/77€46k€113k▲
Profit (loss) for the period9904€8k€-189k▼
Profit (loss) for the period to be appropriated9905€8k€-189k▼
Appropriation of the result
Profit (loss) to be appropriated9906€280k€83k▼
Profit (loss) brought forward from the previous period14P€272k€272k=
Transfer to equity691/2€8k-
To other reserves6921€8k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 43 days late
2025
31-12
Financial
Weakest financial yearnet €-189k ▼2527%
Net result drops to €-189k, the lowest in the series.
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 34 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €362k ▲117%
Operating result €522k, net result €362k, both a record.
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 150 days late
2022
31-12
Financial
Equity above €200kEq €299k ▲127%
5 profitable years in a row build equity to €299k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 66 days late
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-12
Financial
Equity above €100kEq €105k ▲36.5%
2 profitable years in a row build equity to €105k.
17-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 78 days late
2018
20-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 112 days late
2017
05-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 97 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Invalidenstraat 279041 GentGround area
325 m²
Building footprint
141 m²
Volume, LiDAR
560 m³
Parcel 44051B1586/00T000, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ONUR
since 20122.209.059.489
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44051B1586/00T000 | Flanders | 325 m² | 1 · 141 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NMH & CO
BE 0895.584.370
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BONRILL
BE 1005.171.507
Staden · Eq €178k
CONSERVERIE DE LA SAUVENIERE
BE 0765.298.128
Florennes · Eq €184k
Inter Spice
BE 0832.180.915
Ninove · Eq €177k
KVH SOLUTIONS
BE 0748.583.741
Maldegem · Eq €189k
Of 599 companies in sector 10111 we hold annual accounts for 329. 239 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2012
Fiscal year end31-12
Activities, NACEBEL
10110Manufacture of food products
10111Manufacture of food products
78100Employment placement agencies
82920Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.