ONUR
ActiveONUR has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €12k and a net result of €14k. Equity is shrinking by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 2090 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+19
Solvency53▼-3
Growth49=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.25 against 0.72 in 2023; short-term debt: 57.6% and cash: 12.3% of total assets), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.7%
Return on assets
32.9%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €12k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-02-2026, 199 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
199 d late
2023
206 d late
2022
123 d late
2021
122 d late
2020
31 d late
2019
53 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€148k▲ 43.2%
2020 · €103k
2018: €150k
2019: €135k
2020: €103k
2018 → 2023
EBIT margin
6.1%▲ 11.5pp
2020 · -5.3%
2018: 3.3%
2019: -9.9%
2020: -5.3%
2018 → 2023
Net result
€14k▲ 95.9%
2023 · €7k
2018: €2k
2019: €223
2020: €-6k
2021: €-13k
2022: €6k
2023: €7k
2018 → 2024
Working capital
€6k
2023 · €-3k
2018: €-39k
2019: €-7k
2020: €-4k
2021: €-23k
2022: €-16k
2023: €-3k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€103k-€148k
Equity€11k-€-2k€5k€12k▲ 159%€12k▲ 1.1%
Operating result€-6k-€-20k▼ 261%€7k€9k▲ 23.7%€16k▲ 79.3%
Net result€-6k-€-13k▼ 107%€6k€7k▲ 16.5%€14k▲ 95.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 79% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €43k
Fixed assets
€12k▼ 59.6%
Current assets
€31k▲ 258%
Equity and liabilities €43k
Equity
€12k▲ 1.1%
Debt
€31k▲ 16.5%
The debt ratio rises from 69.4% to 72.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▲
2023 · €15k
Cash flow
€31k▲
2023 · €13k
Solvency
27.7%▼
2023 · 30.6%
Current ratio
1.25▲
2023 · 0.72
Quick ratio
1.25▲
2023 · 0.72
Debt / equity
2.61▲
2023 · 2.26
ROE
118.8%▲
2023 · 61.4%
ROA
32.9%▲
2023 · 18.8%
Interest coverage
14.01▲
2023 · 7.84
Debt
€31k▲
2023 · €27k
Debt ≤ 1 year
€25k▲
2023 · €12k
Debt > 1 year
€6k▼
2023 · €15k
Income taxes
€322
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€38k€43k▲
Fixed assets21/28€30k€12k▼
Tangible fixed assets22/27€28k€12k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€11k€729▼
Leasing and similar rights25€10k€7k▼
Other tangible fixed assets26€5k€3k▼
Financial fixed assets28€2k-
Current assets29/58€9k€31k▲
Amounts receivable within one year40/41€3k€21k▲
Trade receivables40€3k€215▼
Other amounts receivable41€287€21k▲
Cash at bank and in hand54/58€4k€5k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€38k€43k▲
Equity10/15€12k€12k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€805-
Reserves not available under the articles1311€805-
Distributable reserves133€1k€2k▲
Profit (loss) carried forward14€-9k€-9k▲
Amounts payable17/49€27k€31k▲
Amounts payable after more than one year17€15k€6k▼
Financial debts170/4€15k€6k▼
Amounts payable within one year42/48€12k€25k▲
Current portion of amounts payable after more than one year42€350€3k▲
Financial debts43€3k-
Credit institutions430/8€3k-
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€740€2k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€4k€14k▲
Income statement
Code20232024
Turnover70€148k-
Non-recurring operating income76A€4k-
Goods, raw materials, services and sundry goods60/61€136k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€17k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€16k€37k▲
Operating profit (loss)9901€9k€16k▲
Financial income75/76B-€545
Recurring financial income75-€545
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€7k€14k▲
Income taxes67/77-€322
Profit (loss) for the period9904€7k€14k▲
Profit (loss) for the period to be appropriated9905€7k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€5k▲
Profit (loss) brought forward from the previous period14P€-16k€-9k▲
Profit to be distributed694/7-€14k
Directors or managers695-€14k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 199 days late
2025
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 206 days late
2024
31-12
Financial
Highest result since 2018net €14k ▲95.9%
Operating result €16k, net result €14k, both a record.
2023
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 123 days late
2022
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
15-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondsesteenweg 2239040 GentGround area
649 m²
Building footprint
495 m²
Volume, LiDAR
2,464 m³
2 parcels, Flanders · tallest building 14.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ONUR FIRINI
since 19982.087.505.029
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D0197/00X000 | Flanders | 417 m² | 1 · 397 m² | 14.5 m · 1 fl. |
| 44432C0926/00E000 | Flanders | 232 m² | 1 · 97 m² | 11.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.087.505.029
Dual-learning approval
7 endedSimilar companies · same sector, comparable size
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Bake My Day
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Antwerpen · Eq €12k
BOULANGERIE - PATISSERIE DU CENTRE
BE 0428.550.354
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WILTGEN
BE 0787.572.692
Arlon · Eq €12k
Of 4,227 companies in sector 10712 we hold annual accounts for 1,871. 1,011 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-1998
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.