Equity
€89,003 ▲ 15.8%
ONSER has made a profit in every financial year since 2018.
ONSER
Lifetime
8 annual accounts with figures on one time axispeak €66,240 (2023)
€65,560▲ 53.8%
peak €32,155 (2023)
€12,157▼ 10.4%
peak €89,003 (2025)
€89,003▲ 15.8%
€72,468▲ 67.8%
Board3 names since 2018
2 directorsYasli Onur and 1 other
Documentsfilings and deeds
12-06-202649 days before the deadline
2025micro format
Gross margin from €42,635 to €65,560Equity from €76,846 to €89,003Debts from €43,198 to €72,468Cash from €14,669 to €25,209
Key points
from the 2025 annual accountsChecked score
66
Healthy
Financially stronger than 60% of micro companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.1%
01-2025: 2.0%▼ -0.1 percentage points vs 12-2024
02-2025: 2.0%● unchanged vs 01-2025
03-2025: 2.0%● unchanged vs 02-2025
04-2025: 2.0%● unchanged vs 03-2025
05-2025: 2.0%● unchanged vs 04-2025
06-2025: 1.9%▼ -0.1 percentage points vs 05-2025
07-2025: 1.9%● unchanged vs 06-2025
08-2025: 2.9%▲ +1.0 percentage point vs 07-2025
09-2025: 2.9%● unchanged vs 08-2025
10-2025: 3.0%▲ +0.1 percentage points vs 09-2025highest value
11-2025: 3.0%● unchanged vs 10-2025highest value
12-2025: 2.7%▼ -0.3 percentage points vs 11-2025
01-2026: 2.7%● unchanged vs 12-2025
02-2026: 2.6%▼ -0.1 percentage points vs 01-2026
03-2026: 2.5%▼ -0.1 percentage points vs 02-2026
04-2026: 2.6%▲ +0.1 percentage points vs 03-2026
05-2026: 2.4%▼ -0.2 percentage points vs 04-2026
06-2026: 2.1%▼ -0.3 percentage points vs 05-2026
07-2026: 1.2%▼ -0.9 percentage points vs 06-2026
08-2026: 1.2%● unchanged vs 07-2026
09-2026: 1.2%● unchanged vs 08-2026lowest value
10-2026: 1.2%● unchanged vs 09-2026lowest value
11-2026: 1.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
1 of the last 3 accounts late
Size: total assets €161,472
lowers risk
Liquidity: current ratio 1.32, cash €25,209
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 72% of them on solvency, 44% on liquidity, 62% on profitability and 62% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as ONSER has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ONSER itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for ONSER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.32 (1.22 in 2024), below the usual 1.5. Short-term debt is 44.9% and cash 15.6% of total assets. 44.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
49 days early
2024
31 days early
2023
64 days late
2022
92 days late
2021
92 days late
2020
152 days late
2019
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 49 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 October (4 of the last 5 accounts filed within 96 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: Oktay Pester (director)
General meeting of 05-06-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0695398047
Changes of role: Pester Oktay (director) and Yasli Onur (director)
General meeting of 19-08-2024 · Gazette deed
Resignation: Zyuhtyu Osman (director)
Appointment: Pester Oktay (director) · Director discharge: Zyuhtyu Osman · General meeting of 01-07-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ONSER Houthalen-Helchteren | €161,472 | €65,560 | 55.1% | - |
| JUYAGI Hasselt | €165,235 | €75,682 | 56.8% | - |
| BROERS Beringen | €145,871 | €61,532 | 39.3% | - |
| SDR Horeca Alken | €167,320 | €62,326 | 39.9% | - |
| Gong Li Grimbergen | €152,316 | €69,361 | 64.0% | - |
| 't Mennefrietje Ingelmunster | €157,309 | €70,750 | 66.1% | - |
| HARDY-GENTILI Sprimont | €167,362 | €71,618 | 74.1% | - |
These companies have the same main activity as ONSER: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €146,000 and €167,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 24-04-2018Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Establishment unit
- 2.279.564.0393680 Maaseik, since 24-04-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 19-01-2026
Annual accounts 2025
- ≈ €240,000estimated
- €161,472▲ 34.5%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 12-06-2026, 49 days before the end of the filing period
Insights on ONSER
ONSER files the micro format. That format states no turnover. The gross margin rose from €1,066 in 2018 to €65,560 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ONSER
- What is the company number of ONSER?
- The company number of ONSER is 0695.398.047. The VAT number is the same number with BE in front: BE 0695.398.047.
- Where is ONSER based?
- The registered office is at Kolderstraat 134B, 3530 Houthalen-Helchteren.Company details
- What does ONSER do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of ONSER?
- ONSER is a private limited company (BV).
- When was ONSER founded?
- ONSER was founded on 24-04-2018.
- Is ONSER still active?
- Yes, ONSER is an active enterprise in the KBO register.
- How many employees does ONSER have?
- ONSER had an average of 0.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of ONSER?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €65,560 and 90 comparable companies (NACE 56112). It probably lies between €180,000 and €290,000. In financial year 2020 turnover was €104,236.
- Is ONSER profitable?
- In financial year 2025, ONSER made a profit of €12,157.
- Where can I find the annual accounts of ONSER?
- ONSER filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ONSER due?
- ONSER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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