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ONSEMHOEVE

Active
Public limited company·Activiteiten van eetgelegenheden met volledige bediening· 48 yrs active
Honsemstraat 2 ·1700 Dilbeek, Belgium
KBO/BCE: BE 0418.520.653
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Belgian State Gazette acts: 0 of 7 read
Age48 yrs
Real estate2 parcels · 7,788 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ONSEMHOEVE is 0.8% (low). The 2025 annual accounts show equity of €1.81M and a net result of €-15k. The company has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 24-08-2026 24 d late 2026-00420784
31-12-2024 31-07-2025 12-08-2025 12 d late 2025-00371463
31-12-2023 31-07-2024 08-08-2024 8 d late 2024-00334314
31-12-2022 31-07-2023 29-08-2023 29 d late 2023-00369044
31-12-2021 31-07-2022 25-08-2022 25 d late 2022-20315019
31-12-2020 31-07-2021 20-08-2021 20 d late 2021-50800003
31-12-2019 31-07-2020 29-08-2020 29 d late 2020-48100254
31-12-2018 31-07-2019 13-08-2019 13 d late 2019-46000009
31-12-2017 31-07-2018 29-08-2018 29 d late 2018-55800488
31-12-2016 31-07-2017 31-08-2017 31 d late 2017-58600040

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1978, 48 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated schema)
EBIT marginNot published (abbreviated schema)
Net result€-15k
Working capital€-150k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 24-08-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenue-
EBITDA€79k
Net profit€-15k
Cash flow€77k
Staff costs-
Income taxes€-778
Dividends-
Total assets€2.12M
Equity€1.81M
Debt€311k
of which ≤ 1y€293k
of which > 1y-
Working capital€-150k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.49
Quick ratio0.49
Working capital ratio-7.1%
Solvency85.3%
Debt / equity0.17
Long-term debt ratio-
Interest coverage31.11
Gross margin-
Net margin-
ROA-0.7%
ROE-0.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.12M
Fixed assets 21/28€1.98M
Tangible fixed assets 22/27€1.98M
Current assets 29/58€143k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€126k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.12M
Equity 10/15€1.81M
Contributions / capital 10/11€1.69M
Reserves 13€226k
Accumulated profits (losses) 14€-576k
Amounts payable 17/49€311k
Amounts payable within one year 42/48€293k
Trade debts payable within one year 44€212
Income statement
Gross operating margin 9900€94k
Operating result 9901€-13k
Financial charges 65€3k
Result before taxes 9903€-15k
Income taxes 67/77€-778
Net result for the period 9904€-15k
Result to be appropriated 9905€-15k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
43 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
4 companies at this address See who is registered here

Establishment units

1 location
ONSEMHOEVE NV
Polderstraat 40, 1700 Dilbeekde groothandel in alcoholische en andere dranken
since 19782.015.204.296
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area7,788 m²
Buildings2
Building footprint696 m²
Volume (LiDAR)529 m³
Tallest building7.6 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23074C0207/00G000 Flanders 7,415 m² 1 · 602 m² -
23074C0242/00H000 Flanders 373 m² 1 · 93 m² 7.6 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health43Profitability0Solvency67Growth-Stability85
49 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 43
Profitability 0
Solvency 67
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 2,988 of the 20,316 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Restaurants van het traditionele type55301Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Handel in eigen onroerend goed68110Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL ONSEMHOEVE
Registered office
Honsemstraat 2
1700 Dilbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.