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Ons Geluk

Active
Non-profit associationfounded 1965active for 61 yearsWestlaan 37, 8400 Oostende, BelgiumKBO/BCE: BE 0410.408.087

From the official registers: KBO 20 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Ons Geluk has been active since 1965 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.9m and a net result of -€1.2m. Equity is growing by about 2.9% per year across the filed financial years. Its solvency ranks better than 89% of 694 sector peers (NACE 87, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Ons GelukActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 21-01-1965 Normal situation
Legal form
Non-profit association
Registered office
Westlaan 37, 8400 Oostende
Activity
Residential care activities NACE 87991
Establishment units
3 establishment units
Financial year end
31 December
Peppol
Reachable since 23-01-2026
Company details

Who decides

Board
  • CommV CONVECTRADirector · permanent representative Stefan Van der Linden
  • CommV TVDLDirector · permanent representative Tonia Van der Linden
  • Virtuous Dynamics Unipessoal LDADirector · permanent representative Stefan Van der Linden
Board & ownership

How it is doing

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€1.7m
▲ 3.1%
Turnover
≈ €2.0m
estimated
Deficit
€1.2m
▲ 24.3%
Equity
€3.9m
▼ 23.7%
Total assets
€4.8m
▼ 19.9%
Staff
20.4 FTE
▲ 2.5%
2025 accounts 8 days early
Filed on 23-07-2026at the National Bank
Financials
Why 94raises riskLoss of €1.2m, the second in a row (financial year 2025)lowers riskLegal form: non-profit associationLiquidity: current ratio 8.80, cash €1.4mSector: Residential care activities (NACE 87)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 87, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 80.7% of total assets
Liquidity 87-6
short-term debt 9.4% · cash 29.6%
Profitability 0=
return on assets -25.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (613 companies, NACE 87, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €360,000 on 30-day terms is acceptable
Liquidity ample (current ratio 8.8, compared with 13.75 in 2024, above the usual 1.5; short-term debt: 9.4% and cash: 29.6% of total assets), and 19.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small): better than 91% on solvency, 86% on liquidity, 4% on profitability and 11% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
raises risk · Loss of €1.2m, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 8.80, cash €1.4m
NBB · annual accounts
lowers risk · Sector: Residential care activities (NACE 87)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1.2m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
20 days early
2023
15 days early
2022
38 days early
2021
27 days early
2020
30 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median (NACE 87) for financial year 2024 is 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€1.2m View
  • Caution: Among the weakest 5% on net resultsector median €23,409 · 693 companies -€1.2m View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Flemish supportawarded from 2022 to 2025 €7.4m View

Documents

Annual accounts at the NBB

All 20 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Ons Geluk

What is the company number of Ons Geluk?
0410.408.087. In Belgium the VAT number is the company number with BE in front: BE 0410.408.087.
Where is Ons Geluk based?
The registered office is at Westlaan 37, 8400 Oostende.Company details
What does Ons Geluk do?
According to the KBO register, the main activity is residential care activities (NACE 87991).
What is the legal form of Ons Geluk?
Non-profit association (VZW).
When was Ons Geluk founded?
On 21-01-1965.
Is Ons Geluk still active?
Yes, Ons Geluk is an active enterprise in the KBO register.
How many employees does Ons Geluk have?
On average 20.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Ons Geluk?
≈ €2.0m in financial year 2025. Estimated from the gross margin of €1.7m: probably between €1.7m and €2.3m, based on 103 comparable companies, NACE 87. In financial year 2022 turnover was €1.3m.
Is Ons Geluk profitable?
In financial year 2025, Ons Geluk made a loss of €1.2m.
Where can I find the annual accounts of Ons Geluk?
Ons Geluk filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Ons Geluk due?
By 31-07-2027, for financial year 2026.Timeline

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