ONS ERFGOED
ActiveSummary
ONS ERFGOED has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€167,176) and a net result of -€75,870. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability27▼-10
Solvency21▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.0 against 0.0 in 2023; short-term debt: 54.4% and cash: 0.1% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-3.7%
Return on assets
-1.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
7 d early
2023
21 d early
2022
3 d early
2021
45 d early
2020
5 d early
2019
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
-€167,176▼ 83.1%
2023 · -€91,306
Total assets
€4.5m▼ 1.7%
2023 · €4.6m
Net result
-€75,870▼ 105%
2023 · -€37,070
Working capital
-€2.5m▼ 3.6%
2023 · -€2.4m
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€38,827▲ 3.0%€22,979▼ 40.8%-€26,984€9,085-€126
Net result€20,709▲ 16.7%€5,755within the sector's middle half▼ 72.2%-€44,732below the sector's middle half-€37,070below the sector's middle half▲ 17.1%-€75,870below the sector's middle half▼ 105%
Equity-€35,967▲ 33.0%-€9,503below the sector's middle half▲ 73.6%-€54,236below the sector's middle half▼ 471%-€91,306below the sector's middle half▼ 68.3%-€167,176below the sector's middle half▼ 83.1%
Total assets€3.1m▼ 2.5%€2.9mabove the sector's middle half▼ 6.4%€4.7mabove the sector's middle half▲ 60.9%€4.6mabove the sector's middle half▼ 2.4%€4.5mabove the sector's middle half▼ 1.7%
Debt€3.2m▼ 3.0%€3.0m▼ 7.1%€4.8m▲ 62.3%€4.7m▼ 1.6%€4.7m▼ 0.1%
Working capital-€1.2m▲ 0.3%-€1.3mbelow the sector's middle half▼ 1.0%-€2.3mbelow the sector's middle half▼ 84.0%-€2.4mbelow the sector's middle half▼ 2.4%-€2.5mbelow the sector's middle half▼ 3.6%
Solvency-1.1%▲ 0.5pp-0.3%below the sector's middle half▲ 0.8pp-1.1%below the sector's middle half▼ 0.8pp-2.0%below the sector's middle half▼ 0.8pp-3.7%below the sector's middle half▼ 1.7pp
Current ratio0.03=0.02below the sector's middle half▼ 0.010.01below the sector's middle half▼ 0.010.00below the sector's middle half▼ 0.010.00below the sector's middle half=
Return on assets (ROA)0.7%▲ 0.1pp0.2%within the sector's middle half▼ 0.5pp-0.9%within the sector's middle half▼ 1.1pp-0.8%within the sector's middle half▲ 0.1pp-1.7%within the sector's middle half▼ 0.9pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €126 after €9,085 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.5m
Fixed assets
€4.5m ▼ 1.8%
Current assets
€10,837 ▲ 91.5%
Key figures and ratios
EBITDA
€95,452▼
2023 · €105,089
Cash flow
€19,708▼
2023 · €58,934
Debt to equity
-28.16▲
2023 · -51.59
Interest coverage
1.26▼
2023 · 2.28
Debt ≤ 1 year
€2.5m▲
2023 · €2.4m
Debt > 1 year
€2.2m▼
2023 · €2.3m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,216 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- negative equity
- a small loss
1.2%
went bankrupt
2.6%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,216 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €100,209 | €96,706 | €96,004 | €96,004 | €95,578 | ▼ 0.4% |
| Other operating charges640/8 | - | €8,740 | €34,535 | €7,228 | €12,013 | ▲ 66.2% |
| Gross operating margin9900 | €147,657 | €128,425 | €103,555 | €112,317 | €107,466 | ▼ 4.3% |
| Operating profit (loss)9901 | €38,827 | €22,979 | -€26,984 | €9,085 | -€126 | ▼ 101% |
| Financial income75/76B | - | €1 | €200 | €0 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | €1 | €0 | €0 | €0 | ▼ 100% |
| Non-recurring financial income76B | - | - | €200 | €0 | - | - |
| Financial charges65/66B | - | €17,224 | €17,949 | €46,155 | €75,744 | ▲ 64.1% |
| Recurring financial charges65 | €19,067 | €17,224 | €17,949 | €46,155 | €75,744 | ▲ 64.1% |
| Profit (loss) for the period before taxes9903 | €20,709 | €5,755 | -€44,732 | -€37,070 | -€75,870 | ▼ 105% |
| Income taxes67/77 | €0 | - | - | - | - | - |
| Profit (loss) for the period9904 | €20,709 | €5,755 | -€44,732 | -€37,070 | -€75,870 | ▼ 105% |
| Profit (loss) for the period to be appropriated9905 | €20,709 | €5,755 | -€44,732 | -€37,070 | -€75,870 | ▼ 105% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.1m | €2.9m | €4.7m | €4.6m | €4.5m | ▼ 1.7% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €3.1m | €2.9m | €4.7m | €4.6m | €4.5m | ▼ 1.8% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €3.1m | €2.9m | €4.7m | €4.6m | €4.5m | ▼ 1.8% |
| Land and buildings22 | - | €2.9m | €4.7m | €4.6m | €4.5m | ▼ 1.8% |
| Financial fixed assets28 | €1,000 | €1,000 | €0 | - | - | - |
| Current assets29/58 | €40,882 | €31,802 | €28,670 | €5,659 | €10,837 | ▲ 91.5% |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €25,650 | €5 | €28,591 | €8 | €2,489 | ▲ 32,825% |
| Trade receivables40 | - | €0 | €28,591 | €0 | €2,462 | - |
| Other amounts receivable41 | - | €5 | €0 | €8 | €27 | ▲ 254% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €17,164 | €30,481 | €80 | €5,652 | €6,707 | ▲ 18.7% |
| Deferred charges and accrued income490/1 | - | €1,316 | €0 | - | €1,640 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.1m | €2.9m | €4.7m | €4.6m | €4.5m | ▼ 1.7% |
| Equity10/15 | -€35,967 | -€9,503 | -€54,236 | -€91,306 | -€167,176 | ▼ 83.1% |
| Contributions10/11 | - | €37,200 | €37,200 | €37,200 | €37,200 | = |
| Reserves13 | €717 | €717 | €717 | €717 | €717 | = |
| Tax-exempt reserves132 | - | €717 | €717 | €717 | €717 | = |
| Profit (loss) carried forward14 | -€91,630 | -€47,421 | -€92,153 | -€129,223 | -€205,093 | ▼ 58.7% |
| Amounts payable17/49 | €3.2m | €3.0m | €4.8m | €4.7m | €4.7m | ▼ 0.1% |
| Amounts payable after more than one year17 | €1.9m | €1.7m | €2.4m | €2.3m | €2.2m | ▼ 4.0% |
| Financial debts170/4 | - | €656,445 | €1.4m | €1.3m | €1.2m | ▼ 7.1% |
| Other amounts payable178/9 | - | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Amounts payable within one year42/48 | €1.3m | €1.3m | €2.3m | €2.4m | €2.5m | ▲ 3.8% |
| Current portion of amounts payable after more than one year42 | - | €116,694 | €118,153 | €119,667 | €93,649 | ▼ 21.7% |
| Financial debts43 | - | €65,000 | €65,000 | €65,000 | €68,407 | ▲ 5.2% |
| Credit institutions430/8 | - | €65,000 | €65,000 | €65,000 | €68,407 | ▲ 5.2% |
| Trade debts44 | €3,791 | €5,316 | €33,116 | €4,548 | €15,246 | ▲ 235% |
| Suppliers440/4 | - | €5,316 | €33,116 | €4,548 | €15,246 | ▲ 235% |
| Taxes, remuneration and social security45 | - | €4,143 | €4,962 | €3,437 | €8,834 | ▲ 157% |
| Taxes450/3 | - | €4,143 | €4,962 | €3,437 | €8,834 | ▲ 157% |
| Other amounts payable47/48 | - | €1.1m | €2.1m | €2.2m | €2.3m | ▲ 4.5% |
| Accrued charges and deferred income492/3 | - | €3,158 | €2,979 | €943 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,709 | €5,755 | -€44,732 | -€37,070 | -€75,870 | ▼ 105% |
| + Depreciation and write-downs630 | €100,209 | €96,706 | €96,004 | €96,004 | €95,578 | ▼ 0.4% |
| Operating cash flow (approximation) | €120,918 | €102,461 | €51,272 | €58,934 | €19,708 | ▼ 66.6% |
| Investment in fixed assets (approximation) | - | €100,148 | -€1.9m | -€5,865 | -€10,830 | ▼ 84.7% |
| Change in cash | - | €13,317 | -€30,401 | €5,572 | €1,056 | ▼ 81.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
State Gazette act
Reappointments: Filip August Margareta Emiel Maria Wuyts (enig niet statutair bestuurder) and Joris Josef Florentine Maria Heyndrickx (bestuurder opvolger)Capital conversion · Reserve release · Statutes amendment8 facts ▸
State Gazette act
Reappointments: Filip August Margareta Emiel Maria Wuyts (enig niet statutair bestuurder) and Joris Josef Florentine Maria Heyndrickx (bestuurder opvolger)
Capital conversion · Reserve release · Statutes amendment8 facts ▸
- General meeting, 19-08-2026
- Capital conversion, statutair onbeschikbare eigen vermogensrekening
- Capital conversion, eigen vermogensrekening niet-opgevraagde inbrengen
- Reserve release, beschikbare eigen vermogensrekening
- Statutes amendment
- Registered-office move, Antwerpsesteenweg 48 bus 1, 2950 Kapellen
- Director reappointment, Filip August Margareta Emiel Maria Wuyts (enig niet statutair bestuurder)
- Director reappointment, Joris Josef Florentine Maria Heyndrickx (bestuurder opvolger)
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€75,870
Net result drops to -€75,870, the lowest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €20,709 ▲16.7%
Operating result €38,827, net result €20,709, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors
Filip August Margareta Emiel Maria Wuyts
CurrentEnig niet statutair bestuurder
Joris Josef Florentine Maria Heyndrickx
CurrentBestuurder opvolger
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2010
Ground area
5,335 m²
Building footprint
465 m²
Volume, LiDAR
7,080 m³
2 parcels, Flanders · tallest building 22.0 m, ±7 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Napoleonkaai 43, 2000 Antwerpen
since 20102.187.161.641
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0045/00C005 | Flanders | 4,448 m² | 1 · 274 m² | 22.0 m · 7 fl. |
| 11902F0121/00L006 | Flanders | 887 m² | 1 · 191 m² | 13.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Mandate history
2 people since 2026, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Filip August Margareta Emiel Maria Wuyts |
|
| Joris Josef Florentine Maria Heyndrickx |
|
Articles of association
Board rule
Bestuurder-opvolger in functie, treedt van rechtswege in functie
Bestuurder-opvolger ad hoc, telkens de bestuurder geplaatst is voor een tegenstrijdigheid van belangen
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Capital and shareholders
Capital over the years
- 25-08-2026 Converted to unavailable equity
- 25-08-2026 Converted to uncalled contributions
Recognitions · licences · registrations
Legal Entity Identifier
9676002W1M7IKNR2LS27
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,144 companies in sector 68201 we hold annual accounts for 6,775. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-02-2010
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0823904637
Also
9925:BE0823904637
Registered
23-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.