ONLY-WOOD
ActiveONLY-WOOD has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €246k and a net result of €12k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability24▼-29
Solvency64▲+6
Growth32=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.75 against 0.73 in 2024), and 52.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.2%
Return on assets
2.3%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
10 d late
2023
2 d early
2022
on the day
2021
34 d early
2020
26 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12k▼ 51.8%
2024 · €25k
2019: €32k
2020: €-89k
2021: €26k
2022: €12k
2023: €-16k
2024: €25k
2019 → 2025
Working capital
€-53k▲ 25.9%
2024 · €-71k
2019: €-179k
2020: €-185k
2021: €-77k
2022: €-80k
2023: €-135k
2024: €-71k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€213k-€225k▲ 5.8%€209k▼ 7.2%€234k▲ 11.8%€246k▲ 5.1%
Operating result€42k-€73k▲ 74.8%€-35k€33k€24k▼ 27.7%
Net result€26k-€12k▼ 51.8%€-16k€25k€12k▼ 51.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €521k
Fixed assets
€364k▼ 1.1%
Current assets
€157k▼ 18.1%
Equity and liabilities €521k
Equity
€246k▲ 5.1%
Debt
€275k▼ 15.5%
The debt ratio falls from 58.2% to 52.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€41k▼
2024 · €44k
Cash flow
€30k▼
2024 · €36k
Solvency
47.2%▲
2024 · 41.8%
Current ratio
0.75▲
2024 · 0.73
Quick ratio
0.75▲
2024 · 0.73
Debt / equity
1.12▼
2024 · 1.39
ROE
4.8%▼
2024 · 10.6%
ROA
2.3%▼
2024 · 4.4%
Interest coverage
7.43▼
2024 · 11.75
Debt
€275k▼
2024 · €325k
Debt ≤ 1 year
€209k▼
2024 · €262k
Debt > 1 year
€9k▼
2024 · €18k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€559k€521k▼
Fixed assets21/28€368k€364k▼
Tangible fixed assets22/27€359k€355k▼
Land and buildings22€167k€159k▼
Plant, machinery and equipment23€5k€18k▲
Furniture and vehicles24€7k€4k▼
Other tangible fixed assets26€29k€23k▼
Assets under construction and advance payments27€152k€152k=
Financial fixed assets28€9k€9k=
Current assets29/58€191k€157k▼
Amounts receivable within one year40/41€177k€121k▼
Trade receivables40€87k€75k▼
Other amounts receivable41€89k€46k▼
Cash at bank and in hand54/58€11k€35k▲
Deferred charges and accrued income490/1€4k€531▼
Equity and liabilities
Total equity and liabilities10/49€559k€521k▼
Equity10/15€234k€246k▲
Contributions10/11€56k€56k=
Outside capital11€56k€56k=
Other1109/19€56k€56k=
Reserves13€24k€24k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Tax-exempt reserves132€19k€19k=
Profit (loss) carried forward14€154k€165k▲
Amounts payable17/49€325k€275k▼
Amounts payable after more than one year17€18k€9k▼
Financial debts170/4€18k€9k▼
Amounts payable within one year42/48€262k€209k▼
Current portion of amounts payable after more than one year42€59k€9k▼
Trade debts44€39k€48k▲
Suppliers440/4€39k€48k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Other amounts payable47/48€160k€146k▼
Accrued charges and deferred income492/3€45k€56k▲
Income statement
Code20242025
Non-recurring operating income76A€9-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€18k▲
Other operating charges640/8€5k€49k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€49k€92k▲
Operating profit (loss)9901€33k€24k▼
Financial income75/76B€22€16▼
Recurring financial income75€22€16▼
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€29k€18k▼
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€25k€12k▼
Profit (loss) for the period to be appropriated9905€25k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€154k€165k▲
Profit (loss) brought forward from the previous period14P€129k€154k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
30-06
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
30-06
Financial
Equity above €200kEq €213k ▲13.6%
Equity rises from €187k to €213k.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-06
Financial
Weakest financial yearnet €-89k ▼381%
Net result drops to €-89k, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jetse Steenweg 4931090 JetteGround area
208 m²
Building footprint
156 m²
Volume, LiDAR
1,234 m³
Parcel 21464D0092/00B007, Brussels · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EXPERTIVE.BE
since 19842.025.661.589
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464D0092/00B007 | Brussels | 207 m² | 1 · 156 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALUTO
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Interieur Lamoen
BE 0472.740.485
Boom · Eq €246k
CHASSIS COPPENS
BE 0701.645.045
Sprimont · Eq €245k
ITALY MEUBLES
BE 0685.543.738
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Marquant Dimitri
BE 0551.842.205
Zonnebeke · Eq €246k
Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 7,155 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-1984
Fiscal year end30-06
Trade name FR
EXPERTYVE
Activities, NACEBEL
43320Joinery installation
45421
74999Other professional, scientific and technical activities
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.