ONLINE ED
ActiveONLINE ED has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €8k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 24% of 7002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+36
Solvency45▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.67 in 2024; short-term debt: 57.5% and cash: 5.9% of total assets), and 80.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.7%
Return on assets
5.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7002 sector peers (2025).
NBB · sector comparisonPosition among 7002 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
1 d early
2023
2 d early
2022
on the day
2021
4 d early
2020
30 d late
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€128k
EBIT margin
13.4%
Net result
€8k▲ 9,048%
2024 · €84
2018: €9k
2019: €4k
2020: €3k
2021: €33k
2022: €21k
2023: €-25k
2024: €84
2018 → 2025
Working capital
€-19k▲ 14.5%
2024 · €-22k
2018: €-4k
2019: €-5k
2020: €2k
2021: €-4k
2022: €3k
2023: €-19k
2024: €-22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€44k▲ 69.5%€19k▼ 56.5%€19k▲ 0.4%€27k▲ 39.9%
Operating result€47k-€30k▼ 36.4%€-20k€7k€9k▲ 24.2%
Net result€33k-€21k▼ 37.1%€-25k€84€8k▲ 9,048%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€77k▼ 7.7%
Current assets
€60k▲ 30.9%
Equity and liabilities €137k
Equity
€27k▲ 39.9%
Debt
€110k=
The debt ratio falls from 85.1% to 80.3%. Equity is higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €19k
Cash flow
€21k▲
2024 · €12k
Solvency
19.7%▲
2024 · 14.9%
Current ratio
0.76▲
2024 · 0.67
Quick ratio
0.76▲
2024 · 0.67
Debt / equity
4.08▼
2024 · 5.71
ROE
28.5%▲
2024 · 0.4%
ROA
5.6%▲
2024 · 0.1%
Interest coverage
9.39▲
2024 · 2.59
Debt
€110k=
2024 · €110k
Debt ≤ 1 year
€79k▲
2024 · €68k
Debt > 1 year
€30k▼
2024 · €37k
Income taxes
€2k▲
2024 · €268
Staff costs
€65k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€129k€137k▲
Fixed assets21/28€84k€77k▼
Intangible fixed assets21€8k€6k▼
Tangible fixed assets22/27€76k€72k▼
Land and buildings22€72k€69k▼
Plant, machinery and equipment23€802€2k▲
Furniture and vehicles24€3k€1k▼
Current assets29/58€46k€60k▲
Amounts receivable within one year40/41€35k€43k▲
Trade receivables40€12k€18k▲
Other amounts receivable41€22k€25k▲
Cash at bank and in hand54/58€4k€8k▲
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€129k€137k▲
Equity10/15€19k€27k▲
Contributions10/11€19k€19k=
Reserves13€718€8k▲
Distributable reserves133€718€8k▲
Amounts payable17/49€110k€110k=
Amounts payable after more than one year17€37k€30k▼
Financial debts170/4€37k€30k▼
Amounts payable within one year42/48€68k€79k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€13k€30k▲
Suppliers440/4€13k€30k▲
Taxes, remuneration and social security45€14k€12k▼
Taxes450/3€7k€3k▼
Remuneration and social security454/9€7k€9k▲
Other amounts payable47/48€34k€29k▼
Accrued charges and deferred income492/3€5k€900▼
Income statement
Code20242025
Remuneration, social security and pensions62€66k€65k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€87k€89k▲
Operating profit (loss)9901€7k€9k▲
Financial income75/76B€585€3k▲
Recurring financial income75€585€3k▲
Financial charges65/66B€7k€2k▼
Recurring financial charges65€7k€2k▼
Profit (loss) for the period before taxes9903€352€10k▲
Income taxes67/77€268€2k▲
Profit (loss) for the period9904€84€8k▲
Profit (loss) for the period to be appropriated9905€84€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84€8k▲
Transfer from equity791/2€0-
Transfer to equity691/2€84€8k▲
To other reserves6921€84€8k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €84
Net result €84 after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-25k ▼220%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €33k ▲1007%
Operating result €47k, net result €33k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Godveerdegemstraat 1019620 ZottegemGround area
600 m²
Building footprint
150 m²
Volume, LiDAR
874 m³
Parcel 41081A0836/00F009, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ONLINE ED
since 20142.236.835.440
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41081A0836/00F009 | Flanders | 600 m² | 1 · 150 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 7,921 EUR awarded · 7,921 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 465 EUR | 465 EUR |
| 2024 | 1 | 831 EUR | 831 EUR |
| 2023 | 1 | 567 EUR | 567 EUR |
| 2022 | 1 | 6,058 EUR | 6,058 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 945 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2014
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.