ONIRO
ActiveSummary
ONIRO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,748 and a net result of €6,348. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 39% of 28254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability34▼-63
Solvency62▲+10
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.44 in 2024; short-term debt: 61.2% and cash: 11.2% of total assets), but 62.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.4%
Return on assets
2.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
22 d early
2023
22 d early
2022
2 d early
2021
14 d late
2020
7 d late
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€99,748▲ 6.8%
2024 · €93,400
Total assets
€266,995▼ 22.5%
2024 · €344,482
Net result
€6,348▼ 91.9%
2024 · €78,774
Working capital
€94,354▼ 8.9%
2024 · €103,616
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€3,124▲ 84.7%€78,748€82,372▲ 4.6%€109,731▲ 33.2%€15,265▼ 86.1%
Net result-€1,126below the sector's middle half▲ 95.0%-€27,544below the sector's middle half▼ 2,346%€57,752above the sector's middle half€78,774above the sector's middle half▲ 36.4%€6,348within the sector's middle half▼ 91.9%
Equity€44,419below the sector's middle half▼ 2.5%€16,875below the sector's middle half▼ 62.0%€74,627within the sector's middle half▲ 342%€93,400within the sector's middle half▲ 25.2%€99,748within the sector's middle half▲ 6.8%
Total assets€120,189below the sector's middle half▼ 13.9%€344,638above the sector's middle half▲ 187%€381,083above the sector's middle half▲ 10.6%€344,482above the sector's middle half▼ 9.6%€266,995within the sector's middle half▼ 22.5%
Debt€75,770▼ 19.5%€327,763▲ 333%€306,457▼ 6.5%€251,082▼ 18.1%€167,247▼ 33.4%
Working capital€1,092below the sector's middle half▼ 93.2%€61,447within the sector's middle half▲ 5,527%€92,808above the sector's middle half▲ 51.0%€103,616above the sector's middle half▲ 11.6%€94,354above the sector's middle half▼ 8.9%
Solvency37.0%within the sector's middle half▲ 4.3pp4.9%below the sector's middle half▼ 32.1pp19.6%below the sector's middle half▲ 14.7pp27.1%within the sector's middle half▲ 7.5pp37.4%within the sector's middle half▲ 10.2pp
Current ratio1.06below the sector's middle half▼ 0.661.23within the sector's middle half▲ 0.171.34within the sector's middle half▲ 0.111.44within the sector's middle half▲ 0.111.58within the sector's middle half▲ 0.13
Return on assets (ROA)-0.9%below the sector's middle half▲ 15.0pp-8.0%below the sector's middle half▼ 7.1pp15.2%within the sector's middle half▲ 23.1pp22.9%above the sector's middle half▲ 7.7pp2.4%within the sector's middle half▼ 20.5pp
Staff (FTE)2.43.2▲ 33.3%4▲ 25.0%3.9▼ 2.5%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266,995
Fixed assets
€9,351 ▲ 22.4%
Current assets
€257,644 ▼ 23.5%
Equity and liabilities €266,995
Equity
€99,748 ▲ 6.8%
Debt
€167,247 ▼ 33.4%
Debt's share of the balance-sheet total falls from 72.9% to 62.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17,781▼
2024 · €114,941
Cash flow
€8,864▼
2024 · €83,984
Quick ratio
1.35▲
2024 · 1.15
Debt to equity
1.68▼
2024 · 2.69
ROE
6.4%▼
2024 · 84.3%
Interest coverage
1.53▼
2024 · 12.42
Debt ≤ 1 year
€163,290▼
2024 · €233,228
Debt > 1 year
€3,957▼
2024 · €17,853
Income taxes
€6,052▼
2024 · €26,501
Staff costs
€213,406▼
2024 · €254,206
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €133,251 | €171,149 | €254,206 | €213,406 | ▼ 16.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €250 | €3,592 | €5,210 | €5,210 | €2,516 | ▼ 51.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €17,880 | €0 | - | €16,677 | - |
| Other operating charges640/8 | €150 | €3,904 | €2,450 | €4,086 | €3,833 | ▼ 6.2% |
| Gross operating margin9900 | -€2,724 | €237,375 | €261,181 | €373,234 | €251,696 | ▼ 32.6% |
| Operating profit (loss)9901 | -€3,124 | €78,748 | €82,372 | €109,731 | €15,265 | ▼ 86.1% |
| Financial income75/76B | €2,493 | €1,699 | €3,533 | €4,796 | €8,768 | ▲ 82.8% |
| Recurring financial income75 | €2,493 | €1,699 | €3,533 | €4,796 | €8,668 | ▲ 80.7% |
| Non-recurring financial income76B | - | - | - | - | €100 | - |
| Financial charges65/66B | €495 | €105,602 | €11,030 | €9,252 | €11,634 | ▲ 25.7% |
| Recurring financial charges65 | €495 | €5,602 | €11,030 | €9,252 | €11,634 | ▲ 25.7% |
| Non-recurring financial charges66B | - | €100,000 | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€1,126 | -€25,155 | €74,876 | €105,275 | €12,400 | ▼ 88.2% |
| Income taxes67/77 | - | €2,389 | €17,124 | €26,501 | €6,052 | ▼ 77.2% |
| Profit (loss) for the period9904 | -€1,126 | -€27,544 | €57,752 | €78,774 | €6,348 | ▼ 91.9% |
| Profit (loss) for the period to be appropriated9905 | -€1,126 | -€27,544 | €57,752 | €78,774 | €6,348 | ▼ 91.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €120,189 | €344,638 | €381,083 | €344,482 | €266,995 | ▼ 22.5% |
| Fixed assets21/28 | €100,938 | €14,508 | €14,548 | €7,638 | €9,351 | ▲ 22.4% |
| Tangible fixed assets22/27 | €938 | €12,808 | €7,598 | €2,388 | €2,076 | ▼ 13.1% |
| Plant, machinery and equipment23 | - | €12,120 | €7,160 | €2,200 | €2,076 | ▼ 5.6% |
| Furniture and vehicles24 | €938 | €688 | €438 | €188 | €0 | ▼ 100% |
| Financial fixed assets28 | €100,000 | €1,700 | €6,950 | €5,250 | €7,275 | ▲ 38.6% |
| Current assets29/58 | €19,251 | €330,130 | €366,535 | €336,844 | €257,644 | ▼ 23.5% |
| Amounts receivable after more than one year29 | - | €106,638 | €145,494 | €179,494 | €144,959 | ▼ 19.2% |
| Other amounts receivable291 | - | €106,638 | €145,494 | €179,494 | €144,959 | ▼ 19.2% |
| Stocks and contracts in progress3 | - | €67,730 | €126,654 | €69,122 | €36,774 | ▼ 46.8% |
| Stocks30/36 | - | €42,545 | €38,912 | €38,777 | €32,607 | ▼ 15.9% |
| Contracts in progress37 | - | €25,184 | €87,742 | €30,345 | €4,167 | ▼ 86.3% |
| Amounts receivable within one year40/41 | €9,897 | €95,535 | €63,451 | €50,779 | €44,462 | ▼ 12.4% |
| Trade receivables40 | €2,000 | €72,057 | €28,125 | €13,421 | €38,702 | ▲ 188% |
| Other amounts receivable41 | €7,897 | €23,478 | €35,326 | €37,359 | €5,760 | ▼ 84.6% |
| Cash at bank and in hand54/58 | €9,294 | €57,264 | €25,877 | €34,386 | €29,809 | ▼ 13.3% |
| Deferred charges and accrued income490/1 | €60 | €2,963 | €5,059 | €3,064 | €1,640 | ▼ 46.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €120,189 | €344,638 | €381,083 | €344,482 | €266,995 | ▼ 22.5% |
| Equity10/15 | €44,419 | €16,875 | €74,627 | €93,400 | €99,748 | ▲ 6.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | - | €56,027 | €74,800 | €81,148 | ▲ 8.5% |
| Non-distributable reserves130/1 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | - | - | - | - | - |
| Distributable reserves133 | - | - | €56,027 | €74,800 | €81,148 | ▲ 8.5% |
| Profit (loss) carried forward14 | €23,959 | -€1,725 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €75,770 | €327,763 | €306,457 | €251,082 | €167,247 | ▼ 33.4% |
| Amounts payable after more than one year17 | €57,611 | €43,355 | €32,729 | €17,853 | €3,957 | ▼ 77.8% |
| Financial debts170/4 | €57,611 | €43,355 | €32,729 | €17,853 | €3,957 | ▼ 77.8% |
| Amounts payable within one year42/48 | €18,159 | €268,683 | €273,727 | €233,228 | €163,290 | ▼ 30.0% |
| Current portion of amounts payable after more than one year42 | €14,193 | €18,256 | €14,583 | €14,876 | €47,897 | ▲ 222% |
| Trade debts44 | €3,784 | €51,997 | €148,524 | €64,331 | €103,699 | ▲ 61.2% |
| Suppliers440/4 | €3,784 | €51,997 | €148,524 | €64,331 | €103,699 | ▲ 61.2% |
| Advances received on contracts in progress46 | - | €152,326 | €0 | €57,838 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €182 | €6,687 | €23,746 | €32,184 | €11,694 | ▼ 63.7% |
| Taxes450/3 | €182 | - | €18,160 | €26,723 | €6,052 | ▼ 77.4% |
| Remuneration and social security454/9 | - | €6,687 | €5,586 | €5,461 | €5,643 | ▲ 3.3% |
| Other amounts payable47/48 | - | €39,416 | €86,875 | €64,000 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €15,725 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,126 | -€27,544 | €57,752 | €78,774 | €6,348 | ▼ 91.9% |
| + Depreciation and write-downs630 | €250 | €3,592 | €5,210 | €5,210 | €2,516 | ▼ 51.7% |
| Operating cash flow (approximation) | -€876 | -€23,952 | €62,962 | €83,984 | €8,864 | ▼ 89.4% |
| Investment in fixed assets (approximation) | - | €82,838 | -€5,250 | €1,700 | -€4,229 | ▼ 349% |
| Change in cash | - | €47,970 | -€31,387 | €8,508 | -€4,576 | ▼ 154% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €78,774 ▲36.4%
Operating result €109,731, net result €78,774, both a record.
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €57,752
Net result €57,752 after 3 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet -€27,544
Net result drops to -€27,544, the lowest in the series; recovery starts the following year.
14-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 14 days late
2021
07-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 7 days late
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2015
Ground area
290 m²
Building footprint
100 m²
Volume, LiDAR
521 m³
Parcel 46446B0242/03F000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ONIRO
since 20152.244.825.765
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46446B0242/03F000 | Flanders | 290 m² | 1 · 100 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,960 companies in sector 43331 we hold annual accounts for 1,788. 1,551 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-06-2015
Fiscal year end30-09
Activities, NACEBEL 2025
43331Floor and wall tiling
E-invoicing
Reachable via Peppol
Peppol ID
0208:0632468506
Also
9925:BE0632468506
Registered
31-10-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.