ONDERNEMING CLAES
ActiveONDERNEMING CLAES has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €19k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 36% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-1
Solvency52▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.84 in 2024; short-term debt: 39% and cash: 0.2% of total assets), and 72.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.4%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
120 d late
2023
20 d late
2022
4 d late
2021
9 d late
2020
20 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€151k▲ 14.0%
2024 · €133k
2018: €56k
2019: €56k
2020: €61k
2021: €81k
2022: €100k
2023: €109k
2024: €133k
2018 → 2025
Total assets
€551k▼ 3.9%
2024 · €573k
2018: €342k
2019: €393k
2020: €347k
2021: €375k
2022: €348k
2023: €359k
2024: €573k
2018 → 2025
Net result
€19k▼ 22.0%
2024 · €24k
2018: €-12k
2019: €46
2020: €5k
2021: €21k
2022: €18k
2023: €9k
2024: €24k
2018 → 2025
Working capital
€-19k▲ 47.2%
2024 · €-36k
2018: €-56k
2019: €-74k
2020: €-47k
2021: €-13k
2022: €-11k
2023: €-19k
2024: €-36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€100k▲ 22.7%€109k▲ 9.0%€133k▲ 21.8%€151k▲ 14.0%
Operating result€29k-€31k▲ 9.1%€18k▼ 41.4%€43k▲ 135%€39k▼ 9.1%
Net result€21k-€18k▼ 11.3%€9k▼ 51.3%€24k▲ 164%€19k▼ 22.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €551k
Fixed assets
€355k▼ 6.0%
Current assets
€196k▲ 0.2%
Equity and liabilities €551k
Equity
€151k▲ 14.0%
Debt
€400k▼ 9.2%
The debt ratio falls from 76.9% to 72.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€111k▲
2024 · €97k
Cash flow
€91k▲
2024 · €78k
Solvency
27.4%▲
2024 · 23.1%
Current ratio
0.91▲
2024 · 0.84
Quick ratio
0.87▲
2024 · 0.81
Debt / equity
2.65▼
2024 · 3.32
ROE
12.2%▼
2024 · 17.9%
ROA
3.4%▼
2024 · 4.1%
Interest coverage
8.86▼
2024 · 10.08
Debt
€400k▼
2024 · €440k
Debt ≤ 1 year
€215k▼
2024 · €232k
Debt > 1 year
€184k▼
2024 · €207k
Income taxes
€8k▼
2024 · €10k
Staff costs
€64k▲
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€573k€551k▼
Fixed assets21/28€378k€355k▼
Tangible fixed assets22/27€378k€355k▼
Land and buildings22€75k€70k▼
Plant, machinery and equipment23€46k€43k▼
Furniture and vehicles24€40k€27k▼
Leasing and similar rights25€216k€214k▼
Current assets29/58€195k€196k▲
Stocks and contracts in progress3€9k€9k=
Stocks30/36€9k€9k=
Amounts receivable within one year40/41€154k€184k▲
Trade receivables40€136k€175k▲
Other amounts receivable41€18k€9k▼
Cash at bank and in hand54/58€32k€1k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€573k€551k▼
Equity10/15€133k€151k▲
Contributions10/11€13k€13k=
Reserves13€118k€136k▲
Distributable reserves133€118k€136k▲
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€440k€400k▼
Amounts payable after more than one year17€207k€184k▼
Financial debts170/4€207k€184k▼
Amounts payable within one year42/48€232k€215k▼
Current portion of amounts payable after more than one year42€54k€55k▲
Trade debts44€94k€88k▼
Suppliers440/4€94k€88k▼
Taxes, remuneration and social security45€24k€25k▲
Taxes450/3€13k€18k▲
Remuneration and social security454/9€11k€7k▼
Other amounts payable47/48€60k€48k▼
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€57k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€72k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€159k€180k▲
Operating profit (loss)9901€43k€39k▼
Financial income75/76B€62€7▼
Recurring financial income75€62€7▼
Financial charges65/66B€10k€13k▲
Recurring financial charges65€10k€13k▲
Profit (loss) for the period before taxes9903€33k€27k▼
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€24k€19k▼
Profit (loss) for the period to be appropriated9905€24k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€21k▼
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer to equity691/2€24k€19k▼
To other reserves6921€24k€19k▼
Social balance
Average headcount (FTE)90871.5-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Equity above €150kEq €151k ▲14%
7 profitable years in a row build equity to €151k.
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 120 days late
2024
31-12
Financial
Highest result since 2018net €24k ▲164%
Operating result €43k, net result €24k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2023
31-12
Financial
Equity above €100kEq €109k ▲9%
5 profitable years in a row build equity to €109k.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 9 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 24 days late
2019
31-12
Financial
Back to profitnet €46
Net result €46 after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bruinstraat 243520 ZonhovenGround area
1,021 m²
Building footprint
212 m²
Parcel 71066A0936/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
Onderneming Claes
since 20072.161.846.621
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71066A0936/00M000 | Flanders | 1,021 m² | 1 · 212 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
SEGERS OUTDOOR CREATIONS
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Dilbeek · Eq €151k
KM CONCEPT
BE 0897.117.564
Attert · Eq €151k
TAGNON Entreprises
BE 0886.804.484
Houyet · Eq €151k
Manitou Ranch
BE 0829.327.630
Wingene · Eq €151k
GROEN-LAND.COM
BE 0835.329.257
Rumst · Eq €151k
Of 21,206 companies in sector 81300 we hold annual accounts for 4,358. 3,533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2007
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
43120Site preparation
45112
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.