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ONDER DEN TOREN

Active
Public limited companyfounded 1992active for 34 yearsNedergemlaan 2, 1980 Zemst, BelgiumKBO/BCE: BE 0448.417.241
Summary

ONDER DEN TOREN has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218,895 and a net result of -€4,148. Equity remains stable across the filed financial years (±0.7% per year). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
ONDER DEN TORENActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Activity not known1 site
Size
€247,900total assets 2025
Equity
€218,895
Loss
-€4,148
Turnover not published (abbreviated or micro format)
Financial health
88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts on time2 of 4 deeds summarised
Why 88raises riskLiquiditeit niet neergelegd1 of the last 3 latelowers riskSize: total assets €247,900Founded in 1992Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (no NACE code, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.3% of total assets
Liquidity 98-2
short-term debt 11.7%
Profitability 33-1
return on assets -1.7%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.4%▼ -0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.2 percentage points vs 07-2025 09-2025: 0.9%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.4%▼ -0.5 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.3%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit of up to €19,000 on 30-day terms is acceptable
short-term debt: 11.7% of total assets, and 11.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 89% on liquidity, 23% on profitability and 38% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €247,900
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquiditeit niet neergelegd
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
29 days late
2023
61 days late
2022
87 days late
2021
2 days late
2020
30 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 43 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Board meeting · Registered-office moveGazette deed
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Weakest financial yearnet -€4,148

Key points

  • Risk: 8 loss-making years in a rowloss financial year 2025 -€4,148 View
  • Active since 1992founded 09-10-1992 34 years View
  • Board3 directors in office 3 View

By topic

Financials

Financial year
2025
Total assets
€247,900
Loss
-€4,148
Solvency
88.3%
Total assets=
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
  • Bart ROSKAMSDirector
  • Patricia ROSKAMSDirector
  • Peter ROSKAMSDirector
Go to Board & ownership

Timeline

Events
35
Since
1994
Next accounts
by 31-07-2027
  1. 29-08-2025Annual accounts filed
  2. 30-09-2024Annual accounts filed
  3. 26-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
09-10-1992
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Key facts about ONDER DEN TOREN

What is the company number of ONDER DEN TOREN?
0448.417.241. In Belgium the VAT number is the company number with BE in front: BE 0448.417.241.
Where is ONDER DEN TOREN based?
The registered office is at Nedergemlaan 2, 1980 Zemst.Company details
What is the legal form of ONDER DEN TOREN?
Public limited company (NV).
When was ONDER DEN TOREN founded?
On 09-10-1992.
Is ONDER DEN TOREN still active?
Yes, ONDER DEN TOREN is an active enterprise in the KBO register.
What is the turnover of ONDER DEN TOREN?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ONDER DEN TOREN profitable?
In financial year 2025, ONDER DEN TOREN made a loss of €4,148.
Where can I find the annual accounts of ONDER DEN TOREN?
ONDER DEN TOREN filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ONDER DEN TOREN due?
By 31-07-2027, for financial year 2026.Timeline

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