Financials
- Financial year
- 2025
- Total assets
- €303,283
- Loss
- -€5,012
- Solvency
- 97.3%
Onder de wol
ActiveSummary
Onder de wol has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €294,988 and a net result of -€5,012. Its solvency ranks better than 95% of 1,588 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Guest rooms (bed and breakfast)
NACE 55204
4th largest company by equity in Voeren, Accommodation and food service sector1 site
Size
€303,283total assets 2025
- Equity
- €294,988
- Loss
- -€5,012
Turnover not published (micro format)
Structure
2025 accounts 4 days early
Why 70raises riskFounded in 2024Liquidity: current ratio 1.48, cash €10,134lowers riskEquity €294,988 (97.3% of total assets)Size: total assets €303,283Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 71% of its sector peers (NACE 55, micro)
Financial strength
Strong
Solvency
100
equity 97.3% of total assets
Liquidity
54
short-term debt 2.7% · cash 3.3%
Profitability
67
return on assets -1.7%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 1.6%
06-2025: 1.7%▲ +0.1 percentage points vs 05-2025
07-2025: 1.7%● unchanged vs 06-2025
08-2025: 2.1%▲ +0.4 percentage points vs 07-2025
09-2025: 2.4%▲ +0.3 percentage points vs 08-2025
10-2025: 2.4%● unchanged vs 09-2025
11-2025: 2.6%▲ +0.2 percentage points vs 10-2025
12-2025: 2.7%▲ +0.1 percentage points vs 11-2025
01-2026: 2.6%▼ -0.1 percentage points vs 12-2025
02-2026: 2.6%● unchanged vs 01-2026
03-2026: 2.8%▲ +0.2 percentage points vs 02-2026
04-2026: 2.9%▲ +0.1 percentage points vs 03-2026
05-2026: 2.9%● unchanged vs 04-2026highest value
06-2026: 2.9%● unchanged vs 05-2026highest value
07-2026: 2.9%● unchanged vs 06-2026highest value
08-2026: 0.9%▼ -2.0 percentage points vs 07-2026
09-2026: 0.9%● unchanged vs 08-2026
10-2026: 0.8%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €20,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity tight (current ratio 1.48, below the usual 1.5; short-term debt: 2.7% and cash: 3.3% of total assets), and 2.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 93% on solvency, 67% on liquidity and 53% on profitability.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Guest rooms (bed and breakfast)NACE 55204
- Founded
- 05-04-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about Onder de wol
- What is the company number of Onder de wol?
- 1008.067.649. In Belgium the VAT number is the company number with BE in front: BE 1008.067.649.
- Where is Onder de wol based?
- The registered office is at Berg 8, 3790 Voeren.Company details
- What does Onder de wol do?
- According to the KBO register, the main activity is guest rooms (bed and breakfast) (NACE 55204).
- What is the legal form of Onder de wol?
- Private limited company (BV).
- When was Onder de wol founded?
- On 05-04-2024.
- Is Onder de wol still active?
- Yes, Onder de wol is an active enterprise in the KBO register.
- What is the turnover of Onder de wol?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is Onder de wol profitable?
- In financial year 2025, Onder de wol made a loss of €5,012.
- Where can I find the annual accounts of Onder de wol?
- Onder de wol filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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