OnCommonGround
ActiveOnCommonGround has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €6k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 87% of 786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.87 against 9.6 in 2024; short-term debt: 13.7% and cash: 11.2% of total assets), and 13.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.3%
Return on assets
7.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
7 d early
2021
5 d early
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 9.7%
2024 · €59k
2020: €34k
2021: €44k
2022: €55k
2023: €54k
2024: €59k
2020 → 2025
Total assets
€75k▲ 14.2%
2024 · €65k
2020: €47k
2021: €51k
2022: €68k
2023: €55k
2024: €65k
2020 → 2025
Net result
€6k▲ 23.2%
2024 · €5k
2020: €32k
2021: €10k
2022: €11k
2023: €-1k
2024: €5k
2020 → 2025
Working capital
€60k▲ 4.6%
2024 · €57k
2020: €34k
2021: €42k
2022: €54k
2023: €52k
2024: €57k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€55k▲ 25.7%€54k▼ 2.6%€59k▲ 8.6%€64k▲ 9.7%
Operating result€12k-€14k▲ 13.1%€-2k€5k€7k▲ 29.6%
Net result€10k-€11k▲ 13.2%€-1k€5k€6k▲ 23.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 30% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€5k▲ 205%
Current assets
€70k▲ 9.7%
Equity and liabilities €75k
Equity
€64k▲ 9.7%
Debt
€10k▲ 53.3%
The debt ratio rises from 10.2% to 13.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▲
2024 · €5k
Cash flow
€6k▲
2024 · €5k
Solvency
86.3%▼
2024 · 89.8%
Current ratio
6.87▼
2024 · 9.60
Quick ratio
6.87▼
2024 · 9.60
Debt / equity
0.16▲
2024 · 0.11
ROE
8.9%▲
2024 · 7.9%
ROA
7.7%▲
2024 · 7.1%
Interest coverage
84.75▲
2024 · 79.33
Debt
€10k▲
2024 · €7k
Debt ≤ 1 year
€10k▲
2024 · €7k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€75k▲
Fixed assets21/28€2k€5k▲
Tangible fixed assets22/27€2k€5k▲
Land and buildings22€2k€5k▲
Plant, machinery and equipment23€0-
Current assets29/58€64k€70k▲
Amounts receivable after more than one year29€47k€47k=
Other amounts receivable291€47k€47k=
Amounts receivable within one year40/41€15k€15k▼
Trade receivables40€15k€15k▼
Cash at bank and in hand54/58€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€65k€75k▲
Equity10/15€59k€64k▲
Contributions10/11€2k€2k=
Reserves13€57k€62k▲
Distributable reserves133€57k€62k▲
Amounts payable17/49€7k€10k▲
Amounts payable within one year42/48€7k€10k▲
Trade debts44€440€833▲
Suppliers440/4€440€833▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€3k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€287€741▲
Other operating charges640/8€728€453▼
Gross operating margin9900€6k€8k▲
Operating profit (loss)9901€5k€7k▲
Financial income75/76B€1k€1k=
Recurring financial income75€1k€1k=
Financial charges65/66B€69€88▲
Recurring financial charges65€69€88▲
Profit (loss) for the period before taxes9903€6k€8k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€5k€6k▲
Profit (loss) for the period to be appropriated9905€5k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€6k▲
Transfer from equity791/2€0-
Transfer to equity691/2€5k€6k▲
To other reserves6921€5k€6k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-1k ▼113%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 11current ratio 58.72
Current ratio from 5.47 to 58.72; short-term debt falls from €12k to €906.
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity doublescurrent ratio 7.40
Current ratio from 3.59 to 7.40; short-term debt falls from €13k to €7k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
26-01-2026
Resigned as Director
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hanswijk de Bercht 172800 MechelenGround area
108 m²
Building footprint
58 m²
Volume, LiDAR
346 m³
Parcel 12403D0301/00T002, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OnCommonGround
since 20192.296.382.057
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0301/00T002 | Flanders | 108 m² | 1 · 58 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 518 EUR awarded · 518 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 383 EUR | 383 EUR |
| 2022 | 1 | 135 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 1,083 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2019
Fiscal year end30-06
Abbreviation NL
OCG
Activities, NACEBEL
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.