ONAMIA
ActiveSummary
ONAMIA has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.3m and a net result of €544,231. Equity is growing by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 42% of 2151 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability85▲+2
Solvency80▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180,000 at 30 days acceptable
Liquidity ample (current ratio 2.93 against 1.84 in 2023; short-term debt: 13% and cash: 3.7% of total assets), and 45.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
54.9%
Return on assets
13.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
28 d late
2022
24 d late
2021
19 d early
2020
18 d early
2019
49 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
In the rankings
#2 company by total assets in Keerbergen, Health and social work sector#6 company by equity in Keerbergen, Health and social work sector
Equity
€2.3m▲ 31.8%
2023 · €1.7m
Total assets
€4.1m▲ 8.3%
2023 · €3.8m
Net result
€544,231▲ 27.2%
2023 · €427,994
Working capital
€1.0m▲ 97.4%
2023 · €522,723
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€607,238▲ 98.3%€604,775▼ 0.4%€648,525▲ 7.2%€621,635▼ 4.1%€731,682▲ 17.7%
Net result€447,784▲ 115%€486,334▲ 8.6%€489,462▲ 0.6%€427,994▼ 12.6%€544,231▲ 27.2%
Equity€523,367▲ 142%€844,701▲ 61.4%€1.3m▲ 57.9%€1.7m▲ 28.1%€2.3m▲ 31.8%
Total assets€1.3m▲ 133%€2.7m▲ 102%€3.6m▲ 33.0%€3.8m▲ 4.8%€4.1m▲ 8.3%
Debt€825,130▲ 127%€1.9m▲ 127%€2.3m▲ 21.8%€2.1m▼ 8.9%€1.9m▼ 11.0%
Working capital€354,764▲ 200%€493,475▲ 39.1%€402,950▼ 18.3%€522,723▲ 29.7%€1.0m▲ 97.4%
Staff (FTE)0.9=0.7▼ 22.2%0.7=1.6▲ 129%1.1▼ 31.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2022 Equity +58% on 2021. Cause not known from the registers.
- 2021 Equity +61%, Total assets +102% on 2020. Cause not known from the registers.
- 2020 Net result +115%, Equity +142%, Total assets +133% on 2019. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 18% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.1m
Fixed assets
€2.5m ▼ 4.0%
Current assets
€1.6m ▲ 36.8%
Equity and liabilities €4.1m
Equity
€2.3m ▲ 31.8%
Debt
€1.9m ▼ 11.0%
Debt's share of the balance-sheet total falls from 54.9% to 45.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€840,462▲
2023 · €730,218
Cash flow
€653,011▲
2023 · €536,577
Current ratio
2.93▲
2023 · 1.84
Debt to equity
0.82▼
2023 · 1.22
ROE
24.2%▼
2023 · 25.0%
ROA
13.3%▲
2023 · 11.3%
Interest coverage
26.42▲
2023 · 18.69
Debt ≤ 1 year
€533,445▼
2023 · €622,034
Debt > 1 year
€1.3m▼
2023 · €1.5m
Income taxes
€194,721▲
2023 · €174,727
Staff costs
€66,971▼
2023 · €74,098
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €2,730 | - | - |
| Remuneration, social security and pensions62 | - | €26,793 | €33,107 | €74,098 | €66,971 | ▼ 9.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €167,649 | €129,397 | €127,042 | €108,583 | €108,780 | ▲ 0.2% |
| Other operating charges640/8 | - | €4,035 | €8,556 | €5,351 | €5,354 | ▲ 0.1% |
| Gross operating margin9900 | €806,851 | €765,000 | €817,230 | €809,667 | €912,787 | ▲ 12.7% |
| Operating profit (loss)9901 | €607,238 | €604,775 | €648,525 | €621,635 | €731,682 | ▲ 17.7% |
| Financial income75/76B | - | €46,373 | €16,971 | €20,160 | €39,085 | ▲ 93.9% |
| Recurring financial income75 | €7,806 | €46,373 | €16,971 | €20,160 | €39,085 | ▲ 93.9% |
| Financial charges65/66B | - | €23,959 | €30,671 | €39,074 | €31,815 | ▼ 18.6% |
| Recurring financial charges65 | €12,083 | €23,959 | €30,671 | €39,074 | €31,815 | ▼ 18.6% |
| Profit (loss) for the period before taxes9903 | €602,961 | €627,189 | €634,825 | €602,721 | €738,952 | ▲ 22.6% |
| Income taxes67/77 | €155,177 | €140,855 | €145,363 | €174,727 | €194,721 | ▲ 11.4% |
| Profit (loss) for the period9904 | €447,784 | €486,334 | €489,462 | €427,994 | €544,231 | ▲ 27.2% |
| Profit (loss) for the period to be appropriated9905 | €447,784 | €486,334 | €489,462 | €427,994 | €544,231 | ▲ 27.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €2.7m | €3.6m | €3.8m | €4.1m | ▲ 8.3% |
| Fixed assets21/28 | €630,642 | €1.9m | €2.7m | €2.6m | €2.5m | ▼ 4.0% |
| Intangible fixed assets21 | €89,250 | €69,429 | €48,013 | €27,861 | €5,945 | ▼ 78.7% |
| Tangible fixed assets22/27 | €462,408 | €1.7m | €2.6m | €2.5m | €2.5m | ▼ 3.3% |
| Land and buildings22 | - | €1.7m | €2.6m | €2.5m | €2.4m | ▼ 2.9% |
| Plant, machinery and equipment23 | - | €11,750 | €11,115 | €7,258 | €2,572 | ▼ 64.6% |
| Furniture and vehicles24 | - | €10,537 | €28,251 | €21,942 | €13,749 | ▼ 37.3% |
| Other tangible fixed assets26 | - | €13,494 | - | - | - | - |
| Financial fixed assets28 | €78,984 | €79,884 | €79,884 | €80,221 | €80,221 | = |
| Current assets29/58 | €717,855 | €842,492 | €887,289 | €1.1m | €1.6m | ▲ 36.8% |
| Amounts receivable after more than one year29 | - | €340,000 | €395,000 | €350,000 | €350,000 | = |
| Other amounts receivable291 | - | €340,000 | €395,000 | €350,000 | €350,000 | = |
| Amounts receivable within one year40/41 | €330,315 | €374,346 | €456,641 | €591,781 | €1.0m | ▲ 74.2% |
| Trade receivables40 | - | €374,346 | €456,641 | €260,331 | €293,549 | ▲ 12.8% |
| Other amounts receivable41 | - | - | - | €331,450 | €737,395 | ▲ 122% |
| Cash at bank and in hand54/58 | €193,967 | €106,682 | €16,181 | €184,382 | €153,651 | ▼ 16.7% |
| Deferred charges and accrued income490/1 | - | €21,464 | €19,467 | €18,594 | €30,958 | ▲ 66.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €2.7m | €3.6m | €3.8m | €4.1m | ▲ 8.3% |
| Equity10/15 | €523,367 | €844,701 | €1.3m | €1.7m | €2.3m | ▲ 31.8% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €502,907 | €824,241 | €1.3m | €1.7m | €2.2m | ▲ 32.2% |
| Amounts payable17/49 | €825,130 | €1.9m | €2.3m | €2.1m | €1.9m | ▼ 11.0% |
| Amounts payable after more than one year17 | €462,039 | €1.5m | €1.8m | €1.5m | €1.3m | ▼ 9.7% |
| Financial debts170/4 | - | €1.5m | €1.8m | €1.5m | €1.3m | ▼ 9.7% |
| Amounts payable within one year42/48 | €363,091 | €349,017 | €484,339 | €622,034 | €533,445 | ▼ 14.2% |
| Current portion of amounts payable after more than one year42 | - | €148,879 | €223,539 | €340,318 | €141,504 | ▼ 58.4% |
| Financial debts43 | - | €27,327 | €74,101 | €72,480 | €50,610 | ▼ 30.2% |
| Credit institutions430/8 | - | €27,327 | €74,101 | €72,480 | €50,610 | ▼ 30.2% |
| Trade debts44 | €23,997 | €45,551 | €77,730 | €33,150 | €103,131 | ▲ 211% |
| Suppliers440/4 | - | €45,551 | €77,730 | €33,150 | €103,131 | ▲ 211% |
| Advances received on contracts in progress46 | - | - | - | €44,265 | €32,010 | ▼ 27.7% |
| Taxes, remuneration and social security45 | - | €125,278 | €107,314 | €131,821 | €206,190 | ▲ 56.4% |
| Taxes450/3 | - | €120,553 | €98,009 | €118,227 | €193,383 | ▲ 63.6% |
| Remuneration and social security454/9 | - | €4,725 | €9,305 | €13,594 | €12,807 | ▼ 5.8% |
| Other amounts payable47/48 | - | €1,982 | €1,655 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €447,784 | €486,334 | €489,462 | €427,994 | €544,231 | ▲ 27.2% |
| + Depreciation and write-downs630 | €167,649 | €129,397 | €127,042 | €108,583 | €108,780 | ▲ 0.2% |
| Operating cash flow (approximation) | €615,433 | €615,731 | €616,504 | €536,577 | €653,011 | ▲ 21.7% |
| Investment in fixed assets (approximation) | - | -€1.4m | -€981,068 | -€23,485 | -€2,123 | ▲ 91.0% |
| Change in cash | - | -€87,285 | -€90,501 | €168,201 | -€30,731 | ▼ 118% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €544,231 ▲27.2%
Operating result €731,682, net result €544,231, both a record.
31-12
Financial
Equity above €2mEq €2.3m ▲31.8%
7 profitable years in a row build equity to €2.3m.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
31-12
Financial
Equity above €1mEq €1.3m ▲57.9%
5 profitable years in a row build equity to €1.3m.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500,000Eq €523,367 ▲142%
3 profitable years in a row build equity to €523,367.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 49 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 1.56
Current ratio from 0.76 to 1.56; short-term debt falls from €249,254 to €211,239.
31-12
Financial
Equity above €200,000Eq €216,183 ▲2,582%
2 profitable years in a row build equity to €216,183.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 3 establishment units since 2015
Ground area
17.6 ha
Building footprint
3.8 ha
Volume, LiDAR
20,864 m³
3 parcels, Flanders · tallest building 25.6 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
3 establishment units
Dr. Vermeulen-Dr. Segaert
since 20152.242.140.548
Dr. Vermeulen-Dr. Segaert
since 20152.242.140.647
Dr. Vermeulen - Dr. Segaert
since 20222.331.544.755
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I1216/00S000 | Flanders | 16.0 ha | 1 · 3.6 ha | - |
| 24502C0352/00Y000 | Flanders | 1.2 ha | 1 · 956 m² | 25.6 m · 6 fl. |
| 24472F0524/00A000 | Flanders | 3,899 m² | 1 · 436 m² | 24.7 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 16,631 companies in sector 86220 we hold annual accounts for 7,983. 4,353 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0628781417
Also
9925:BE0628781417
Registered
30-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.