ONA
ActiveThe computed 12-month bankruptcy probability of ONA is 2.0% (moderate). The 2025 annual accounts show equity of €90k and a net result of €18k. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 34% of 3668 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-12
Solvency39▲+2
Growth59=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.89 in 2024; short-term debt: 60% and cash: 3.4% of total assets), and 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
142 d late
2022
31 d late
2021
88 d late
2020
9 d late
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€376k▼ 18.2%
2019 · €460k
2018: €404k
2019: €460k
2018 → 2020
EBIT margin
0.7%▼ 0.4pp
2019 · 1.1%
2018: 1.4%
2019: 1.1%
2018 → 2020
Net result
€18k▼ 36.8%
2024 · €29k
2018: €331
2019: €487
2020: €-2k
2021: €-4k
2022: €17k
2023: €6k
2024: €29k
2018 → 2025
Working capital
€-30k▲ 12.1%
2024 · €-34k
2018: €-19k
2019: €-15k
2020: €-4k
2021: €-14k
2022: €6k
2023: €-26k
2024: €-34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€36k▲ 86.1%€42k▲ 16.0%€72k▲ 69.2%€90k▲ 25.8%
Operating result€4k-€28k▲ 583%€13k▼ 55.2%€63k▲ 400%€40k▼ 36.0%
Net result€-4k-€17k€6k▼ 65.4%€29k▲ 401%€18k▼ 36.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €642k
Fixed assets
€287k▼ 10.9%
Current assets
€355k▲ 34.8%
Equity and liabilities €642k
Equity
€90k▲ 25.8%
Debt
€552k▲ 7.4%
The debt ratio falls from 87.8% to 86.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€81k▼
2024 · €102k
Cash flow
€59k▼
2024 · €68k
Solvency
14.0%▲
2024 · 12.2%
Current ratio
0.92▲
2024 · 0.89
Quick ratio
0.72▲
2024 · 0.63
Debt / equity
6.13▼
2024 · 7.18
ROE
20.5%▼
2024 · 40.9%
ROA
2.9%▼
2024 · 5.0%
Interest coverage
4.89▼
2024 · 7.64
Debt
€552k▲
2024 · €514k
Debt ≤ 1 year
€385k▲
2024 · €298k
Debt > 1 year
€166k▼
2024 · €216k
Income taxes
€15k▼
2024 · €24k
Staff costs
€144k▲
2024 · €125k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€585k€642k▲
Fixed assets21/28€322k€287k▼
Tangible fixed assets22/27€316k€281k▼
Land and buildings22€137k€127k▼
Plant, machinery and equipment23€13k€5k▼
Furniture and vehicles24€10k€9k▼
Other tangible fixed assets26€156k€140k▼
Financial fixed assets28€6k€5k▼
Current assets29/58€264k€355k▲
Amounts receivable after more than one year29€113k€0▼
Other amounts receivable291€113k€0▼
Stocks and contracts in progress3€75k€79k▲
Stocks30/36€75k€79k▲
Amounts receivable within one year40/41€61k€254k▲
Trade receivables40€52k€73k▲
Other amounts receivable41€9k€181k▲
Cash at bank and in hand54/58€14k€22k▲
Deferred charges and accrued income490/1€247€0▼
Equity and liabilities
Total equity and liabilities10/49€585k€642k▲
Equity10/15€72k€90k▲
Contributions10/11€33k€33k=
Reserves13€39k€57k▲
Distributable reserves133€39k€57k▲
Amounts payable17/49€514k€552k▲
Amounts payable after more than one year17€216k€166k▼
Financial debts170/4€216k€166k▼
Amounts payable within one year42/48€298k€385k▲
Current portion of amounts payable after more than one year42€77k€124k▲
Financial debts43€2k€0▼
Other loans439€2k€0▼
Trade debts44€164k€186k▲
Suppliers440/4€164k€186k▲
Taxes, remuneration and social security45€54k€44k▼
Taxes450/3€43k€32k▼
Remuneration and social security454/9€11k€12k▲
Other amounts payable47/48€0€32k▲
Accrued charges and deferred income492/3-€993
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€125k€144k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€41k▲
Other operating charges640/8€20k€16k▼
Gross operating margin9900€247k€241k▼
Operating profit (loss)9901€63k€40k▼
Financial income75/76B€3k€9k▲
Recurring financial income75€3k€9k▲
Non-recurring financial income76B€0-
Financial charges65/66B€13k€17k▲
Recurring financial charges65€13k€17k▲
Profit (loss) for the period before taxes9903€53k€33k▼
Income taxes67/77€24k€15k▼
Profit (loss) for the period9904€29k€18k▼
Profit (loss) for the period to be appropriated9905€29k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€18k▼
Transfer to equity691/2€29k€18k▼
To other reserves6921€29k€18k▼
Social balance
Average headcount (FTE)90872.7-
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €29k ▲401%
Operating result €63k, net result €29k, both a record.
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 142 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 88 days late
2021
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-10-2025
Arne Braeckman: Resigned as Director
01-10-2025
Ona Rombaut: Resigned as Director
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belfortstraat 299000 GentGround area
387 m²
Building footprint
326 m²
Volume, LiDAR
5,069 m³
2 parcels, Flanders · tallest building 22.9 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
ONA
since 20152.241.776.995
ONA
since 20202.299.266.818
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44802B1494/00X000 | Flanders | 285 m² | 1 · 224 m² | 19.0 m · 5 fl. |
| 44805E1309/00H000 | Flanders | 102 m² | 1 · 102 m² | 22.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 7,645 EUR awarded · 8,832 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,988 EUR | 3,988 EUR |
| 2024 | 1 | 798 EUR | 798 EUR |
| 2023 | 2 | 2,517 EUR | 3,704 EUR |
| 2022 | 1 | 342 EUR | 342 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
2 sitesGent2.299.266.818
Gent2.241.776.995
Similar companies · same sector, comparable size
JACK!
BE 0808.309.413
Anzegem · Eq €89k
KORNÉL
BE 0643.872.538
Antwerpen · Eq €88k
PROJECT COFFEE
BE 0694.928.190
Antwerpen · Eq €94k
Woodeffect
BE 0744.677.512
Blankenberge · Eq €95k
LUNE
BE 0644.611.223
Antwerpen · Eq €95k
Of 619 companies in sector 56309 we hold annual accounts for 118. 87 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2015
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56309Food and beverage service activities
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.ona.gent
E-mail:welkom@ona.gent