Omina
ActiveOmina has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €97k and a net result of €14k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 14% of 92 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability43▲+19
Solvency31=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.19 against 2.91 in 2025; short-term debt: 8.9% and cash: 0.7% of total assets), and 93.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
6.1%
Return on assets
0.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 92 sector peers (2026).
NBB · sector comparisonPosition among 92 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 11-07-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
51 d early
2025
3 d early
2024
39 d late
2023
31 d early
2022
23 d late
2021
58 d late
2020
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€97k▲ 16.4%
2025 · €83k
2019: €48k
2020: €61k
2021: €82k
2022: €93k
2023: €106k
2024: €112k
2025: €83k
2019 → 2026
Total assets
€1.60M▲ 20.3%
2025 · €1.33M
2019: €354k
2020: €351k
2021: €340k
2022: €333k
2023: €328k
2024: €866k
2025: €1.33M
2019 → 2026
Net result
€14k
2025 · €-29k
2019: €2k
2020: €12k
2021: €21k
2022: €12k
2023: €12k
2024: €6k
2025: €-29k
2019 → 2026
Working capital
€-115k
2025 · €261k
2019: €-47k
2020: €-53k
2021: €-51k
2022: €-59k
2023: €-66k
2024: €363k
2025: €261k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€93k-€106k▲ 13.4%€112k▲ 6.1%€83k▼ 26.1%€97k▲ 16.4%
Operating result€18k-€19k▲ 5.5%€13k▼ 29.8%€9k▼ 34.9%€59k▲ 588%
Net result€12k-€12k▲ 7.7%€6k▼ 48.3%€-29k€14k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 588% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €1.60M
Fixed assets
€1.57M▲ 69.0%
Current assets
€27k▼ 93.2%
Equity and liabilities €1.60M
Equity
€97k▲ 16.4%
Debt
€1.50M▲ 20.6%
The debt ratio rises from 93.7% to 93.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€125k▲
2025 · €38k
Cash flow
€80k▲
2025 · €-117
Solvency
6.1%▼
2025 · 6.3%
Current ratio
0.19▼
2025 · 2.91
Quick ratio
0.19▼
2025 · 2.91
Debt / equity
15.51▲
2025 · 14.97
ROE
14.1%▲
2025 · -35.3%
ROA
0.9%▲
2025 · -2.2%
Interest coverage
2.75▲
2025 · 0.92
Debt
€1.50M▲
2025 · €1.24M
Debt ≤ 1 year
€142k▲
2025 · €137k
Debt > 1 year
€1.36M▲
2025 · €1.11M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€1.33M€1.60M▲
Fixed assets21/28€928k€1.57M▲
Tangible fixed assets22/27€928k€1.57M▲
Land and buildings22€919k€1.56M▲
Plant, machinery and equipment23€9k€9k▼
Current assets29/58€398k€27k▼
Amounts receivable within one year40/41€11k€16k▲
Other amounts receivable41€11k€16k▲
Cash at bank and in hand54/58€382k€11k▼
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€1.33M€1.60M▲
Equity10/15€83k€97k▲
Contributions10/11€19k€19k=
Reserves13€93k€93k=
Distributable reserves133€93k€93k=
Profit (loss) carried forward14€-29k€-15k▲
Amounts payable17/49€1.24M€1.50M▲
Amounts payable after more than one year17€1.11M€1.36M▲
Financial debts170/4€1.11M€1.36M▲
Amounts payable within one year42/48€137k€142k▲
Current portion of amounts payable after more than one year42€99k€136k▲
Trade debts44€38k-
Suppliers440/4€38k-
Other amounts payable47/48-€6k
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€66k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€43k€131k▲
Operating profit (loss)9901€9k€59k▲
Financial income75/76B€3k-
Recurring financial income75€3k-
Financial charges65/66B€41k€46k▲
Recurring financial charges65€41k€46k▲
Profit (loss) for the period before taxes9903€-29k€14k▲
Profit (loss) for the period9904€-29k€14k▲
Profit (loss) for the period to be appropriated9905€-29k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-15k▲
Profit (loss) brought forward from the previous period14P€491€-29k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-01
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-01
Financial
Weakest financial yearnet €-29k ▼554%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 39 days late
31-01
Financial
Liquidity times 22current ratio 4.01
Current ratio from 0.18 to 4.01.
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-01
Financial
Equity above €100kEq €106k ▲13.4%
5 profitable years in a row build equity to €106k.
2022
23-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 58 days late
31-01
Financial
Highest result since 2019net €21k ▲68.1%
Net result €21k, the highest in the series.
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 39 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Damse Vaart-Zuid 758310 BruggeGround area
1,326 m²
Building footprint
757 m²
Parcel 31029C0440/00X000, Flanders. Linked by address, not a title deed.
1 establishment unit
Damse Vaart-Zuid 75, 8310 Brugge
since 20092.176.801.348
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31029C0440/00X000 | Flanders | 1,325 m² | 1 · 757 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,148 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2009
Fiscal year end31-01
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.