OMER
ActiveSummary
OMER has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €16,862 and a net result of -€7,920. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 69% of 26049 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency80▼-10
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.22 against 2.87 in 2023; short-term debt: 45% and cash: 59.5% of total assets), and 45% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
55%
Return on assets
-25.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€7,920
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
29 d late
2022
30 d late
2021
31 d late
2020
25 d late
2019
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 39 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€16,862▼ 32.0%
2023 · €24,783
Total assets
€30,641▼ 19.4%
2023 · €38,021
Net result
-€7,920▼ 27.0%
2023 · -€6,239
Working capital
€16,862▼ 31.9%
2023 · €24,773
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€6,254▲ 3,362%-€480€3,058-€5,561-€7,222▼ 29.9%
Net result€5,531within the sector's middle half▲ 39,722%-€527within the sector's middle half€2,417within the sector's middle half-€6,239below the sector's middle half-€7,920below the sector's middle half▼ 27.0%
Equity€29,131below the sector's middle half▲ 23.4%€28,604within the sector's middle half▼ 1.8%€31,021within the sector's middle half▲ 8.5%€24,783within the sector's middle half▼ 20.1%€16,862within the sector's middle half▼ 32.0%
Total assets€37,648below the sector's middle half▲ 2.5%€33,616below the sector's middle half▼ 10.7%€35,358below the sector's middle half▲ 5.2%€38,021below the sector's middle half▲ 7.5%€30,641below the sector's middle half▼ 19.4%
Debt€8,517▼ 35.1%€5,013▼ 41.1%€4,337▼ 13.5%€13,238▲ 205%€13,779▲ 4.1%
Working capital€25,239within the sector's middle half▲ 37.9%€28,114within the sector's middle half▲ 11.4%€30,864within the sector's middle half▲ 9.8%€24,773within the sector's middle half▼ 19.7%€16,862within the sector's middle half▼ 31.9%
Solvency77.4%above the sector's middle half▲ 13.1pp85.1%above the sector's middle half▲ 7.7pp87.7%above the sector's middle half▲ 2.6pp65.2%above the sector's middle half▼ 22.6pp55.0%within the sector's middle half▼ 10.2pp
Current ratio3.96above the sector's middle half▲ 1.396.61above the sector's middle half▲ 2.658.12above the sector's middle half▲ 1.512.87above the sector's middle half▼ 5.252.22within the sector's middle half▼ 0.65
Return on assets (ROA)14.7%above the sector's middle half▲ 14.7pp-1.6%below the sector's middle half▼ 16.3pp6.8%within the sector's middle half▲ 8.4pp-16.4%below the sector's middle half▼ 23.2pp-25.8%below the sector's middle half▼ 9.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7,222 in 2024 against €5,561 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €30,641
Equity
€16,862 ▼ 32.0%
Debt
€13,779 ▲ 4.1%
Debt's share of the balance-sheet total rises from 34.8% to 45.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€7,213▼
2023 · -€5,413
Cash flow
-€7,911▼
2023 · -€6,091
Quick ratio
1.38▼
2023 · 2.10
Debt to equity
0.82▲
2023 · 0.53
ROE
-47.0%▼
2023 · -25.2%
Interest coverage
-10.33▼
2023 · -7.99
Debt ≤ 1 year
€13,779▲
2023 · €13,238
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.9%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,585 | €3,723 | €333 | €148 | €10 | ▼ 93.5% |
| Other operating charges640/8 | - | €962 | €1,061 | €856 | €825 | ▼ 3.6% |
| Gross operating margin9900 | €10,781 | €4,205 | €4,452 | -€4,557 | -€6,387 | ▼ 40.2% |
| Operating profit (loss)9901 | €6,254 | -€480 | €3,058 | -€5,561 | -€7,222 | ▼ 29.9% |
| Financial income75/76B | - | - | €0 | €0 | €0 | ▲ 1,125% |
| Recurring financial income75 | - | - | €0 | €0 | €0 | ▲ 1,125% |
| Financial charges65/66B | - | €47 | €400 | €678 | €698 | ▲ 3.1% |
| Recurring financial charges65 | €170 | €47 | €400 | €678 | €698 | ▲ 3.1% |
| Profit (loss) for the period before taxes9903 | €6,084 | -€527 | €2,659 | -€6,239 | -€7,920 | ▼ 27.0% |
| Income taxes67/77 | €553 | - | €242 | - | - | - |
| Profit (loss) for the period9904 | €5,531 | -€527 | €2,417 | -€6,239 | -€7,920 | ▼ 27.0% |
| Profit (loss) for the period to be appropriated9905 | €5,531 | -€527 | €2,417 | -€6,239 | -€7,920 | ▼ 27.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €37,648 | €33,616 | €35,358 | €38,021 | €30,641 | ▼ 19.4% |
| Fixed assets21/28 | €3,892 | €490 | €157 | €10 | - | - |
| Tangible fixed assets22/27 | €3,892 | €490 | €157 | €10 | - | - |
| Plant, machinery and equipment23 | - | €490 | €157 | €10 | - | - |
| Current assets29/58 | €33,755 | €33,126 | €35,200 | €38,011 | €30,641 | ▼ 19.4% |
| Stocks and contracts in progress3 | €10,298 | €11,669 | €10,253 | €10,253 | €11,586 | ▲ 13.0% |
| Stocks30/36 | - | €11,669 | €10,253 | €10,253 | €11,586 | ▲ 13.0% |
| Amounts receivable within one year40/41 | €1,368 | €709 | €363 | €2,134 | €823 | ▼ 61.4% |
| Trade receivables40 | - | €709 | €363 | €1,471 | €823 | ▼ 44.1% |
| Other amounts receivable41 | - | - | - | €663 | - | - |
| Cash at bank and in hand54/58 | €22,090 | €20,748 | €24,584 | €25,624 | €18,232 | ▼ 28.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €37,648 | €33,616 | €35,358 | €38,021 | €30,641 | ▼ 19.4% |
| Equity10/15 | €29,131 | €28,604 | €31,021 | €24,783 | €16,862 | ▼ 32.0% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €8,910 | €8,910 | €11,327 | €11,327 | €11,327 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €7,050 | €9,467 | €11,327 | €11,327 | = |
| Profit (loss) carried forward14 | €1,621 | €1,094 | €1,094 | -€5,145 | -€13,065 | ▼ 154% |
| Amounts payable17/49 | €8,517 | €5,013 | €4,337 | €13,238 | €13,779 | ▲ 4.1% |
| Amounts payable within one year42/48 | €8,517 | €5,013 | €4,337 | €13,238 | €13,779 | ▲ 4.1% |
| Trade debts44 | €649 | €642 | €473 | €859 | €649 | ▼ 24.4% |
| Suppliers440/4 | - | €642 | €473 | €859 | €649 | ▼ 24.4% |
| Taxes, remuneration and social security45 | - | €451 | €927 | €9,236 | €9,427 | ▲ 2.1% |
| Taxes450/3 | - | €451 | €927 | - | €191 | - |
| Remuneration and social security454/9 | - | - | - | €9,236 | €9,236 | = |
| Other amounts payable47/48 | - | €3,920 | €2,936 | €3,143 | €3,703 | ▲ 17.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,531 | -€527 | €2,417 | -€6,239 | -€7,920 | ▼ 27.0% |
| + Depreciation and write-downs630 | €3,585 | €3,723 | €333 | €148 | €10 | ▼ 93.5% |
| Operating cash flow (approximation) | €9,116 | €3,196 | €2,750 | -€6,091 | -€7,911 | ▼ 29.9% |
| Investment in fixed assets (approximation) | - | -€321 | €0 | €0 | - | - |
| Change in cash | - | -€1,342 | €3,836 | €1,040 | -€7,392 | ▼ 811% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet -€7,920
Net result drops to -€7,920, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €2,417
Net result €2,417 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
31-12
Financial
Highest result since 2018net €5,531 ▲39,722%
Operating result €6,254, net result €5,531, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Ground area
113 m²
Building footprint
93 m²
Volume, LiDAR
1,120 m³
Parcel 11811L3784/00B000, Flanders · tallest building 16.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Kalimera
since 20112.199.428.478
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3784/00B000 | Flanders | 113 m² | 1 · 93 m² | 16.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,046 companies in sector 47559 we hold annual accounts for 350. 231 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-05-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47559Retail sale of other household articles
47512Retail sale of household textiles and bedding
47530Retail trade
47540Retail sale of electrical household appliances
47552Retail sale of lighting equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0836492267
Also
9925:BE0836492267
Registered
24-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.