OMER
ActiveThe computed 12-month bankruptcy probability of OMER is 2.1% (moderate). The 2025 annual accounts show equity of €178k and a net result of €27k. Equity is growing by ~38.4% per year across the filed fiscal years. Its solvency ranks better than 56% of 13159 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-6
Solvency62▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.81 in 2024; short-term debt: 21.4% and cash: 13.9% of total assets), and 63% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37%
Return on assets
5.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
2023
54 d late
2022
59 d late
2021
25 d late
2020
2 d early
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€178k▲ 18.0%
2024 · €151k
2018: €22k
2019: €19k
2020: €19k
2021: €56k
2022: €83k
2023: €100k
2024: €151k
2018 → 2025
Total assets
€481k▼ 2.0%
2024 · €491k
2018: €147k
2019: €157k
2020: €154k
2021: €143k
2022: €490k
2023: €473k
2024: €491k
2018 → 2025
Net result
€27k▼ 49.3%
2024 · €53k
2018: €8k
2019: €-3k
2020: €406
2021: €37k
2022: €28k
2023: €17k
2024: €53k
2018 → 2025
Working capital
€6k
2024 · €-20k
2018: €-13k
2019: €-43k
2020: €-42k
2021: €-10k
2022: €-72k
2023: €-61k
2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€83k▲ 49.3%€100k▲ 20.4%€151k▲ 50.2%€178k▲ 18.0%
Operating result€39k-€42k▲ 7.8%€32k▼ 24.9%€76k▲ 140%€42k▼ 43.9%
Net result€37k-€28k▼ 24.7%€17k▼ 38.1%€53k▲ 214%€27k▼ 49.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €481k
Fixed assets
€372k▼ 7.7%
Current assets
€109k▲ 24.2%
Equity and liabilities €481k
Equity
€178k▲ 18.0%
Debt
€303k▼ 10.9%
The debt ratio falls from 69.2% to 63.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€92k▼
2024 · €123k
Cash flow
€77k▼
2024 · €101k
Solvency
37.0%▲
2024 · 30.8%
Current ratio
1.06▲
2024 · 0.81
Quick ratio
1.04▲
2024 · 0.80
Debt / equity
1.70▼
2024 · 2.25
ROE
15.2%▼
2024 · 35.4%
ROA
5.6%▼
2024 · 10.9%
Interest coverage
12.86▼
2024 · 15.62
Debt
€303k▼
2024 · €340k
Debt ≤ 1 year
€103k▼
2024 · €108k
Debt > 1 year
€200k▼
2024 · €232k
Income taxes
€8k▼
2024 · €14k
Staff costs
€65k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€491k€481k▼
Fixed assets21/28€403k€372k▼
Intangible fixed assets21€36k€22k▼
Tangible fixed assets22/27€367k€350k▼
Land and buildings22€306k€291k▼
Plant, machinery and equipment23€30k€42k▲
Furniture and vehicles24€31k€16k▼
Financial fixed assets28€278€278=
Current assets29/58€88k€109k▲
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€3k€33k▲
Other amounts receivable41€3k€33k▲
Cash at bank and in hand54/58€77k€67k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€491k€481k▼
Equity10/15€151k€178k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€143k€170k▲
Amounts payable17/49€340k€303k▼
Amounts payable after more than one year17€232k€200k▼
Financial debts170/4€232k€200k▼
Amounts payable within one year42/48€108k€103k▼
Current portion of amounts payable after more than one year42€35k€32k▼
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45€28k€40k▲
Taxes450/3€12k€27k▲
Remuneration and social security454/9€16k€13k▼
Other amounts payable47/48€35k€26k▼
Income statement
Code20242025
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€46k€65k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€50k▲
Other operating charges640/8€3k€5k▲
Non-recurring operating charges66A€33€37▲
Gross operating margin9900€172k€163k▼
Operating profit (loss)9901€76k€42k▼
Financial income75/76B€148€264▲
Recurring financial income75€148€264▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Non-recurring financial charges66B€290€124▼
Profit (loss) for the period before taxes9903€68k€35k▼
Income taxes67/77€14k€8k▼
Profit (loss) for the period9904€53k€27k▼
Profit (loss) for the period to be appropriated9905€53k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€146k€170k▲
Profit (loss) brought forward from the previous period14P€92k€143k▲
Profit to be distributed694/7€3k-
Directors or managers695€3k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €53k ▲214%
Operating result €76k, net result €53k, both a record.
31-12
Financial
Equity above €150kEq €151k ▲50.2%
5 profitable years in a row build equity to €151k.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
31-12
Financial
Equity above €100kEq €100k ▲20.4%
4 profitable years in a row build equity to €100k.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €406
Net result €406 after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Weakest financial yearnet €-3k ▼144%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeedijk 718430 MiddelkerkeGround area
322 m²
Building footprint
311 m²
Volume, LiDAR
7,653 m³
2 parcels, Flanders · tallest building 31.5 m, ±10 floors. Linked by address, not a title deed.
2 establishment units
RESTAURANT OMER
since 20172.262.376.431
Joli Rent
since 20222.337.970.610
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35011B0180/00W090 | Flanders | 185 m² | 1 · 174 m² | 31.5 m · 10 fl. |
| 35011B0180/00E078 | Flanders | 137 m² | 1 · 137 m² | 30.8 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMiddelkerke2.262.376.431
Dual-learning approval
8 endedSimilar companies · same sector, comparable size
GRAND CAFE CASINO
BE 0810.818.545
Maasmechelen · Eq €178k
BELO
BE 0687.659.922
Kontich · Eq €178k
CPT
BE 0715.404.001
Zoersel · Eq €178k
OSCADI
BE 0764.550.139
Antwerpen · Eq €178k
De Abt
BE 0636.978.610
Gent · Eq €178k
Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 8,782 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-03-2017
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:restoomer@hotmail.com