Result
€95,934 ▲ 142%
The result rose in 2025 from €39,659 to €95,934.
OMAJE
Lifetime
4 annual accounts with figures on one time axispeak €546,509 (2025)
€546,509▲ 45.9%
peak €118,663 (2022)
€95,934▲ 142%
peak €273,773 (2025)
€273,773▲ 53.9%
€1.3m▲ 8.4%
Board1 name since 2021
1 directorSEGARD Maxime Arnaud
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €374,502 to €546,509Result from €39,659 to €95,934Equity from €177,840 to €273,773Investments €433,621Cash from €210,845 to €126,497
Key points
from the 2025 annual accountsTurnover
≈ €1.3m estimated
The micro format states no turnover.
Debts
€1.3m 83% of the balance sheet
Financial debts 77%Suppliers 1%Taxes and wages 9%Other 14%
Of this, €290,161 falls due within a year.
Investments
€431,872 3.1 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 31.0% higher than in 2024.
Filings
4 annual accounts 4 late
The 2024 accounts came latest: 106 days after the end of the period.
Position in the sector
€95,934
Higher net result than 90% of companies in real estate. Sector median €5,986 · 17,185 companies.
Checked score
90
Excellent
Financially stronger than 65% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.6%▼ -0.1 percentage points vs 03-2025
05-2025: 0.3%▼ -0.3 percentage points vs 04-2025
06-2025: 0.4%▲ +0.1 percentage points vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.6%▲ +0.2 percentage points vs 07-2025
09-2025: 0.8%▲ +0.2 percentage points vs 08-2025
10-2025: 1.3%▲ +0.5 percentage points vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025highest value
12-2025: 0.4%▼ -0.9 percentage points vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.5%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%▲ +0.1 percentage points vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 1.0%▲ +0.4 percentage points vs 07-2026
09-2026: 0.2%▼ -0.8 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 27 days late; 2 of the last 3 accounts late
lowers risk
Size: total assets €1.6m
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 27-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 38% of them on solvency, 65% on liquidity, 72% on profitability and 86% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as OMAJE has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of OMAJE itself is lower: 0.2% within 12 months. It rests on far more data about OMAJE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for OMAJE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.65 (0.8 in 2024), below 1. Short-term debt is 18.5% and cash 8.1% of total assets. 82.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
27 days late
2024
106 days late
2023
61 days late
2022
80 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 69 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 October (3 of the last 4 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0771997858
Registered office moved within Mouscron
New registered office: Rue du Luxembourg, 4 7700 Mouscron · Previous registered office: Rue de la Station, 60-7700 Mouscron · Board meeting of 01-03-2023 · Gazette deed
Incorporation
Founding capital of €2,000, 100 shares · Founder: SEGARD Maxime Arnaud · Appointment: SEGARD Maxime Arnaud (director) · published on 06-08-2021 · Gazette deed
First establishment
Luxemburgstraat 4, Mouscron
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OMAJE Mouscron | €1.6m | €546,509 | 17.5% | - |
| Michiels Expertises Oud-Heverlee | €1.6m | €515,428 | 17.3% | - |
| Pollet Jurgen Bruges | €1.5m | €429,420 | 98.0% | - |
| LIERMAN VASTGOED Aalst | €1.3m | €510,122 | 23.2% | 4 |
| GROUP SKYIMMO Ans | €1.4m | €515,681 | 47.1% | - |
| L'Etude des Propriétaires Manage Manage | €1.1m | €666,130 | 67.8% | - |
| DE WOONMAKERS Sint-Truiden | €1.4m | €430,811 | 20.5% | - |
These companies have the same main activity as OMAJE: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €1.1m and €1.6m, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 04-08-2021Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Joint committee
- 323Building management, estate agents and domestic staff · annual accounts 2025
- Establishment unit
- 2.320.262.3687700 Mouscron, since 04-08-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Insights on OMAJE
OMAJE files the micro format. That format states no turnover. The gross margin rose from €296,683 in 2022 to €546,509 in 2025.
The balance sheet grew most from 2023 to 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OMAJE
- What is the company number of OMAJE?
- The company number of OMAJE is 0771.997.858. The VAT number is the same number with BE in front: BE 0771.997.858.
- Where is OMAJE based?
- The registered office is at Luxemburgstraat 4, 7700 Mouscron.Company details
- What does OMAJE do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of OMAJE?
- OMAJE is a private limited company (BV).
- When was OMAJE founded?
- OMAJE was founded on 04-08-2021.
- Is OMAJE still active?
- Yes, OMAJE is an active enterprise in the KBO register.
- How many employees does OMAJE have?
- OMAJE had an average of 4.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does OMAJE fall under?
- In its 2025 annual accounts, OMAJE states joint committee 323 (Building management, estate agents and domestic staff).
- What is the turnover of OMAJE?
- The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €546,509 and 39 comparable companies (NACE 683). It probably lies between €790,000 and €1.6m.
- Is OMAJE profitable?
- In financial year 2025, OMAJE made a profit of €95,934.
- Where can I find the annual accounts of OMAJE?
- OMAJE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OMAJE due?
- OMAJE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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