OMAD'S LAB

Active

Private limited companyfounded 20242 yrs activeRue du Polissou 38, 5590 Ciney, BelgiumKBO/BCE: BE 1013.686.127

Summary

The computed 12-month bankruptcy probability of OMAD'S LAB is 3.2% (moderate). The 2025 annual accounts show equity of €13,073 and a net result of €14,627. Its solvency ranks better than 33% of 176 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

OMAD'S LABActiveChecked score 49/100

Risk analysis Report Compare

Activity

Manufacture of chemicals and chemical products

NACE 20590

1 site

Size

€37,716total assets 2025

Equity: €13,073
Profit: €14,627

Turnover not published (abridged schema)

Financial health

49 Fair Checked score 2025

Bankruptcy chance 12 m: 3.2%

Structure

Accounts filed 61 d late0 of 1 deed read

Why 49- Figures for FY 2024 (filed 08-08-2025)- Founded in 2024+ Size: total assets €2,992+ Liquidity: current ratio 1.04, cash €2,991Show the evidence

Checked score

Score 2025

49 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 28% of its sector peers (NACE 20, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 60+31

equity 34.7% of total assets

Liquidity 35-15

short-term debt 65.3% · cash 15.8%

Profitability 100+100

return on assets 38.8%

Bankruptcy probability, 12 months

3.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (350 companies)

Last 24 months 10-2025: 0.9%lowest value 11-2025: 0.9%● 0.0% vs 10-2025lowest value 12-2025: 0.9%● 0.0% vs 11-2025lowest value 01-2026: 0.9%▲ +0.3% vs 12-2025 02-2026: 0.9%● 0.0% vs 01-2026 03-2026: 0.9%▲ +0.9% vs 02-2026 04-2026: 1.0%▲ +7.5% vs 03-2026 05-2026: 1.0%▲ +0.9% vs 04-2026 06-2026: 1.0%▼ -0.2% vs 05-2026 07-2026: 1.0%▲ +5.7% vs 06-2026 08-2026: 1.6%▲ +49.6% vs 07-2026 09-2026: 1.9%▲ +21.4% vs 08-2026 10-2026: 3.2%▲ +68.3% vs 09-2026highest value

Figures for FY 2024 (filed 08-08-2025) raises the probability
Founded in 2024 raises the probability for this profile
Size: total assets €2,992 lowers the probability for this profile
Liquidity: current ratio 1.04, cash €2,991 lowers the probability

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.06; short-term debt: 65.3% and cash: 15.8% of total assets), and 65.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 20, micro). Better than this share of them on solvency 25%, liquidity 49%, profitability 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2024 (filed 08-08-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €2,992

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 1.04, cash €2,991

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

61 d late

2024

8 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 22 days before the deadline, and 27% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage