OLVAMA
ActiveSummary
OLVAMA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,806 and a net result of €14,920. Equity is growing by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 27% of 7859 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability44▲+3
Solvency46▼-16
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.03 in 2024; short-term debt: 58.7% and cash: 0.3% of total assets), and 79.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.6%
Return on assets
4.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
12 d late
2024
22 d late
2023
20 d early
2022
23 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€74,806▲ 24.9%
2024 · €59,886
Total assets
€362,745▲ 126%
2024 · €160,635
Net result
€14,920▲ 10.8%
2024 · €13,462
Working capital
-€163,736▼ 67.9%
2024 · -€97,517
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€5,061-€14,902€60,847▲ 308%€35,195▼ 42.2%
Net result-€3,908below the sector's middle half-€15,333within the sector's middle half€13,462within the sector's middle half▼ 12.2%€14,920within the sector's middle half▲ 10.8%
Equity€31,092within the sector's middle half-€46,424within the sector's middle half▲ 49.3%€59,886within the sector's middle half▲ 29.0%€74,806within the sector's middle half▲ 24.9%
Total assets€95,170within the sector's middle half-€108,321within the sector's middle half▲ 13.8%€160,635within the sector's middle half▲ 48.3%€362,745within the sector's middle half▲ 126%
Debt€64,078-€61,896▼ 3.4%€100,749▲ 62.8%€287,939▲ 186%
Working capital-€61,124below the sector's middle half--€52,971below the sector's middle half▲ 13.3%-€97,517below the sector's middle half▼ 84.1%-€163,736below the sector's middle half▼ 67.9%
Solvency32.7%within the sector's middle half-42.9%within the sector's middle half▲ 10.2pp37.3%within the sector's middle half▼ 5.6pp20.6%within the sector's middle half▼ 16.7pp
Current ratio0.05below the sector's middle half-0.14below the sector's middle half▲ 0.100.03below the sector's middle half▼ 0.110.23below the sector's middle half▲ 0.20
Return on assets (ROA)-4.1%below the sector's middle half-14.2%within the sector's middle half▲ 18.3pp8.4%within the sector's middle half▼ 5.8pp4.1%within the sector's middle half▼ 4.3pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €362,745
Fixed assets
€313,604 ▲ 99.2%
Current assets
€49,141 ▲ 1,421%
Equity and liabilities €362,745
Equity
€74,806 ▲ 24.9%
Debt
€287,939 ▲ 186%
Debt's share of the balance-sheet total rises from 62.7% to 79.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49,075▼
2024 · €76,492
Cash flow
€28,800▼
2024 · €29,106
Debt to equity
3.85▲
2024 · 1.68
ROE
19.9%▼
2024 · 22.5%
Interest coverage
2.36▲
2024 · 1.44
Debt ≤ 1 year
€212,877▲
2024 · €100,749
Debt > 1 year
€75,062
Income taxes
€9,123▲
2024 · €7,395
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,474 | €6,006 | €15,644 | €13,880 | ▼ 11.3% |
| Other operating charges640/8 | €1,835 | €393 | €1,706 | €989 | ▼ 42.0% |
| Gross operating margin9900 | €2,247 | €21,300 | €78,198 | €50,064 | ▼ 36.0% |
| Operating profit (loss)9901 | -€5,061 | €14,902 | €60,847 | €35,195 | ▼ 42.2% |
| Financial income75/76B | €2,015 | €8,527 | €13,295 | €9,686 | ▼ 27.1% |
| Recurring financial income75 | €2,015 | €8,527 | €13,295 | €9,686 | ▼ 27.1% |
| Financial charges65/66B | €611 | €1,461 | €53,285 | €20,837 | ▼ 60.9% |
| Recurring financial charges65 | €611 | €1,461 | €53,285 | €20,837 | ▼ 60.9% |
| Profit (loss) for the period before taxes9903 | -€3,657 | €21,968 | €20,857 | €24,043 | ▲ 15.3% |
| Income taxes67/77 | €252 | €6,636 | €7,395 | €9,123 | ▲ 23.4% |
| Profit (loss) for the period9904 | -€3,908 | €15,333 | €13,462 | €14,920 | ▲ 10.8% |
| Profit (loss) for the period to be appropriated9905 | -€3,908 | €15,333 | €13,462 | €14,920 | ▲ 10.8% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €95,170 | €108,321 | €160,635 | €362,745 | ▲ 126% |
| Fixed assets21/28 | €92,216 | €99,395 | €157,403 | €313,604 | ▲ 99.2% |
| Tangible fixed assets22/27 | €23,829 | €18,152 | €67,082 | €20,185 | ▼ 69.9% |
| Furniture and vehicles24 | €23,829 | €18,152 | €67,082 | €20,185 | ▼ 69.9% |
| Financial fixed assets28 | €68,387 | €81,243 | €90,321 | €293,419 | ▲ 225% |
| Current assets29/58 | €2,954 | €8,925 | €3,232 | €49,141 | ▲ 1,421% |
| Amounts receivable within one year40/41 | €126 | €456 | - | €47,967 | - |
| Trade receivables40 | €126 | €456 | - | €42,350 | - |
| Other amounts receivable41 | - | - | - | €5,617 | - |
| Cash at bank and in hand54/58 | €2,828 | €6,778 | €1,934 | €1,024 | ▼ 47.0% |
| Deferred charges and accrued income490/1 | - | €1,692 | €1,298 | €150 | ▼ 88.4% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €95,170 | €108,321 | €160,635 | €362,745 | ▲ 126% |
| Equity10/15 | €31,092 | €46,424 | €59,886 | €74,806 | ▲ 24.9% |
| Contributions10/11 | €35,000 | €35,000 | €35,000 | €35,000 | = |
| Profit (loss) carried forward14 | -€3,908 | €11,424 | €24,886 | €39,806 | ▲ 60.0% |
| Amounts payable17/49 | €64,078 | €61,896 | €100,749 | €287,939 | ▲ 186% |
| Amounts payable after more than one year17 | - | - | - | €75,062 | - |
| Financial debts170/4 | - | - | - | €75,062 | - |
| Amounts payable within one year42/48 | €64,078 | €61,896 | €100,749 | €212,877 | ▲ 111% |
| Current portion of amounts payable after more than one year42 | - | - | - | €57,834 | - |
| Trade debts44 | €2,453 | €2,147 | €805 | €73,349 | ▲ 9,012% |
| Suppliers440/4 | €2,453 | €2,147 | €805 | €73,349 | ▲ 9,012% |
| Taxes, remuneration and social security45 | €1,031 | €10,062 | €10,594 | €6,878 | ▼ 35.1% |
| Taxes450/3 | €1,031 | €10,062 | €10,594 | €6,878 | ▼ 35.1% |
| Other amounts payable47/48 | €60,594 | €49,687 | €89,350 | €74,818 | ▼ 16.3% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,908 | €15,333 | €13,462 | €14,920 | ▲ 10.8% |
| + Depreciation and write-downs630 | €5,474 | €6,006 | €15,644 | €13,880 | ▼ 11.3% |
| Operating cash flow (approximation) | €1,566 | €21,338 | €29,106 | €28,800 | ▼ 1.1% |
| Investment in fixed assets (approximation) | - | -€13,185 | -€73,652 | -€170,080 | ▼ 131% |
| Change in cash | - | €3,949 | -€4,844 | -€909 | ▲ 81.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €15,333
Net result €15,333 after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2021
Ground area
1,158 m²
Building footprint
92 m²
Parcel 25025C0348/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
OLVAMA
since 20212.325.554.610
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025C0348/00K000 | Wallonia | 1,158 m² | 1 · 92 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755005LSPERKEML8G80
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Of 11,204 companies in sector 82100 we hold annual accounts for 3,516. 2,597 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0778672943
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.