Skip to content

OLTE

Active Private limited companyfounded 2023active for 3 yearsPaswerkerslaan 84, 9140 TemseKBO/BCE: BE 0798.454.807
OLTE
Follow ReportCompare

Overview

Lifetime

3 annual accounts with figures on one time axis
peak €84,022 (2023)
€32,429▼ 37.9%
peak €58,882 (2023)
€22,869▼ 37.1%
peak €119,503 (2025)
€119,503▲ 23.7%
€42,440▼ 31.4%
Board1 name since 2023
1 director
Documentsfilings and deeds
19-05-202673 days before the deadline
2025micro format
Gross margin from €52,213 to €32,429Result from €36,352 to €22,869Registered office moved within Temse 10-03Equity from €96,634 to €119,503Debts from €61,906 to €42,440Cash from €96,635 to €151,149

Key points

from the 2025 annual accounts

Turnover

≈ €71,000 estimated

The micro format states no turnover.

Liquidity

4.89 was 2.51 in 2024

Short-term debts fell from €61,906 to €32,440.

Position in the sector

73.8%

Higher solvency than 80% of companies in real estate. Sector median 31.0% · 19,803 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 39,326 companies had the same profile as OLTE has now. Each dot stands for 99 companies, two years later.

95.7%
were still trading
2.4%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,326 companies, not a prediction for OLTE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • founderdeed of 17-02-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0798454807
Registered office moved within Temse New registered office: Paswerkerslaan 84, 9140 Temse · Previous registered office: Stokthoekstraat 34, 9140 Temse · General meeting of 13-02-2025 · Gazette deed
Incorporation Founding capital of €3,000, 100 shares · Founder: · Appointment: (director) · published on 17-02-2023 · Gazette deed
First establishment Paswerkerslaan 84, Temse
All 9 events

Comparable companies

same main activity, similar in size and age
Company
OLTE Temse €161,942 €32,429 73.8% -
ALFA Vastgoed Herent €153,718 €30,534 66.7% -
WIRCO Knokke-Heist €180,129 €27,239 -13.3% -
Belso Immo Hoogstraten €161,442 €40,230 48.3% -
M.V. VASTGOED Ingelmunster €198,965 €32,772 12.8% -
ESTIMAX VASTGOED Hamoir €163,485 €41,114 44.9% -
VanBelGi Wervik €158,577 €26,227 63.8% -

These companies have the same main activity as OLTE: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €154,000 and €199,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 15-02-2023Normal situation
Activity
Real estate agency activitiesNACE 68310and 3 others
Establishment unit
2.342.238.8089140 Temse, since 15-02-2023
Financial year end
31 December
Peppol
Reachable since 05-12-2025
Company details

Annual accounts 2025

€32,429▼ 37.9%
€22,869▼ 37.1%
€119,503▲ 23.7%
€161,942▲ 2.1%
Filing
Filed on 19-05-2026, 73 days before the end of the filing period
Financials

Insights on OLTE

OLTE files the micro format. That format states no turnover. The gross margin fell from €84,022 in 2023 to €32,429 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 19-05-2026, 73 days before the deadline
€32,429
▼ 37.9%
€31,864
▼ 38.3%
€22,869
▼ 37.1%
€126,333
▲ 35.2%
73.8%
▲ 12.8 percentage points
4.89
▲ 2.38

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €71,000. Estimated: probably between €48,000 and €120,000.

Balance sheet

balance sheet total €161,942 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

73.8%

Higher than 81% of 19,803 companies in 2025.

4.89

Higher than 84% of 18,977 companies in 2025.

14.1%

Higher than 82% of 19,446 companies in 2025.

OLTE Middle half of the sector 80% of the sector Micro accounts in real estate (NACE 68)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
20/58 161,942158,539102,344
20 000
21/28 3,1703,170-
22/27 3,1703,170-
22 3,1703,170-
29/58 158,772155,369102,344
40/41 7,62358,73421,006
40 7,62358,73421,006
54/58 151,14996,63581,338
Balance sheet: equity and liabilities
10/49 161,942158,539102,344
10/15 119,50396,63461,082
10/11 3,0003,0003,000
13 116,50093,63258,080
133 116,50093,63258,080
14 322
17/49 42,44061,90641,263
17 10,000--
170/4 10,000--
42/48 32,44061,90641,263
44 19,01931,0291,012
440/4 19,01931,0291,012
45 11,11725,11532,249
450/3 11,11725,11532,249
47/48 2,3045,7628,002
Income statement
9900 32,42952,21384,022
630 --896
640/8 565606439
9901 31,86451,60782,687
75/76B 8664480
75 8664480
65/66B 15852833
65 15852833
9903 32,57251,52782,655
67/77 9,70315,17523,773
9904 22,86936,35258,882
9905 22,86936,35258,882
Appropriation of the result
9906 22,87136,35458,882
14P 22-
691/2 22,86835,55258,080
6921 22,86835,55258,080
694/7 -800800
694 -800800
Document PDFPDFPDF

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 19-05-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 19-05-2026 2026-00113386 PDF
31-12-2024 micro format 21-05-2025 2025-00100104 PDF
31-12-2023 micro format 17-06-2024 2024-00132833 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
--83,583
--59,778
-3,170896
54,51415,297-
126,33393,46461,082
73.8%61.0%59.7%
4.892.512.48
0.360.640.68
19.1%37.6%96.4%
14.1%22.9%57.5%
--over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets-€3,170€896
--€896

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Insights on OLTE

The operating result for 2025 is 38% lower than in 2024 and the lowest since 2023. It is the second fall in a row.

Debt's share of the balance-sheet total falls from 39.0% to 26.2%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
appointed by deed of 17-02-2023 term without a fixed end
listed in the 2025 annual accounts, filed on 19-05-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 17-02-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
Board
Mandates as a list
    • Director (not named in the articles), appointed by deed of 17-02-2023, still in office

See the board, name and registered office on a given date →

Control

Founder
This company
OLTE
Equity €119,503
Profit €22,869 in 2025

Capital

Contribution
€3,000
Shares
100
Contribution per share
€30
Equity per share
€1,195 in 2025
Source
deed of 17-02-2023

Articles of association

deed of 17-02-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
100 shares
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Thursday of May at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Founder

At incorporation deed of 17-02-2023 ↗
  • sole founder · 100% at incorporation

Network & group

No group

OLTE has no parent and no holdings in its annual accounts. is the only director. OLTE shares no director with another company.

Timeline

Timeline

9 events since 2023

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed PDFmicro format · 73 days before the deadline
2025
Weakest financial year net €22,869 ▼37.1% The net result drops to €22,869, the lowest from 2023 to 2025.
Equity above €100,000 equity €119,503 ▲23.7% With a profit in every financial year since 2023, equity grows to €119,503.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0798454807
Annual accounts 2024 filed PDFmicro format · 71 days before the deadline
Registered office moved within TemseNew registered office: Paswerkerslaan 84, 9140 Temse · Previous registered office: Stokthoekstraat 34, 9140 Temse · General meeting of 13-02-20252 points ▸
  • General meeting, 13-02-2025
  • Registered-office move, Paswerkerslaan 84, 9140 Temse

Open the deed in the Belgian Official Gazette

2024
Annual accounts 2023 filed PDFmicro format · 44 days before the deadline
2023
IncorporationFounding capital of €3,000, 100 shares · Founder: · Appointment: (director) · published on 17-02-20235 points ▸
  • Founder,
  • Founding capital, €3,000, 100 shares
  • Registered office clause, Stokthoekstraat 34, 9140 Temse
  • Board rule, 1
  • Director appointment, (director (not named in the articles))
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

First establishment Paswerkerslaan 84, Temse

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 15 February 2023, OLTE was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 In 2025 the registered office moved to Temse.3 is director of the company, appointed by deed of 17-02-2023.2 Total assets went from €102,344 in 2023 to €161,942 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 17-02-2023
  3. 3Belgian Official Gazette, 10-03-2025
  4. 4National Bank, annual accounts 2023 and 2025

Company details

Identity

Enterprise number
0798.454.807
VAT number
BE 0798.454.807
Peppol ID
0208:0798454807
Other Peppol ID
9925:BE0798454807
Legal form
Private limited company
Status
Active, normal situation
Founded
15-02-2023
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Thursday of May at 18:00
deed of 17-02-2023 (in Dutch)
Peppol
Reachable since 05-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
OLTE in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 17-02-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 17-02-2023 (in Dutch)

Activities

NACEBEL 2025
68310 Real estate agency activities main activity
68321 Property management for co-owned buildings (syndics)
68322 Real estate appraisal on a fee or contract basis
82990 Other business support services
Codes under NACEBEL 2008
68311 Real estate activities main activity
68312 Real estate activities
68321 Real estate activities
82990 Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
“De bemiddeling in de meest ruime zin van het woord bij de aankoop,verkoop en verhuur van onroerende goederen; Het schatten en evalueren van…”
6 activities
  1. De bemiddeling in de meest ruime zin van het woord bij de aankoop,verkoop en verhuur van onroerende goederen;
  2. Het schatten en evalueren van onroerende goederen voor een vast bedrag of op contractbasis;
  3. De immobiliënbedrijvigheid in de meest ruime zin van het woord;het handelen,beheren,valoriseren,verkavelen,ordenen,huren en verhuren van onroerende goederen,met inbegrip van onroerende leasing;
  4. Het waarnemen van de functies van bestuurder,zaakvoerder,manager,vereffenaar of gemandateerde in ondernemingen,vennootschappen en instanties van alle aard;
  5. De vennootschap kan investeringen doen,beleggingen verrichten,leningen toestaan en zich borgstellen voor derden of voor aandeelhouders voor zover dit kadert binnen de normale patrimoniumbeheer van de vennootschap,met uitsluiting van het vermogensbeheer en beleggingsadvies voor derden;
  6. Het zich borgstellen voor derden of hun aval verlenen,voorschotten en krediet toestaan,hypothecaire of andere waarborgen verstrekken.
deed of 17-02-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Paswerkerslaan 84 registered office 9140 Temse 15-02-2023 2.342.238.808

Buildings and parcels at the address

Ground area
4,909 m²
Buildings
1,543 m²
Volume, LiDAR
14,736 m³
Tallest building
14.6 m
Buildings to scale, each on its own parcel
1,543 m², 14.6 m 1,543 m², 14.6 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
46025B1190/00M0144,909 m² 1 · 1,543 m² 14.6 m · 3

We would like to set cookies. That happens only with your consent. What we measure