OLMICO
ActiveSummary
The computed 12-month bankruptcy probability of OLMICO is 3.4% (moderate). The 2025 annual accounts show negative equity (-€30,305) and a net result of -€1,709. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 13683 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability10▼-90
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.21 against 0.22 in 2024; short-term debt: 357.4% and cash: 70.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-258.5%
Return on assets
-14.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€30,305
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
16 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
-€30,305▼ 6.0%
2024 · -€28,596
Total assets
€11,724▼ 14.5%
2024 · €13,711
Net result
-€1,709
2024 · €12,177
Working capital
-€33,150▼ 0.7%
2024 · -€32,909
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result-€8,259-€12,708-€1,152
Net result-€8,969below the sector's middle half-€12,177within the sector's middle half-€1,709within the sector's middle half
Equity-€40,773below the sector's middle half--€28,596below the sector's middle half▲ 29.9%-€30,305below the sector's middle half▼ 6.0%
Total assets€11,323below the sector's middle half-€13,711below the sector's middle half▲ 21.1%€11,724below the sector's middle half▼ 14.5%
Debt€52,096-€42,306▼ 18.8%€42,029▼ 0.7%
Working capital-€48,012below the sector's middle half--€32,909below the sector's middle half▲ 31.5%-€33,150below the sector's middle half▼ 0.7%
Solvency-360.1%below the sector's middle half--208.6%below the sector's middle half▲ 151.5pp-258.5%below the sector's middle half▼ 49.9pp
Current ratio0.08below the sector's middle half-0.22below the sector's middle half▲ 0.140.21below the sector's middle half▼ 0.01
Return on assets (ROA)-79.2%below the sector's middle half-88.8%above the sector's middle half▲ 168.0pp-14.6%below the sector's middle half▼ 103.4pp
Staff (FTE)1.3-0.4▼ 69.2%0.6▲ 50.0%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1,152 after €12,708 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11,724
Fixed assets
€2,978 ▼ 31.0%
Current assets
€8,746 ▼ 6.9%
Key figures and ratios
EBITDA
€522▼
2024 · €15,634
Cash flow
-€35▼
2024 · €15,103
Quick ratio
0.21▼
2024 · 0.22
Debt to equity
-1.39▲
2024 · -1.48
Interest coverage
1.11▼
2024 · 30.67
Debt ≤ 1 year
€41,897▼
2024 · €42,306
Income taxes
€151▲
2024 · €150
Staff costs
€18,336▼
2024 · €19,560
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €29,210 | €19,560 | €18,336 | ▼ 6.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,155 | €2,925 | €1,674 | ▼ 42.8% |
| Other operating charges640/8 | €3,695 | €3,125 | €3,062 | ▼ 2.0% |
| Gross operating margin9900 | €32,802 | €38,318 | €21,920 | ▼ 42.8% |
| Operating profit (loss)9901 | -€8,259 | €12,708 | -€1,152 | ▼ 109% |
| Financial income75/76B | €32 | €129 | €65 | ▼ 49.8% |
| Recurring financial income75 | €32 | €129 | €65 | ▼ 49.8% |
| Financial charges65/66B | €611 | €510 | €470 | ▼ 7.8% |
| Recurring financial charges65 | €611 | €510 | €470 | ▼ 7.8% |
| Profit (loss) for the period before taxes9903 | -€8,838 | €12,328 | -€1,558 | ▼ 113% |
| Income taxes67/77 | €132 | €150 | €151 | ▲ 0.7% |
| Profit (loss) for the period9904 | -€8,969 | €12,177 | -€1,709 | ▼ 114% |
| Profit (loss) for the period to be appropriated9905 | -€8,969 | €12,177 | -€1,709 | ▼ 114% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €11,323 | €13,711 | €11,724 | ▼ 14.5% |
| Fixed assets21/28 | €7,239 | €4,314 | €2,978 | ▼ 31.0% |
| Tangible fixed assets22/27 | €7,239 | €4,314 | €2,978 | ▼ 31.0% |
| Plant, machinery and equipment23 | €1,539 | €1,107 | €674 | ▼ 39.1% |
| Furniture and vehicles24 | €3,658 | €1,618 | €1,166 | ▼ 27.9% |
| Leasing and similar rights25 | €0 | - | - | - |
| Other tangible fixed assets26 | €2,042 | €1,590 | €1,137 | ▼ 28.5% |
| Current assets29/58 | €4,084 | €9,397 | €8,746 | ▼ 6.9% |
| Stocks and contracts in progress3 | €87 | €81 | €91 | ▲ 12.7% |
| Stocks30/36 | €87 | €81 | €91 | ▲ 12.7% |
| Amounts receivable within one year40/41 | €389 | €299 | €18 | ▼ 94.0% |
| Trade receivables40 | €389 | €299 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | €18 | - |
| Cash at bank and in hand54/58 | €3,289 | €8,584 | €8,219 | ▼ 4.2% |
| Deferred charges and accrued income490/1 | €319 | €433 | €418 | ▼ 3.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €11,323 | €13,711 | €11,724 | ▼ 14.5% |
| Equity10/15 | -€40,773 | -€28,596 | -€30,305 | ▼ 6.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€59,373 | -€47,196 | -€48,905 | ▼ 3.6% |
| Amounts payable17/49 | €52,096 | €42,306 | €42,029 | ▼ 0.7% |
| Amounts payable after more than one year17 | €0 | - | - | - |
| Financial debts170/4 | €0 | - | - | - |
| Amounts payable within one year42/48 | €52,096 | €42,306 | €41,897 | ▼ 1.0% |
| Current portion of amounts payable after more than one year42 | €2,020 | €0 | - | - |
| Trade debts44 | €4,079 | €3,409 | €3,446 | ▲ 1.1% |
| Suppliers440/4 | €4,079 | €3,409 | €3,446 | ▲ 1.1% |
| Taxes, remuneration and social security45 | €17,037 | €4,858 | €4,848 | ▼ 0.2% |
| Taxes450/3 | €2,771 | €2,423 | €2,221 | ▼ 8.3% |
| Remuneration and social security454/9 | €14,266 | €2,435 | €2,627 | ▲ 7.9% |
| Other amounts payable47/48 | €28,959 | €34,039 | €33,602 | ▼ 1.3% |
| Accrued charges and deferred income492/3 | - | - | €132 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,969 | €12,177 | -€1,709 | ▼ 114% |
| + Depreciation and write-downs630 | €8,155 | €2,925 | €1,674 | ▼ 42.8% |
| Operating cash flow (approximation) | -€814 | €15,103 | -€35 | ▼ 100% |
| Investment in fixed assets (approximation) | - | €0 | -€338 | - |
| Change in cash | - | €5,294 | -€364 | ▼ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
10-06
State Gazette act
Reappointments: MEECKERS Olivier (non-statutory director) and BUCHER Mirabelle (non-statutory director)Capital conversion · Purpose change · Registered office clause8 facts ▸
State Gazette act
Reappointments: MEECKERS Olivier (non-statutory director) and BUCHER Mirabelle (non-statutory director)
Capital conversion · Purpose change · Registered office clause8 facts ▸
- General meeting, assemblée générale extraordinaire de la société à responsabilité limitée « OLMICO »
- Capital conversion, compte de capitaux propres statutairement indisponible, transfert
- Other statement, 20-05-2026
- Purpose change
- Other statement, adoption statuts complètement nouveaux, en concordance avec le Code des sociétés et des associations
- Registered office clause, 4880 Aubel, Donsart 349/A
- Director reappointment, MEECKERS Olivier (non-statutory director)
- Director reappointment, BUCHER Mirabelle (non-statutory director)
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €12,177
Net result €12,177 after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors
Mirabelle BUCHER
CurrentNon-statutory director
Olivier MEECKERS
CurrentNon-statutory director
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Aubel · 1 establishment unit since 2014
Ground area
6,080 m²
Building footprint
274 m²
Volume, LiDAR
1,456 m³
2 parcels, Wallonia · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Au 12ème TOP
since 20142.235.461.307
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63003B0084/00C000 | Wallonia | 5,373 m² | 1 · 152 m² | 12.3 m · 3 fl. |
| 63079D0402/00B004 | Wallonia | 707 m² | 1 · 122 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Mirabelle BUCHER |
|
| Olivier MEECKERS |
|
Articles of association
Annual meeting
Last Friday of June at 18:00
Duration
Unlimited
Legal form clause
Société à responsabilité limitée
Name clause
Registered office clause
Article 2. Siège
Capital
Article 5. Apports
Other statement
Besoins société, Appels de fonds
Gestion journalière, membres administrateur-délégué ou directeurs
Contrôle, un ou plusieurs commissaires
Admission assemblée générale
Article 17. Séances – procès-verbaux
Délibérations, majorité des voix quel que soit nombre titres représentés sauf loi ou statuts
Organe d'administration, prorogation
Répartition réserves, organe d'administration
Communications sommations assignations significations, élection de domicile
Article 26. Compétence judiciaire
Droit commun
Share issue rule
One provision in the deed
Share class
Nominatives, registre des actions nominatives
Transfer restriction
Prix offert par candidat-cessionnaire original, toute cession ou transmission à tiers
Board rule
Avec ou sans limitation durée, organe d’administration
Frais généraux plus frais représentation voyages déplacements, rémunération administrateurs
Dissolution rule
Formes prévues pour modifications aux statuts, assemblée générale
Liquidation rule
Administrateurs en fonction si aucun autre désigné, un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments
Liquidation distribution
Apurement dettes charges frais ou consignation, actif net entre actionnaires en proportion actions biens conservés même proportion
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Recognitions · licences · registrations
Food safety, FASFC
1 siteVerviers2.235.461.307
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,835 companies in sector 56112 we hold annual accounts for 9,777. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
47120Other non-specialised retail sale
47279Other retail sale of food
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47750Retail sale of cosmetics and toilet articles
47792Retail sale of second-hand clothing
47793Retail sale of other second-hand goods, excluding clothing
56210Event catering
56301Cafés and bars
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0563643838
Also
9925:BE0563643838
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.