OLLOMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €117k and a net result of €98k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 7980 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
26 d late
2024
50 d late
2023
23 d late
2022
25 d late
2021
60 d late
2020
26 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▼ 56.0%
2024 · €265k
2018: €40k
2019: €147k
2020: €259k
2021: €365k
2022: €145k
2023: €303k
2024: €265k
2018 → 2025
Net result
€98k▼ 39.4%
2024 · €162k
2018: €28k
2019: €107k
2020: €112k
2021: €106k
2022: €125k
2023: €158k
2024: €162k
2018 → 2025
Total assets
€459k▼ 9.7%
2024 · €508k
2018: €116k
2019: €235k
2020: €319k
2021: €409k
2022: €280k
2023: €443k
2024: €508k
2018 → 2025
Solvency
25.5%▼ 26.7pp
2024 · 52.2%
2018: 34.6%
2019: 62.6%
2020: 81.1%
2021: 89.2%
2022: 51.9%
2023: 68.5%
2024: 52.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€365k-€145k▼ 60.2%€303k▲ 109%€265k▼ 12.5%€117k▼ 56.0%
Operating result€137k-€161k▲ 17.6%€205k▲ 27.1%€209k▲ 2.2%€125k▼ 40.4%
Net result€106k-€125k▲ 18.0%€158k▲ 26.9%€162k▲ 2.5%€98k▼ 39.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €459k
Fixed assets
€63k▼ 21.7%
Current assets
€396k▼ 7.5%
Equity and liabilities €459k
Equity
€117k▼ 56.0%
Debt
€342k▲ 40.8%
The debt ratio rises from 47.8% to 74.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
25.5%▼
2024 · 52.2%
ROE
84.1%▲
2024 · 61.1%
ROA
21.4%▼
2024 · 31.9%
Debt
€342k▲
2024 · €243k
Debt ≤ 1 year
€340k▲
2024 · €241k
Income taxes
€27k▼
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€508k€459k▼
Fixed assets21/28€80k€63k▼
Tangible fixed assets22/27€80k€63k▼
Furniture and vehicles24€80k€63k▼
Other tangible fixed assets26€518€178▼
Current assets29/58€428k€396k▼
Amounts receivable within one year40/41€370k€317k▼
Other amounts receivable41€370k€317k▼
Current investments50/53€45k€45k=
Cash at bank and in hand54/58€12k€32k▲
Deferred charges and accrued income490/1€991€2k▲
Equity and liabilities
Total equity and liabilities10/49€508k€459k▼
Equity10/15€265k€117k▼
Contributions10/11€19k€19k=
Reserves13€247k€98k▼
Distributable reserves133€247k€98k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€243k€342k▲
Amounts payable within one year42/48€241k€340k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€53k€33k▼
Taxes450/3€53k€33k▼
Other amounts payable47/48€187k€305k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€17k▲
Other operating charges640/8€1k€839▼
Gross operating margin9900€215k€143k▼
Operating profit (loss)9901€209k€125k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€103€527▲
Recurring financial charges65€103€527▲
Profit (loss) for the period before taxes9903€211k€125k▼
Income taxes67/77€49k€27k▼
Profit (loss) for the period9904€162k€98k▼
Profit (loss) for the period to be appropriated9905€162k€98k▼
Appropriation of the result
Profit (loss) to be appropriated9906€162k€98k▼
Transfer from equity791/2€200k€247k▲
Transfer to equity691/2€162k€98k▼
To other reserves6921€162k€98k▼
Profit to be distributed694/7€200k€247k▲
Return on contributions (dividend)694€200k€247k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2024
31-12
Financial
Highest result since 2018net €162k ▲2.5%
Operating result €209k, net result €162k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
31-12
Financial
Equity above €200kEq €303k ▲109%
6 profitable years in a row build equity to €303k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 60 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 6.74
Current ratio from 3.32 to 6.74; short-term debt falls from €57k to €42k.
31-12
Financial
Equity above €200kEq €259k ▲76.2%
3 profitable years in a row build equity to €259k.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 55 days late
2019
31-12
Financial
Equity above €100kEq €147k ▲267%
2 profitable years in a row build equity to €147k.
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diestersteenweg 43680 MaaseikGround area
2,137 m²
Building footprint
216 m²
Volume, LiDAR
1,600 m³
Parcel 72024A1708/00G000, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OLLOMA
since 20182.271.595.191
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024A1708/00G000 | Flanders | 2,137 m² | 1 · 216 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Construct - Ives
BE 0728.475.641
Deinze · Eq €117k
TWIPE MANAGEMENT
BE 0793.567.094
Vosselaar · Eq €117k
MALY INVEST
BE 0543.576.815
Ronse · Eq €117k
DECAFIN
BE 0643.899.064
Brakel · Eq €117k
CO-a
BE 0633.720.596
Wevelgem · Eq €117k
Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 12,677 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.