OLLERO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €115k and a net result of €-29k. Equity is growing by ~64.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 8024 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
30 d late
2023
25 d late
2022
29 d late
2021
29 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▼ 20.0%
2024 · €144k
2018: €-37k
2019: €-34k
2020: €-17k
2021: €13k
2022: €43k
2023: €141k
2024: €144k
2018 → 2025
Net result
€-29k
2024 · €3k
2018: €13k
2019: €4k
2020: €16k
2021: €30k
2022: €30k
2023: €133k
2024: €3k
2018 → 2025
Total assets
€196k▼ 12.0%
2024 · €223k
2018: €270k
2019: €266k
2020: €260k
2021: €250k
2022: €239k
2023: €362k
2024: €223k
2018 → 2025
Solvency
58.8%▼ 5.9pp
2024 · 64.7%
2018: -13.8%
2019: -12.6%
2020: -6.7%
2021: 5.2%
2022: 18.1%
2023: 38.9%
2024: 64.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€43k▲ 236%€141k▲ 225%€144k▲ 2.3%€115k▼ 20.0%
Operating result€36k-€35k▼ 1.0%€4k▼ 88.7%€496▼ 87.6%€-31k
Net result€30k-€30k▲ 0.2%€133k▲ 336%€3k▼ 97.6%€-29k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €31k after €496 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€58k▲ 5.1%
Current assets
€138k▼ 17.6%
Equity and liabilities €196k
Equity
€115k▼ 20.0%
Debt
€81k▲ 2.7%
The debt ratio rises from 35.3% to 41.2%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
58.8%▼
2024 · 64.7%
ROE
-25.0%▼
2024 · 2.2%
ROA
-14.7%▼
2024 · 1.4%
Debt
€81k▲
2024 · €79k
Debt ≤ 1 year
€49k▲
2024 · €35k
Debt > 1 year
€32k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€223k€196k▼
Fixed assets21/28€55k€58k▲
Tangible fixed assets22/27-€3k
Furniture and vehicles24-€3k
Financial fixed assets28€55k€55k=
Current assets29/58€168k€138k▼
Amounts receivable within one year40/41€49k€27k▼
Trade receivables40€20k€17k▼
Other amounts receivable41€29k€10k▼
Current investments50/53€95k€78k▼
Cash at bank and in hand54/58€22k€32k▲
Deferred charges and accrued income490/1€2k€413▼
Equity and liabilities
Total equity and liabilities10/49€223k€196k▼
Equity10/15€144k€115k▼
Contributions10/11€45k€45k=
Reserves13€99k€70k▼
Distributable reserves133€99k€70k▼
Amounts payable17/49€79k€81k▲
Amounts payable after more than one year17€44k€32k▼
Financial debts170/4€44k€32k▼
Amounts payable within one year42/48€35k€49k▲
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€6k€6k▲
Suppliers440/4€6k€6k▲
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Other amounts payable47/48€9k€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€826
Other operating charges640/8€505€520▲
Gross operating margin9900€1k€-29k▼
Operating profit (loss)9901€496€-31k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€2k€-29k▼
Transfer from deferred taxes780€44k-
Income taxes67/77€42k-
Profit (loss) for the period9904€3k€-29k▼
Transfer from tax-exempt reserves789€131k-
Profit (loss) for the period to be appropriated9905€134k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€-29k▼
Profit (loss) brought forward from the previous period14P€-35k-
Transfer from equity791/2-€29k
Transfer to equity691/2€99k-
To other reserves6921€99k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-29k ▼1005%
Net result drops to €-29k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
31-12
Financial
Highest result since 2018net €133k ▲336%
Net result €133k, the highest in the series.
31-12
Financial
Liquidity times 6current ratio 2.58
Current ratio from 0.40 to 2.58.
31-12
Financial
Equity above €100kEq €141k ▲225%
6 profitable years in a row build equity to €141k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hofse Velden 62970 SchildeGround area
1.0 ha
Building footprint
451 m²
Volume, LiDAR
2,290 m³
2 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OLLERO
since 20062.159.864.653
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0129/00V000 | Flanders | 8,135 m² | 1 · 295 m² | 10.4 m · 2 fl. |
| 11039A0185/00K022 | Flanders | 2,198 m² | 1 · 156 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 769 EUR awarded · 769 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 189 EUR | 258 EUR |
| 2023 | 1 | 245 EUR | 176 EUR |
| 2022 | 1 | 335 EUR | 335 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
254900BP5CY9W68NLA86
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 12,666 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2006
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.