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OLIVIER WATHELET

Active
Private limited companyfounded 2015active for 11 yearsRue de Lambinon 6, 4920 Aywaille, BelgiumKBO/BCE: BE 0635.754.727
Summary

OLIVIER WATHELET has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €419,479 and a net result of -€91,070. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 18% of 2,772 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow ReportCompare
OLIVIER WATHELETActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
2nd largest company by total assets in Aywaille, Construction sector1 site
Size
€4.5mtotal assets 2025
Staff
35.7 FTE
Equity
€419,479
Loss
-€91,070
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
2025 accounts filed 31 days late3 deeds in the Belgian Official Gazette
Why 67raises riskSector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 31 days late; 1 of the last 3 lateLiquidity: current ratio 0.79, cash €133,002lowers riskSize: total assets €4.5mShow the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 23% of its sector peers (NACE 41, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 34-2
equity 9.3% of total assets
Liquidity 32-5
short-term debt 44.0% · cash 3.0%
Profitability 37-27
return on assets -2.0%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (911 companies, NACE 41, small)
Last 24 months 11-2024: 1.9% 12-2024: 1.9%● unchanged vs 11-2024 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.8%▼ -0.1 percentage points vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.9%▲ +0.1 percentage points vs 04-2025 06-2025: 2.0%▲ +0.1 percentage points vs 05-2025 07-2025: 2.3%▲ +0.3 percentage points vs 06-2025 08-2025: 1.7%▼ -0.6 percentage points vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.4%▼ -0.3 percentage points vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.1 percentage points vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.6%▲ +0.1 percentage points vs 05-2026 07-2026: 1.8%▲ +0.2 percentage points vs 06-2026 08-2026: 2.4%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 0.8%▼ -1.6 percentage points vs 08-2026lowest value 10-2026: 0.8%● unchanged vs 09-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.79, compared with 0.86 in 2024, below 1; short-term debt: 44% and cash: 3% of total assets), and 90.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small): better than 18% on solvency, 35% on liquidity, 24% on profitability and 14% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €4.5m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 0.79, cash €133,002
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2772 sector peers (2025).
NBB · sector comparison
Position among 2772 sector peers
Solvency
better than 18%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
31 days early
2023
16 days late
2022
53 days early
2021
38 days early
2020
81 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€91,070
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Caution: From profit to loss in 2025after €99,897 in 2024 -€91,070 View
  • Caution: Among the weakest 6% on net resultsector median €19,444 · 2,766 companies -€91,070 View
  • Total assets 20256 financial years filed €4.5m View

By topic

Financials

Financial year
2025
Total assets
€4.5m
Loss
-€91,070
Solvency
9.3%
Total assets▼ 4.4%
Net result
20182025
Go to Financials

Timeline

Events
18
Since
2017
Next accounts
by 31-07-2027
  1. 03-06-2025General meeting · Other provision
  2. 31-12-2024Equity above €500,000
  3. 16-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
25-08-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about OLIVIER WATHELET

What is the company number of OLIVIER WATHELET?
0635.754.727. In Belgium the VAT number is the company number with BE in front: BE 0635.754.727.
Where is OLIVIER WATHELET based?
The registered office is at Rue de Lambinon 6, 4920 Aywaille.Company details
What does OLIVIER WATHELET do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of OLIVIER WATHELET?
Private limited company (BV).
When was OLIVIER WATHELET founded?
On 25-08-2015.
Is OLIVIER WATHELET still active?
Yes, OLIVIER WATHELET is an active enterprise in the KBO register.
How many employees does OLIVIER WATHELET have?
On average 35.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of OLIVIER WATHELET?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is OLIVIER WATHELET profitable?
In financial year 2025, OLIVIER WATHELET made a loss of €91,070.
Where can I find the annual accounts of OLIVIER WATHELET?
OLIVIER WATHELET filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OLIVIER WATHELET due?
By 31-07-2027, for financial year 2026.Timeline

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