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OLIVIER BRAGARD

Active Risk: not assessed
Private limited companyfounded 2006active for 20 yearsRue Haymont(EP) 40, 5101 Namur, BelgiumKBO/BCE: BE 0878.379.441
Summary

OLIVIER BRAGARD is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €597,814 and a net result of €154,145. Equity has been growing by about 23% per year since 2018. Its solvency ranks better than 91% of 3,060 sector peers (NACE 66, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

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OLIVIER BRAGARDActive
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Overview

Official details

Source: KBO
Status
Active since 05-01-2006 Normal situation
Activity
Insurance agents and brokers NACE 66220
Establishment unit
2.241.134.817 5100 Namur, since 01-01-2006
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Board and ownership

Board
Shareholders
  • BRAGARD Olivier Jean Didier Marieact of 18-06-2026
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€154,145
▲ 29.3%
Equity
€597,814
▲ 26.2%
Total assets
€651,495
▲ 27.5%
Employees on 31-12-2025
2
=
  • 2025 accounts filed 31 days after the deadline
Financials
Signalsraises risk2025 accounts filed 31 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
44 days early
2023
26 days late
2022
on the day
2021
26 days late
2020
87 days late
2019
84 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 91% of companies in auxiliary financial servicessector median 50.1% · 3,060 companies 91.8% View
  • Positive: 8 profitable years in a rowprofit 2025: €154,145 8 years View
  • New directorlatest change 18-06-2026 · 1 in office 1 joined View
  • Positive: Equity rose in 2025from €473,669 to €597,814 ▲ 26.2% View

Recent changes

  1. · Gazette deed Appointment: BRAGARD Olivier Jean Didier Marie (statutory director)“L’exercice d’un mandat d’administrateur au sein de l’agence d’assurances « ASSURANCES BRAGARD-HENNO…” (deed in French) · BRAGARD Olivier Jean Didier Marie holds all the shares · 186 shares
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as OLIVIER BRAGARD: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €595,000 and €768,000, founded between 2004 and 2007.

CompanyTotal assetsGross margin
OLIVIER BRAGARD Namur€651,495€376,789
BUREAUX NICOLAS SCHMIT Gedinne€650,601€328,001
BUREAU D'ASSURANCES DELCHAMBRE Fosses-la-Ville€642,464€447,037
COGESTA Esneux€612,036€402,871
VS INSURANCE Oostende€606,059€351,283
Centre Montois d'Assurances et d'Immobiliers Mons€595,213€333,654
ASSURANCES ET CREDITS VERSCHILDE - GRIMONPREZ Mouscron€767,966€373,921
Full comparison

Key facts about OLIVIER BRAGARD
What is the company number of OLIVIER BRAGARD?
The company number of OLIVIER BRAGARD is 0878.379.441. The VAT number is the same number with BE in front: BE 0878.379.441.
Where is OLIVIER BRAGARD based?
The registered office is at Rue Haymont(EP) 40, 5101 Namur.Company details
What does OLIVIER BRAGARD do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of OLIVIER BRAGARD?
The legal form of OLIVIER BRAGARD is Private limited company (BV).
When was OLIVIER BRAGARD founded?
OLIVIER BRAGARD was founded on 05-01-2006.
Is OLIVIER BRAGARD still active?
Yes, OLIVIER BRAGARD is an active enterprise in the KBO register.
How many employees does OLIVIER BRAGARD have?
OLIVIER BRAGARD had an average of 1.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of OLIVIER BRAGARD?
The turnover in financial year 2025 is ≈ €600,000. This figure is estimated from the gross margin of €376,789 and 31 comparable companies (NACE 66). It probably lies between €540,000 and €700,000.
Is OLIVIER BRAGARD profitable?
In financial year 2025, OLIVIER BRAGARD made a profit of €154,145.
Where can I find the annual accounts of OLIVIER BRAGARD?
OLIVIER BRAGARD filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OLIVIER BRAGARD due?
OLIVIER BRAGARD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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