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OLIVIA OPTIC

Active
Private limited companyfounded 20223 yrs activeRue Jules Houssière 8, 6020 Charleroi, BelgiumKBO/BCE: BE 0793.733.875
Summary

The computed 12-month bankruptcy probability of OLIVIA OPTIC is 5.3% (elevated). The 2024 annual accounts show negative equity (-€3,997) and a net result of -€6,326. Its solvency ranks better than 12% of 26040 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0▼-86
Solvency0▼-45
Growth32
Track record94
Bankruptcy probability, 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.6 against 1.14 in 2023; short-term debt: 153.7% and cash: 35.5% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-53.7%
Return on assets
-85%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
2324
2023 to 2024 · latest year -€3,997
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
31 d late
2023
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 November 2022, OLIVIA OPTIC was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€3,997
2023 · €2,329
Total assets
€7,439▼ 37.7%
2023 · €11,940
Net result
-€6,326
2023 · €2,329
Working capital
-€4,581
2023 · €1,360
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€3,279--€6,274
Net result€2,329--€6,326
Equity€2,329--€3,997
Total assets€11,940-€7,439▼ 37.7%
Debt€9,611-€11,436▲ 19.0%
Working capital€1,360--€4,581
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€7,500-€5,000-€2,500€0€2,500Operating result 2023: €3,279€3,279Net result 2023: €2,329€2,329Operating result 2024: -€6,274-€6,274Net result 2024: -€6,326-€6,32620232024-€7,500-€5,000-€2,500€0€2,500Operating result 2023: €3,279€3,280Net result 2023: €2,329€2,330Operating result 2024: -€6,274-€6,270Net result 2024: -€6,326-€6,33020232024
The operating result turns negative in 2024: a loss of €6,274 after €3,279 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7,439
Fixed assets €584 ▼ 39.7%
Current assets €6,855 ▼ 37.5%
Key figures and ratios
2024 value · change against 2023
EBITDA
-€5,889▼
2023 · €3,557
Cash flow
-€5,941▼
2023 · €2,607
Solvency
-53.7%▼
2023 · 19.5%
Current ratio
0.60▼
2023 · 1.14
Debt to equity
-2.86▼
2023 · 4.13
ROA
-85.0%▼
2023 · 19.5%
Debt ≤ 1 year
€11,436▲
2023 · €9,611
Income taxes
€52▼
2023 · €950
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet Code20232024
Assets
Total assets20/58€11,940€7,439▼
Fixed assets21/28€969€584▼
Tangible fixed assets22/27€878€493▼
Furniture and vehicles24€878€493▼
Financial fixed assets28€91€91=
Current assets29/58€10,971€6,855▼
Amounts receivable within one year40/41€2,899€3,548▲
Trade receivables40€2,824€1,245▼
Other amounts receivable41€75€2,303▲
Cash at bank and in hand54/58€7,720€2,644▼
Deferred charges and accrued income490/1€352€663▲
Equity and liabilities
Total equity and liabilities10/49€11,940€7,439▼
Equity10/15€2,329-€3,997▼
Contributions10/11€2,000€2,000=
Capital10€2,000€2,000=
Issued capital100€2,000€2,000=
Profit (loss) carried forward14€329-€5,997▼
Amounts payable17/49€9,611€11,436▲
Amounts payable within one year42/48€9,611€11,436▲
Trade debts44€5,192€6,890▲
Suppliers440/4€5,192€6,890▲
Taxes, remuneration and social security45€2,419€2,546▲
Taxes450/3€2,419€2,546▲
Other amounts payable47/48€2,000€2,000=
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€278€385▲
Other operating charges640/8€391€1,123▲
Non-recurring operating charges66A€519€212▼
Gross operating margin9900€4,467-€4,554▼
Operating profit (loss)9901€3,279-€6,274▼
Profit (loss) for the period before taxes9903€3,279-€6,274▼
Income taxes67/77€950€52▼
Profit (loss) for the period9904€2,329-€6,326▼
Profit (loss) for the period to be appropriated9905€2,329-€6,326▼
Appropriation of the result
Profit (loss) to be appropriated9906€2,329-€5,997▼
Profit (loss) brought forward from the previous period14P-€329
Profit to be distributed694/7€2,000-
Directors or managers695€2,000-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€278€385▲ 38.5%
Other operating charges640/8€391€1,123▲ 187%
Non-recurring operating charges66A€519€212▼ 59.2%
Gross operating margin9900€4,467-€4,554▼ 202%
Operating profit (loss)9901€3,279-€6,274▼ 291%
Profit (loss) for the period before taxes9903€3,279-€6,274▼ 291%
Income taxes67/77€950€52▼ 94.5%
Profit (loss) for the period9904€2,329-€6,326▼ 372%
Profit (loss) for the period to be appropriated9905€2,329-€6,326▼ 372%
Line20232024Change
Assets
Total assets20/58€11,940€7,439▼ 37.7%
Fixed assets21/28€969€584▼ 39.7%
Tangible fixed assets22/27€878€493▼ 43.8%
Furniture and vehicles24€878€493▼ 43.8%
Financial fixed assets28€91€91=
Current assets29/58€10,971€6,855▼ 37.5%
Amounts receivable within one year40/41€2,899€3,548▲ 22.4%
Trade receivables40€2,824€1,245▼ 55.9%
Other amounts receivable41€75€2,303▲ 2,971%
Cash at bank and in hand54/58€7,720€2,644▼ 65.8%
Deferred charges and accrued income490/1€352€663▲ 88.4%
Equity and liabilities
Total equity and liabilities10/49€11,940€7,439▼ 37.7%
Equity10/15€2,329-€3,997▼ 272%
Contributions10/11€2,000€2,000=
Capital10€2,000€2,000=
Issued capital100€2,000€2,000=
Profit (loss) carried forward14€329-€5,997▼ 1,923%
Amounts payable17/49€9,611€11,436▲ 19.0%
Amounts payable within one year42/48€9,611€11,436▲ 19.0%
Trade debts44€5,192€6,890▲ 32.7%
Suppliers440/4€5,192€6,890▲ 32.7%
Taxes, remuneration and social security45€2,419€2,546▲ 5.3%
Taxes450/3€2,419€2,546▲ 5.3%
Other amounts payable47/48€2,000€2,000=
Line20232024Change
Profit (loss) for the period9904€2,329-€6,326▼ 372%
+ Depreciation and write-downs630€278€385▲ 38.5%
Operating cash flow (approximation)€2,607-€5,941▼ 328%
Investment in fixed assets (approximation)-€0-
Change in cash--€5,076-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
261 m²
Building footprint
219 m²
Volume, LiDAR
433 m³
2 parcels, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Olivia Optic
Chaussée de Charleroi(FL) 204, 6220 FleurusOther manufacturing
since 20222.338.610.513
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52021D0631/00D000 Wallonia 134 m² 1 · 170 m² -
52016A0381/00R063 Wallonia 127 m² 1 · 48 m² 10.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,733 companies in sector 47742 we hold annual accounts for 1,139. 181 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
32500Manufacture of medical and dental instruments and supplies
95290Repair and maintenance of other personal and household goods
E-invoicing
Reachable via Peppol
Peppol ID 0208:0793733875
Also 9925:BE0793733875
Registered 13-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.