OLIVER'S GARDENS
ActiveFor OLIVER'S GARDENS, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €29k and a net result of €10k. Its solvency ranks better than 74% of 5388 sector peers (fiscal year 2023). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2018
Profitability95▲+22
Solvency89▲+26
Growth78
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
64.3%
Return on assets
20.8%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline22-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 23-08-2024, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
23 d late
2018
61 d late
2017
29 d late
2016
31 d late
2015
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€36k
EBIT margin
6.6%
Net result
€10k▲ 972%
2018 · €886
2018: €886
2018 → 2023
Working capital
€24k
2018 · €-2k
2018: €-2k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182023Trend
Turnover€36k-
Equity€11k-€29k▲ 168%
Operating result€2k-€12k▲ 424%
Net result€886-€10k▲ 972%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €12k in 2023, compared with €2k in 2018. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2023 in colour, 2018 as the grey bar beneath
Assets €46k
Fixed assets
€5k▼ 72.1%
Current assets
€41k▲ 287%
Equity and liabilities €46k
Equity
€29k▲ 168%
Debt
€16k▼ 7.5%
The debt ratio falls from 61.7% to 35.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▲
2018 · €11k
Cash flow
€14k▲
2018 · €10k
Solvency
64.3%▲
2018 · 38.3%
Current ratio
2.49▲
2018 · 0.86
Quick ratio
2.49▲
2018 · 0.86
Debt / equity
0.56▲
2018 · 0.50
ROE
32.3%▲
2018 · 8.1%
ROA
20.8%▲
2018 · 3.1%
Interest coverage
61.67
Debt
€16k▼
2018 · €18k
Debt ≤ 1 year
€16k▲
2018 · €12k
Income taxes
€3k▲
2018 · €812
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2018
Balance sheet
Code20182023
Assets
Total assets20/58€29k€46k▲
Fixed assets21/28€18k€5k▼
Tangible fixed assets22/27€18k€5k▼
Furniture and vehicles24-€5k
Current assets29/58€11k€41k▲
Amounts receivable within one year40/41€7k€31k▲
Trade receivables40-€9k
Other amounts receivable41-€22k
Cash at bank and in hand54/58€3k€8k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€29k€46k▲
Equity10/15€11k€29k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1-€2k
Reserves not available under the articles1311-€2k
Profit (loss) carried forward14€3k€22k▲
Amounts payable17/49€18k€16k▼
Amounts payable after more than one year17€5k-
Amounts payable within one year42/48€12k€16k▲
Trade debts44€3k€922▼
Suppliers440/4-€922
Taxes, remuneration and social security45-€15k
Taxes450/3-€15k
Income statement
Code20182023
Turnover70€36k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€4k▼
Other operating charges640/8-€2k
Gross operating margin9900€13k€18k▲
Operating profit (loss)9901€2k€12k▲
Financial income75/76B-€865
Recurring financial income75-€865
Financial charges65/66B-€271
Recurring financial charges65€655€271▼
Profit (loss) for the period before taxes9903€2k€13k▲
Income taxes67/77€812€3k▲
Profit (loss) for the period9904€886€10k▲
Profit (loss) for the period to be appropriated9905€886€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906-€22k
Profit (loss) brought forward from the previous period14P-€12k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 2.49
Current ratio from 0.86 to 2.49.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
2014
30-09
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 61 days late
2013
01-09
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 32 days late
2012
31-08
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 31 days late
2011
21-12
NBB filing
Annual accounts filed
fiscal year 2010 · full schema · 143 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Route 911435 Mont-Saint-GuibertGround area
2,573 m²
Building footprint
1,358 m²
Parcel 25020A0299/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
OLIVER'S GARDEN
since 20052.150.324.110
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25020A0299/00G000 | Wallonia | 2,573 m² | 1 · 1,358 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CIBERG
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Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 3,387 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-07-2005
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/647500