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OLIVEA

Active
Private limited companyfounded 20251 yr activeGillemont(HSH) 28, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 1025.514.088
Summary

OLIVEA has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€146,775) and a net result of -€148,775. Its solvency ranks better than 9% of 9294 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes
Profitability0
Solvency7
Growth-
Track record67
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01; short-term debt: 22.7% and cash: 0.2% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-18.2%
Return on assets
-18.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
3 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 July 2025, OLIVEA was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
-€146,775
Total assets
€806,859
Net result
-€148,775
Working capital
-€181,011

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €806,859
Fixed assets €804,546
Current assets €2,313
Key figures and ratios
2025 value
EBITDA
-€28,051
Cash flow
-€36,670
Solvency
-18.2%
Current ratio
0.01
Debt to equity
-6.50
ROA
-18.4%
Interest coverage
-3.25
Debt
€953,634
Debt ≤ 1 year
€183,324
Debt > 1 year
€770,309

Peer companies

Historical observation

Of the 2,389 companies that looked in July 2024 the way this one looks now, 6.6% went bankrupt within 24 months and 86% are still going.

  • Small
  • negative equity
  • a loss of 10% of the balance sheet or more
  • without age
6.6% went bankrupt
5.1% stopped otherwise
86% still going

A further 2.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,389 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€806,859
Fixed assets21/28€804,546
Tangible fixed assets22/27€804,546
Land and buildings22€792,109
Plant, machinery and equipment23€12,437
Current assets29/58€2,313
Cash at bank and in hand54/58€1,939
Deferred charges and accrued income490/1€374
Equity and liabilities
Total equity and liabilities10/49€806,859
Equity10/15-€146,775
Contributions10/11€2,000
Profit (loss) carried forward14-€148,775
Amounts payable17/49€953,634
Amounts payable after more than one year17€770,309
Financial debts170/4€770,309
Amounts payable within one year42/48€183,324
Current portion of amounts payable after more than one year42€29,691
Trade debts44€6,671
Suppliers440/4€6,671
Advances received on contracts in progress46€108
Other amounts payable47/48€146,854
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112,105
Other operating charges640/8€1,228
Gross operating margin9900-€26,822
Operating profit (loss)9901-€140,155
Financial charges65/66B€8,619
Recurring financial charges65€8,619
Profit (loss) for the period before taxes9903-€148,775
Profit (loss) for the period9904-€148,775
Profit (loss) for the period to be appropriated9905-€148,775
Appropriation of the result
Profit (loss) to be appropriated9906-€148,775

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112,105
Other operating charges640/8€1,228
Gross operating margin9900-€26,822
Operating profit (loss)9901-€140,155
Financial charges65/66B€8,619
Recurring financial charges65€8,619
Profit (loss) for the period before taxes9903-€148,775
Profit (loss) for the period9904-€148,775
Profit (loss) for the period to be appropriated9905-€148,775
Line2025
Assets
Total assets20/58€806,859
Fixed assets21/28€804,546
Tangible fixed assets22/27€804,546
Land and buildings22€792,109
Plant, machinery and equipment23€12,437
Current assets29/58€2,313
Cash at bank and in hand54/58€1,939
Deferred charges and accrued income490/1€374
Equity and liabilities
Total equity and liabilities10/49€806,859
Equity10/15-€146,775
Contributions10/11€2,000
Profit (loss) carried forward14-€148,775
Amounts payable17/49€953,634
Amounts payable after more than one year17€770,309
Financial debts170/4€770,309
Amounts payable within one year42/48€183,324
Current portion of amounts payable after more than one year42€29,691
Trade debts44€6,671
Suppliers440/4€6,671
Advances received on contracts in progress46€108
Other amounts payable47/48€146,854
Line2025
Profit (loss) for the period9904-€148,775
+ Depreciation and write-downs630€112,105
Operating cash flow (approximation)-€36,670

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
2,635 m²
Building footprint
170 m²
Volume, LiDAR
1,116 m³
Parcel 56034C0470/00C000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OLIVEA
Gillemont(HSH) 28, 6120 Ham-sur-Heure-NalinnesRenting and operating of own or leased residential real estate, excluding social housing
since 20252.375.959.768
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56034C0470/00C000 Wallonia 2,635 m² 1 · 170 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,146 companies in sector 68201 we hold annual accounts for 6,770. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-07-2025
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
93110Operation of sports facilities
96230Day spas, saunas and steam baths
E-invoicing
Reachable via Peppol
Peppol ID 0208:1025514088
Also 9925:BE1025514088
Registered 07-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.