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OLIVA

Active
Private limited companyfounded 20233 yrs activeGraaf d'Ursellaan 11, 8301 Knokke-Heist, BelgiumKBO/BCE: BE 0801.967.096
Summary

The computed 12-month bankruptcy probability of OLIVA is 3.7% (moderate). The 2025 annual accounts show equity of €80,171 and a net result of €47,974. Equity is growing by ~54.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 3833 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+37
Solvency80▲+30
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 1.51 against 0.64 in 2024; short-term debt: 44.6% and cash: 60.9% of total assets), and 44.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
55.4%
Return on assets
33.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
122 d early
2024
173 d late
2023
533 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 195 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 January (3 of the last 3 filed years within 361 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 May 2023, OLIVA was incorporated as a Private limited company.1 Total assets went from €139,311 in 2023 to €144,786 in 2025 and headcount from 0.8 to 1.2 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€80,171▲ 149%
2024 · €32,197
Total assets
€144,786▲ 14.2%
2024 · €126,743
Net result
€47,974
2024 · -€6,278
Working capital
€32,917
2024 · -€33,781
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€44,880--€3,347€62,909
Net result€35,975within the sector's middle half--€6,278below the sector's middle half€47,974within the sector's middle half
Equity€38,475within the sector's middle half-€32,197within the sector's middle half▼ 16.3%€80,171within the sector's middle half▲ 149%
Total assets€139,311below the sector's middle half-€126,743below the sector's middle half▼ 9.0%€144,786within the sector's middle half▲ 14.2%
Debt€100,836-€94,546▼ 6.2%€64,615▼ 31.7%
Working capital-€40,423within the sector's middle half--€33,781within the sector's middle half▲ 16.4%€32,917within the sector's middle half
Solvency27.6%within the sector's middle half-25.4%within the sector's middle half▼ 2.2pp55.4%within the sector's middle half▲ 30.0pp
Current ratio0.60below the sector's middle half-0.64within the sector's middle half▲ 0.041.51within the sector's middle half▲ 0.87
Return on assets (ROA)25.8%above the sector's middle half--5.0%below the sector's middle half▼ 30.8pp33.1%above the sector's middle half▲ 38.1pp
Staff (FTE)0.8below the sector's middle half-1.7below the sector's middle half▲ 113%1.2below the sector's middle half▼ 29.4%
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000Operating result 2023: €44,880€44,880Net result 2023: €35,975€35,975Operating result 2024: -€3,347-€3,347Net result 2024: -€6,278-€6,278Operating result 2025: €62,909€62,909Net result 2025: €47,974€47,974202320242025-€20,000€0€20,000€40,000€60,000Operating result 2023: €44,880€44,900Net result 2023: €35,975€36,000Operating result 2024: -€3,347-€3,350Net result 2024: -€6,278-€6,280Operating result 2025: €62,909€62,900Net result 2025: €47,974€48,000202320242025
The operating result returns to profit in 2025: €62,909 after a loss of €3,347 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144,786
Fixed assets €47,254 ▼ 28.4%
Current assets €97,532 ▲ 60.5%
Equity and liabilities €144,786
Equity €80,171 ▲ 149%
Debt €64,615 ▼ 31.7%
Debt's share of the balance-sheet total falls from 74.6% to 44.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€87,099▲
2024 · €20,463
Cash flow
€72,165▲
2024 · €17,532
Quick ratio
1.43▲
2024 · 0.59
Debt to equity
0.81▼
2024 · 2.94
ROE
59.8%▲
2024 · -19.5%
Interest coverage
27.36▲
2024 · 7.73
Debt ≤ 1 year
€64,615▼
2024 · €94,546
Income taxes
€11,751▲
2024 · €286
Staff costs
€53,716▼
2024 · €67,719
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€126,743€144,786▲
Fixed assets21/28€65,978€47,254▼
Intangible fixed assets21€16,971€14,315▼
Tangible fixed assets22/27€49,007€32,939▼
Plant, machinery and equipment23€38,811€24,272▼
Furniture and vehicles24€10,196€8,668▼
Current assets29/58€60,765€97,532▲
Stocks and contracts in progress3€5,000€5,000=
Stocks30/36€5,000€5,000=
Amounts receivable within one year40/41€19,436€3,956▼
Trade receivables40€13,094€3,956▼
Other amounts receivable41€6,341-
Cash at bank and in hand54/58€36,329€88,210▲
Deferred charges and accrued income490/1-€366
Equity and liabilities
Total equity and liabilities10/49€126,743€144,786▲
Equity10/15€32,197€80,171▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€29,697€77,671▲
Amounts payable17/49€94,546€64,615▼
Amounts payable within one year42/48€94,546€64,615▼
Trade debts44€29,437€28,371▼
Suppliers440/4€29,437€28,371▼
Taxes, remuneration and social security45€18,077€31,778▲
Taxes450/3€13,395€27,727▲
Remuneration and social security454/9€4,682€4,051▼
Other amounts payable47/48€47,032€4,466▼
Income statement Code20242025
Remuneration, social security and pensions62€67,719€53,716▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,810€24,191▲
Other operating charges640/8€1,440€1,904▲
Gross operating margin9900€89,623€142,719▲
Operating profit (loss)9901-€3,347€62,909▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€2,648€3,183▲
Recurring financial charges65€2,648€3,183▲
Profit (loss) for the period before taxes9903-€5,992€59,726▲
Income taxes67/77€286€11,751▲
Profit (loss) for the period9904-€6,278€47,974▲
Profit (loss) for the period to be appropriated9905-€6,278€47,974▲
Appropriation of the result
Profit (loss) to be appropriated9906€29,697€77,671▲
Profit (loss) brought forward from the previous period14P€35,975€29,697▼
Social balance
Average headcount (FTE)90871.71.2▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62€32,008€67,719€53,716▼ 20.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,505€23,810€24,191▲ 1.6%
Other operating charges640/8€534€1,440€1,904▲ 32.2%
Gross operating margin9900€90,927€89,623€142,719▲ 59.2%
Operating profit (loss)9901€44,880-€3,347€62,909▲ 1,980%
Financial income75/76B-€2--
Recurring financial income75-€2--
Financial charges65/66B€50€2,648€3,183▲ 20.2%
Recurring financial charges65€50€2,648€3,183▲ 20.2%
Profit (loss) for the period before taxes9903€44,830-€5,992€59,726▲ 1,097%
Income taxes67/77€8,855€286€11,751▲ 4,010%
Profit (loss) for the period9904€35,975-€6,278€47,974▲ 864%
Profit (loss) for the period to be appropriated9905€35,975-€6,278€47,974▲ 864%
Line202320242025Change
Assets
Total assets20/58€139,311€126,743€144,786▲ 14.2%
Fixed assets21/28€78,898€65,978€47,254▼ 28.4%
Intangible fixed assets21€19,627€16,971€14,315▼ 15.7%
Tangible fixed assets22/27€59,271€49,007€32,939▼ 32.8%
Plant, machinery and equipment23€49,308€38,811€24,272▼ 37.5%
Furniture and vehicles24€9,963€10,196€8,668▼ 15.0%
Current assets29/58€60,413€60,765€97,532▲ 60.5%
Stocks and contracts in progress3€5,000€5,000€5,000=
Stocks30/36€5,000€5,000€5,000=
Amounts receivable within one year40/41-€19,436€3,956▼ 79.6%
Trade receivables40-€13,094€3,956▼ 69.8%
Other amounts receivable41-€6,341--
Cash at bank and in hand54/58€55,294€36,329€88,210▲ 143%
Deferred charges and accrued income490/1€119-€366-
Equity and liabilities
Total equity and liabilities10/49€139,311€126,743€144,786▲ 14.2%
Equity10/15€38,475€32,197€80,171▲ 149%
Contributions10/11€2,500€2,500€2,500=
Profit (loss) carried forward14€35,975€29,697€77,671▲ 162%
Amounts payable17/49€100,836€94,546€64,615▼ 31.7%
Amounts payable within one year42/48€100,836€94,546€64,615▼ 31.7%
Trade debts44€8,653€29,437€28,371▼ 3.6%
Suppliers440/4€8,653€29,437€28,371▼ 3.6%
Taxes, remuneration and social security45€30,866€18,077€31,778▲ 75.8%
Taxes450/3€20,135€13,395€27,727▲ 107%
Remuneration and social security454/9€10,730€4,682€4,051▼ 13.5%
Other amounts payable47/48€61,317€47,032€4,466▼ 90.5%
Line202320242025Change
Profit (loss) for the period9904€35,975-€6,278€47,974▲ 864%
+ Depreciation and write-downs630€13,505€23,810€24,191▲ 1.6%
Operating cash flow (approximation)€49,479€17,532€72,165▲ 312%
Investment in fixed assets (approximation)--€10,890-€5,467▲ 49.8%
Change in cash--€18,964€51,880▲ 374%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
20-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 173 days late
15-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 533 days late
2025
31-12
Financial Back to profitnet €47,974
Net result €47,974 after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 1.51
Current ratio from 0.64 to 1.51; short-term debt falls from €94,546 to €64,615.
2024
31-12
Financial Weakest financial yearnet -€6,278
Net result drops to -€6,278, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
166 m²
Building footprint
255 m²
Volume, LiDAR
3,780 m³
Parcel 31336H0055/00_000, Flanders · tallest building 26.6 m, ±7 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
OLIVA
Graaf d'Ursellaan 11, 8301 Knokke-HeistFull-service restaurants
since 2023unit no. 2.345.370.126
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31336H0055/00_000 Flanders 166 m² 1 · 255 m² 26.6 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Knokke-Heistunit no. 2.345.370.126
1 permission
Toelating · Eetgelegenheid · since 01-06-2023

Similar companies · same sector, comparable size

Of 20,500 companies in this sector we hold annual accounts for 11,468. 9,761 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded23-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801967096
Also 9925:BE0801967096
Registered 18-03-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.