OLIVA
ActiveSummary
The computed 12-month bankruptcy probability of OLIVA is 3.4% (moderate). The 2025 annual accounts show equity of €109,130 and a net result of €3,075. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 13604 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-10
Solvency84▲+19
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 2.39 against 1.39 in 2024; short-term debt: 28.9% and cash: 11.7% of total assets), and 41% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-11-2025, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
17 d late
2024
30 d late
2023
30 d late
2022
30 d late
2021
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€1.1m
EBIT margin
1.7%
Net result
€3,075▼ 87.6%
2024 · €24,827
Working capital
€74,227▲ 22.5%
2024 · €60,616
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.1m-
Operating result€18,146-€57,259▲ 216%€18,602▼ 67.5%€40,559▲ 118%€7,989▼ 80.3%
Net result€17,096within the sector's middle half-€51,198above the sector's middle half▲ 199%€7,935within the sector's middle half▼ 84.5%€24,827above the sector's middle half▲ 213%€3,075within the sector's middle half▼ 87.6%
EBIT margin1.7%-
Equity€22,096within the sector's middle half-€73,294within the sector's middle half▲ 232%€81,228above the sector's middle half▲ 10.8%€106,055above the sector's middle half▲ 30.6%€109,130above the sector's middle half▲ 2.9%
Total assets€42,648below the sector's middle half-€102,529within the sector's middle half▲ 140%€129,808within the sector's middle half▲ 26.6%€263,398above the sector's middle half▲ 103%€184,949within the sector's middle half▼ 29.8%
Debt€20,552-€29,236▲ 42.3%€48,580▲ 66.2%€157,343▲ 224%€75,819▼ 51.8%
Working capital€9,343within the sector's middle half-€22,064within the sector's middle half▲ 136%€24,066within the sector's middle half▲ 9.1%€60,616above the sector's middle half▲ 152%€74,227above the sector's middle half▲ 22.5%
Solvency51.8%within the sector's middle half-71.5%above the sector's middle half▲ 19.7pp62.6%above the sector's middle half▼ 8.9pp40.3%within the sector's middle half▼ 22.3pp59.0%within the sector's middle half▲ 18.7pp
Current ratio1.45within the sector's middle half-1.75within the sector's middle half▲ 0.301.50within the sector's middle half▼ 0.261.39within the sector's middle half▼ 0.112.39above the sector's middle half▲ 1.00
Return on assets (ROA)40.1%above the sector's middle half-49.9%above the sector's middle half▲ 9.8pp6.1%within the sector's middle half▼ 43.8pp9.4%within the sector's middle half▲ 3.3pp1.7%within the sector's middle half▼ 7.8pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184,949
Fixed assets
€57,326 ▲ 26.2%
Current assets
€127,623 ▼ 41.4%
Equity and liabilities €184,949
Equity
€109,130 ▲ 2.9%
Debt
€75,819 ▼ 51.8%
Debt's share of the balance-sheet total falls from 59.7% to 41.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28,747▼
2024 · €56,826
Cash flow
€23,833▼
2024 · €41,094
Quick ratio
1.14▲
2024 · 0.96
Debt to equity
0.69▼
2024 · 1.48
ROE
2.8%▼
2024 · 23.4%
Interest coverage
6.83▼
2024 · 24.38
Debt ≤ 1 year
€53,396▼
2024 · €157,343
Debt > 1 year
€22,423
Income taxes
€769▼
2024 · €13,402
Staff costs
€185,758▼
2024 · €216,702
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.7%
stopped otherwise
94%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €1.1m | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | €154,017 | €335,993 | €216,702 | €185,758 | ▼ 14.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,014 | €12,457 | €10,900 | €16,267 | €20,759 | ▲ 27.6% |
| Other operating charges640/8 | - | €55 | €1,160 | €2,548 | €209 | ▼ 91.8% |
| Gross operating margin9900 | €236,699 | €223,788 | €366,655 | €276,076 | €214,714 | ▼ 22.2% |
| Operating profit (loss)9901 | €18,146 | €57,259 | €18,602 | €40,559 | €7,989 | ▼ 80.3% |
| Financial income75/76B | - | €0 | €57 | - | €63 | - |
| Recurring financial income75 | €633 | €0 | €57 | - | €63 | - |
| Financial charges65/66B | - | €181 | €2,617 | €2,331 | €4,208 | ▲ 80.6% |
| Recurring financial charges65 | €1,684 | €181 | €2,617 | €2,331 | €4,208 | ▲ 80.6% |
| Profit (loss) for the period before taxes9903 | €17,096 | €57,078 | €16,042 | €38,228 | €3,843 | ▼ 89.9% |
| Income taxes67/77 | - | €5,880 | €8,107 | €13,402 | €769 | ▼ 94.3% |
| Profit (loss) for the period9904 | €17,096 | €51,198 | €7,935 | €24,827 | €3,075 | ▼ 87.6% |
| Profit (loss) for the period to be appropriated9905 | €17,096 | €51,198 | €7,935 | €24,827 | €3,075 | ▼ 87.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €42,648 | €102,529 | €129,808 | €263,398 | €184,949 | ▼ 29.8% |
| Formation expenses20 | - | €0 | €0 | - | - | - |
| Fixed assets21/28 | €12,753 | €51,230 | €57,275 | €45,439 | €57,326 | ▲ 26.2% |
| Tangible fixed assets22/27 | €12,719 | €51,230 | €57,275 | €41,257 | €54,081 | ▲ 31.1% |
| Land and buildings22 | - | €13,396 | €13,429 | €9,096 | €29,684 | ▲ 226% |
| Plant, machinery and equipment23 | - | €35,611 | €42,364 | €31,126 | €24,316 | ▼ 21.9% |
| Furniture and vehicles24 | - | €2,222 | €1,482 | €1,035 | €81 | ▼ 92.2% |
| Financial fixed assets28 | €34 | €0 | €0 | €4,182 | €3,245 | ▼ 22.4% |
| Current assets29/58 | €29,895 | €51,299 | €72,533 | €217,959 | €127,623 | ▼ 41.4% |
| Stocks and contracts in progress3 | - | €25,375 | €47,417 | €66,669 | €66,669 | = |
| Stocks30/36 | - | €25,375 | €47,417 | €66,669 | €66,669 | = |
| Amounts receivable within one year40/41 | €23,162 | €12,325 | €10,445 | €132,671 | €39,404 | ▼ 70.3% |
| Trade receivables40 | - | €3,143 | €2,280 | €101,657 | €31,109 | ▼ 69.4% |
| Other amounts receivable41 | - | €9,182 | €8,165 | €31,013 | €8,295 | ▼ 73.3% |
| Cash at bank and in hand54/58 | €6,732 | €13,599 | €14,671 | €18,619 | €21,550 | ▲ 15.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €42,648 | €102,529 | €129,808 | €263,398 | €184,949 | ▼ 29.8% |
| Equity10/15 | €22,096 | €73,294 | €81,228 | €106,055 | €109,130 | ▲ 2.9% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Capital10 | - | €5,000 | - | - | - | - |
| Issued capital100 | - | €5,000 | - | - | - | - |
| Profit (loss) carried forward14 | €17,096 | €68,294 | €76,228 | €101,055 | €104,130 | ▲ 3.0% |
| Amounts payable17/49 | €20,552 | €29,236 | €48,580 | €157,343 | €75,819 | ▼ 51.8% |
| Amounts payable after more than one year17 | - | - | - | - | €22,423 | - |
| Financial debts170/4 | - | - | - | - | €22,423 | - |
| Amounts payable within one year42/48 | €20,552 | €29,236 | €48,467 | €157,343 | €53,396 | ▼ 66.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €5,771 | - |
| Trade debts44 | €16,675 | €897 | €30,488 | €133,631 | €19,002 | ▼ 85.8% |
| Suppliers440/4 | - | €897 | €30,488 | €133,631 | €19,002 | ▼ 85.8% |
| Taxes, remuneration and social security45 | - | €28,136 | €17,979 | €23,712 | €15,626 | ▼ 34.1% |
| Taxes450/3 | - | €28,136 | €17,979 | €23,712 | €15,626 | ▼ 34.1% |
| Other amounts payable47/48 | - | €203 | - | - | €12,998 | - |
| Accrued charges and deferred income492/3 | - | - | €113 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,096 | €51,198 | €7,935 | €24,827 | €3,075 | ▼ 87.6% |
| + Depreciation and write-downs630 | €3,014 | €12,457 | €10,900 | €16,267 | €20,759 | ▲ 27.6% |
| Operating cash flow (approximation) | €20,109 | €63,655 | €18,834 | €41,094 | €23,833 | ▼ 42.0% |
| Investment in fixed assets (approximation) | - | -€50,934 | -€16,944 | -€4,431 | -€32,646 | ▼ 637% |
| Change in cash | - | €6,867 | €1,072 | €3,948 | €2,931 | ▼ 25.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
31-03
Financial
Weakest financial yearnet €3,075 ▼87.6%
Net result drops to €3,075, the lowest in the series.
2024
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
31-03
Financial
Equity above €100,000Eq €106,055 ▲30.6%
4 profitable years in a row build equity to €106,055.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
31-03
Financial
Highest result since 2021net €51,198 ▲199%
Operating result €57,259, net result €51,198, both a record.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2019
Ground area
803 m²
Building footprint
445 m²
Volume, LiDAR
2,703 m³
Parcel 12026D0311/00G000, Flanders · tallest building 12.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRASSERIE CRITERIUM
since 20192.291.844.437
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0311/00G000 | Flanders | 803 m² | 1 · 445 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNijlen2.291.844.437
Dual-learning approval
1 live approvalRestaurant en keuken duaal (so)
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Of 20,505 companies in sector 56111 we hold annual accounts for 11,464. 9,474 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-07-2019
Fiscal year end31-03
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
Contact
E-mail
olivier.vanstalle@gmail.com
E-mail
olivier.vastalle@gmal.com
Phone
0477415682
E-invoicing
Reachable via Peppol
Peppol ID
0208:0730898562
Also
9925:BE0730898562
Registered
09-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.