OLISARCARO
ActiveSummary
OLISARCARO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€159,095) and a net result of €102,867. Equity is shrinking by ~6% per year across the filed fiscal years. Its solvency ranks better than 5% of 16754 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+91
Solvency0=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 12.01 against 0.44 in 2024; short-term debt: 4.5% and cash: 11.1% of total assets), but equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-122.3%
Return on assets
79.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 16754 sector peers (2025).
NBB · sector comparisonPosition among 16754 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
26 d late
2023
30 d late
2022
298 d late
2021
23 d late
2020
31 d late
2019
41 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 66 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€102,867
2024 · -€7,844
Working capital
€64,451
2024 · -€7,798
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€14,352-€31,046▼ 116%€25,104€10,476▼ 58.3%€117,520▲ 1,022%
Net result-€21,277below the sector's middle half▼ 539%-€37,444below the sector's middle half▼ 76.0%€8,430below the sector's middle half-€7,844below the sector's middle half€102,867within the sector's middle half
Equity-€225,105below the sector's middle half▼ 10.4%-€262,549below the sector's middle half▼ 16.6%-€254,119below the sector's middle half▲ 3.2%-€261,963below the sector's middle half▼ 3.1%-€159,095below the sector's middle half▲ 39.3%
Total assets€138,610below the sector's middle half▼ 9.8%€104,092below the sector's middle half▼ 24.9%€133,172within the sector's middle half▲ 27.9%€35,218below the sector's middle half▼ 73.6%€130,116within the sector's middle half▲ 269%
Debt€363,715▲ 1.7%€366,642▲ 0.8%€387,291▲ 5.6%€297,181▼ 23.3%€289,211▼ 2.7%
Working capital€44,007within the sector's middle half▼ 26.2%€36,232within the sector's middle half▼ 17.7%€37,208within the sector's middle half▲ 2.7%-€7,798below the sector's middle half€64,451within the sector's middle half
Solvency-162.4%below the sector's middle half▼ 29.7pp-252.2%below the sector's middle half▼ 89.8pp-190.8%below the sector's middle half▲ 61.4pp-743.8%below the sector's middle half▼ 553.0pp-122.3%below the sector's middle half▲ 621.6pp
Current ratio3.87within the sector's middle half▼ 3.682.98within the sector's middle half▼ 0.881.96within the sector's middle half▼ 1.030.44below the sector's middle half▼ 1.5212.01above the sector's middle half▲ 11.58
Return on assets (ROA)-15.3%below the sector's middle half▼ 13.2pp-36.0%below the sector's middle half▼ 20.6pp6.3%below the sector's middle half▲ 42.3pp-22.3%below the sector's middle half▼ 28.6pp79.1%above the sector's middle half▲ 101.3pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,022% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130,116
Fixed assets
€59,814 ▲ 105%
Current assets
€70,302 ▲ 1,067%
Key figures and ratios
EBITDA
€120,213▲
2024 · €22,945
Cash flow
€105,560▲
2024 · €4,625
Debt to equity
-1.82▼
2024 · -1.13
Interest coverage
7.76▲
2024 · 1.13
Debt ≤ 1 year
€5,851▼
2024 · €13,821
Debt > 1 year
€283,360=
2024 · €283,360
Income taxes
€213▲
2024 · €144
Staff costs
€16,303
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,798 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 91% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.5%
went bankrupt
5.3%
stopped otherwise
91%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €21,000 | €0 | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €16,303 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,211 | €29,668 | €34,484 | €12,469 | €2,693 | ▼ 78.4% |
| Other operating charges640/8 | €5,272 | €3,494 | €4,719 | €1,732 | €2,765 | ▲ 59.6% |
| Non-recurring operating charges66A | - | - | €250 | €17,619 | €11,693 | ▼ 33.6% |
| Gross operating margin9900 | €16,131 | €2,116 | €64,557 | €42,296 | €150,973 | ▲ 257% |
| Operating profit (loss)9901 | -€14,352 | -€31,046 | €25,104 | €10,476 | €117,520 | ▲ 1,022% |
| Financial income75/76B | €2,805 | €3,304 | €2,909 | €2,133 | €1,051 | ▼ 50.7% |
| Recurring financial income75 | €2,805 | €3,304 | €2,909 | €2,133 | €1,051 | ▼ 50.7% |
| Financial charges65/66B | €9,614 | €9,584 | €19,452 | €20,309 | €15,491 | ▼ 23.7% |
| Recurring financial charges65 | €9,614 | €9,584 | €19,452 | €20,309 | €15,491 | ▼ 23.7% |
| Profit (loss) for the period before taxes9903 | -€21,161 | -€37,326 | €8,561 | -€7,700 | €103,080 | ▲ 1,439% |
| Income taxes67/77 | €116 | €118 | €131 | €144 | €213 | ▲ 48.0% |
| Profit (loss) for the period9904 | -€21,277 | -€37,444 | €8,430 | -€7,844 | €102,867 | ▲ 1,411% |
| Profit (loss) for the period to be appropriated9905 | -€21,277 | -€37,444 | €8,430 | -€7,844 | €102,867 | ▲ 1,411% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €138,610 | €104,092 | €133,172 | €35,218 | €130,116 | ▲ 269% |
| Fixed assets21/28 | €79,248 | €49,579 | €57,033 | €29,195 | €59,814 | ▲ 105% |
| Tangible fixed assets22/27 | €79,073 | €49,404 | €56,858 | €29,020 | €59,639 | ▲ 106% |
| Land and buildings22 | €56,946 | €36,064 | €15,369 | €0 | - | - |
| Plant, machinery and equipment23 | €298 | - | - | - | - | - |
| Furniture and vehicles24 | €19,966 | €11,967 | €40,605 | €28,249 | €58,981 | ▲ 109% |
| Other tangible fixed assets26 | €1,863 | €1,373 | €884 | €771 | €657 | ▼ 14.7% |
| Financial fixed assets28 | €175 | €175 | €175 | €175 | €175 | = |
| Current assets29/58 | €59,362 | €54,513 | €76,139 | €6,023 | €70,302 | ▲ 1,067% |
| Amounts receivable within one year40/41 | €50,305 | €45,939 | €68,511 | €658 | €38,155 | ▲ 5,699% |
| Trade receivables40 | €662 | - | - | - | €26 | - |
| Other amounts receivable41 | €49,643 | €45,939 | €68,511 | €658 | €38,129 | ▲ 5,696% |
| Current investments50/53 | - | - | - | €2,333 | €17,500 | ▲ 650% |
| Cash at bank and in hand54/58 | €8,612 | €6,521 | €5,487 | €2,740 | €14,482 | ▲ 429% |
| Deferred charges and accrued income490/1 | €445 | €2,054 | €2,142 | €293 | €166 | ▼ 43.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €138,610 | €104,092 | €133,172 | €35,218 | €130,116 | ▲ 269% |
| Equity10/15 | -€225,105 | -€262,549 | -€254,119 | -€261,963 | -€159,095 | ▲ 39.3% |
| Contributions10/11 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Outside capital11 | €19,000 | - | - | - | - | - |
| Other1109/19 | €19,000 | - | - | - | - | - |
| Profit (loss) carried forward14 | -€244,105 | -€281,549 | -€273,119 | -€280,963 | -€178,095 | ▲ 36.6% |
| Amounts payable17/49 | €363,715 | €366,642 | €387,291 | €297,181 | €289,211 | ▼ 2.7% |
| Amounts payable after more than one year17 | €348,360 | €348,360 | €348,360 | €283,360 | €283,360 | = |
| Financial debts170/4 | €348,360 | €348,360 | €348,360 | €283,360 | €283,360 | = |
| Amounts payable within one year42/48 | €15,355 | €18,282 | €38,931 | €13,821 | €5,851 | ▼ 57.7% |
| Financial debts43 | - | - | - | - | €17 | - |
| Credit institutions430/8 | - | - | - | - | €17 | - |
| Trade debts44 | €12,791 | €11,077 | €22,610 | €13,677 | €1,905 | ▼ 86.1% |
| Suppliers440/4 | €12,791 | €11,077 | €22,610 | €13,677 | €1,905 | ▼ 86.1% |
| Taxes, remuneration and social security45 | €2,564 | €7,205 | €16,321 | €144 | €3,930 | ▲ 2,632% |
| Taxes450/3 | €2,555 | €7,205 | €14,195 | €144 | €1,366 | ▲ 850% |
| Remuneration and social security454/9 | €10 | - | €2,126 | €0 | €2,564 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€21,277 | -€37,444 | €8,430 | -€7,844 | €102,867 | ▲ 1,411% |
| + Depreciation and write-downs630 | €25,211 | €29,668 | €34,484 | €12,469 | €2,693 | ▼ 78.4% |
| Operating cash flow (approximation) | €3,934 | -€7,775 | €42,915 | €4,625 | €105,560 | ▲ 2,182% |
| Investment in fixed assets (approximation) | - | €0 | -€41,938 | €15,369 | -€33,312 | ▼ 317% |
| Change in cash | - | -€2,092 | -€1,034 | -€2,747 | €11,742 | ▲ 527% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
31-12
Financial
Back to profitnet €102,867
Net result €102,867 after one loss-making year.
31-12
Financial
Liquidity times 28current ratio 12.01
Current ratio from 0.44 to 12.01; short-term debt falls from €13,821 to €5,851.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 298 days late
2023
31-12
Financial
Back to profitnet €8,430
Net result €8,430 after 5 loss-making years.
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 23 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 41 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2004
Ground area
591 m²
Building footprint
129 m²
Volume, LiDAR
934 m³
Parcel 25772H0047/00M002, Wallonia · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
OLISARCARO
since 20042.137.196.545
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772H0047/00M002 | Wallonia | 591 m² | 1 · 129 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,945 companies in sector 86230 we hold annual accounts for 4,296. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded06-05-2004
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Contact
E-mail
vanhee.mvh023@gmail.comWavre
Phone
0495/11.15.71Wavre
E-invoicing
Reachable via Peppol
Peppol ID
0208:0865163685
Also
9925:BE0865163685
Registered
29-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.