OLICLO
ActiveOLICLO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €469k and a net result of €49k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
98
/ 100
Excellent▲ +23 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability52▲+17
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 6.08 against 5.31 in 2023), and 16.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
83.7%
Return on assets
8.8%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
30 d late
2022
30 d late
2021
2 d early
2020
30 d late
2019
88 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€469k▼ 2.2%
2023 · €480k
2018: €322k
2019: €382k
2020: €459k
2021: €464k
2022: €507k
2023: €480k
2018 → 2024
Total assets
€560k▼ 5.2%
2023 · €591k
2018: €429k
2019: €480k
2020: €556k
2021: €533k
2022: €556k
2023: €591k
2018 → 2024
Net result
€49k▲ 46.2%
2023 · €34k
2018: €61k
2019: €60k
2020: €77k
2021: €5k
2022: €43k
2023: €34k
2018 → 2024
Working capital
€464k▼ 3.2%
2023 · €479k
2018: €316k
2019: €380k
2020: €458k
2021: €464k
2022: €507k
2023: €479k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€459k-€464k▲ 1.2%€507k▲ 9.2%€480k▼ 5.4%€469k▼ 2.2%
Operating result€67k-€1k▼ 97.8%€52k▲ 3,472%€37k▼ 27.8%€59k▲ 57.3%
Net result€77k-€5k▼ 93.0%€43k▲ 695%€34k▼ 21.6%€49k▲ 46.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 57% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €560k
Fixed assets
€5k▲ 942%
Current assets
€555k▼ 6.0%
Equity and liabilities €560k
Equity
€469k▼ 2.2%
Debt
€91k▼ 17.8%
The debt ratio falls from 18.8% to 16.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€59k
Cash flow
€49k
Solvency
83.7%▲
2023 · 81.2%
Current ratio
6.08▲
2023 · 5.31
Quick ratio
6.08▲
2023 · 5.31
Debt / equity
0.19▼
2023 · 0.23
ROE
10.5%▲
2023 · 7.0%
ROA
8.8%▲
2023 · 5.7%
Interest coverage
8.57
Debt
€91k▼
2023 · €111k
Debt ≤ 1 year
€91k▼
2023 · €111k
Income taxes
€19k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€591k€560k▼
Fixed assets21/28€500€5k▲
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Financial fixed assets28€500€500=
Current assets29/58€590k€555k▼
Amounts receivable after more than one year29€496k€496k=
Trade receivables290€496k€0▼
Other amounts receivable291-€496k
Amounts receivable within one year40/41€59k€26k▼
Trade receivables40€5k€511▼
Other amounts receivable41€55k€26k▼
Cash at bank and in hand54/58€34k€29k▼
Deferred charges and accrued income490/1€196€3k▲
Equity and liabilities
Total equity and liabilities10/49€591k€560k▼
Equity10/15€480k€469k▼
Contributions10/11€19k€19k=
Reserves13€330k€320k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€330k€320k▼
Profit (loss) carried forward14€131k€131k=
Amounts payable17/49€111k€91k▼
Amounts payable within one year42/48€111k€91k▼
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€44k€26k▼
Taxes450/3€44k€26k▼
Other amounts payable47/48€61k€60k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€146
Other operating charges640/8€384€6k▲
Gross operating margin9900€38k€65k▲
Operating profit (loss)9901€37k€59k▲
Financial income75/76B€15k€16k▲
Recurring financial income75€15k€16k▲
Financial charges65/66B€3k€7k▲
Recurring financial charges65€3k€7k▲
Profit (loss) for the period before taxes9903€50k€68k▲
Income taxes67/77€16k€19k▲
Profit (loss) for the period9904€34k€49k▲
Profit (loss) for the period to be appropriated9905€34k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€164k€180k▲
Profit (loss) brought forward from the previous period14P€131k€131k=
Transfer from equity791/2€61k€60k▼
Transfer to equity691/2€34k€49k▲
To other reserves6921€34k€49k▲
Profit to be distributed694/7€61k€60k▼
Return on contributions (dividend)694€61k€60k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €500kEq €507k ▲9.2%
5 profitable years in a row build equity to €507k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €5k ▼93%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €77k ▲28%
Operating result €67k, net result €77k, both a record.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
01-02
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 185 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2021
Resigned as Manager
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 61F1490 Court-Saint-EtienneGround area
881 m²
Building footprint
175 m²
Volume, LiDAR
659 m³
2 parcels, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Commerce 30, 1300 Wavre
since 20092.182.039.150
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023L0514/00R000 | Wallonia | 786 m² | 1 · 110 m² | 7.5 m · 2 fl. |
| 25112M0668/00D000 | Wallonia | 95 m² | 1 · 65 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
S.M.A.R.T. CONSULTANCY
BE 0864.590.890
Lichtervelde · Eq €469k
WAMS
BE 0538.509.554
Ternat · Eq €469k
VAN GENECHTEN
BE 0719.612.514
Lochristi · Eq €469k
Juuls
BE 0474.091.755
Lokeren · Eq €469k
Juleste Consulting
BE 0668.636.737
Lochristi · Eq €469k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 35,066 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47251Retail sale of wines and spirits
47252Retail sale of beverages, general range
47279Other retail sale of food
47299Retail trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:oliclo@hotmail.com