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OLIBO

Active
Chaussée de Binche 50 ·7000 Mons, Belgium
KBO/BCE: BE 0788.643.751
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Age4 yrs
Board1
Real estate1 parcel · 3,438 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of OLIBO is 8.0% (elevated). The 2024 annual accounts show negative equity (€-1k) and a net result of €-7k. Its solvency ranks better than 29% of 5615 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
8.0% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-12-2025, 141 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 19-12-2025 141 d late 2025-00585211
31-12-2023 31-07-2024 12-11-2024 104 d late 2024-00532581

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

Turnover€147k-31.7%
EBIT margin-4.2%+0.6pp
Net result€-7k+46.8%
Working capital€-14k-58.4%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 19-12-2025 with the NBB · fiscal year 2024 · micro
€-100k€0€100k€200kRevenue 2023: €215k€215kOperating result 2023: €-10k€-10kNet result 2023: €-14k€-14kRevenue 2024: €147k€147kOperating result 2024: €-6k€-6kNet result 2024: €-7k€-7k20232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -4.1% 19.3%
better than 29% of 5615 sector peers
Net result €-7k €4k
better than 25% of 5603 sector peers
Equity €-1k €14k
better than 30% of 5626 sector peers
Gross operating margin €-66 €52k
better than 12% of 5589 sector peers
Staff costs €3k €49k
higher than 11% of 4064 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€147k
-31.7% 23-24
EBITDA
€-4k
+49.1% 23-24
Net profit
€-7k
+46.8% 23-24
Cash flow
€-5k
+54.2% 23-24
Total assets
€29k
+43.7% 23-24
Equity
€-1k
- 23-24
Working capital
€-14k
-58.4% 23-24
Employees (FTE)
0
- 23-24
Staff costs
€3k
-44.5% 23-24
Debt
€31k
+114.1% 23-24
Debt ≤ 1y
€30k
+113.9% 23-24
Current ratio
0.53
+44.3% 23-24
Quick ratio
0.53
+44.3% 23-24
Solvency
-4.1%
- 23-24
Debt / equity
-25.34
- 23-24
ROE
610.2%
- 23-24
ROA
-25.1%
+63.0% 23-24
Net margin
-5.0%
+22.0% 23-24
EBITDA margin
-2.7%
+25.5% 23-24
Interest coverage
-3.05
-43.5% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue€147k
EBITDA€-4k
Net profit€-7k
Cash flow€-5k
Staff costs€3k
Income taxes-
Dividends-
Total assets€29k
Equity€-1k
Debt€31k
of which ≤ 1y€30k
of which > 1y-
Working capital€-14k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.53
Quick ratio0.53
Working capital ratio-47.6%
Solvency-4.1%
Debt / equity-25.34
Long-term debt ratio-
Interest coverage-3.05
Gross margin0.0%
Net margin-5.0%
ROA-25.1%
ROE610.2%
EBITDA margin-2.7%
Days sales outstanding25d
Days payable outstanding25d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€29k
Fixed assets 21/28€13k
Formation expenses 20€892
Tangible fixed assets 22/27€11k
Financial fixed assets 28€2k
Current assets 29/58€16k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€29k
Equity 10/15€-1k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€-21k
Amounts payable 17/49€31k
Amounts payable within one year 42/48€30k
Trade debts payable within one year 44€10k
Income statement
Turnover 70€147k
Gross operating margin 9900€-66
Operating result 9901€-6k
Financial income 75€30
Financial charges 65€1k
Result before taxes 9903€-7k
Net result for the period 9904€-7k
Result to be appropriated 9905€-7k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
5 / 100 Critical
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • BONANNO Tommaso
    Director
    State Gazette act 26056820 (06-05-2026)
    Current
    06-05-2026 → present
Former directors (1)
  • OLIVANTI Flavia
    Director
    State Gazette act 26056820 (06-05-2026)
    Former
    - → 13-03-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden(56112)
Legal form Private limited company(610)
Incorporation15-07-2022
StatusActive
Postal code7000

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaussée de Binche 507000 Mons

Establishment units

1 location
OLIBO
Chaussée de Binche 50, 7000 MonsEetgelegenheden met beperkte bediening
since 20222.336.685.062
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,438 m²
Buildings1
Building footprint761 m²
Volume (LiDAR)3,890 m³
Tallest building5.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53405C0155/00B000indicative Wallonia 3,438 m² 1 · 761 m² 5.7 m · 2 fl.
Methodology
via registered seat: 1
0 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 3 months ago
2026
06-05-2026 General meeting · Officer resignation · Officer discharge · Share transfer Open-capture extraction
  • Filing: 2026-04-09 · OLIBO
  • General meeting: 2026-03-13 · OLIBO
  • Officer resignation: date: 2026-03-13, role: administrateur · OLIVANTI Flavia
  • Officer discharge: role: administrateur, period: année écoulé · OLIVANTI Flavia
  • Share transfer: shares: 50, company: OLIBO · OLIVANTI Flavia
  • Share distribution: percentage: 100 · BONANNO Tommaso
  • Publication: 2026-05-06
  • Act object: Démission
Summary: General meeting · Officer resignation · Officer discharge · Share transfer
2022
19-07-2022 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health5Profitability33Solvency34Growth38Stability94
41 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 5
Profitability 33
Solvency 34
Growth 38
Stability 94

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,913 of the 21,774 companies in this sector. 2,087 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameFR OLIBO
Registered office
Chaussée de Binche 50 bus 6
7000 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.