OLGIA
ActiveOLGIA has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €589k and a net result of €-8k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 84% of 6161 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability35=
Solvency95▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days only on tighter terms
Liquidity short (current ratio 0.68 against 0.69 in 2023; short-term debt: 29.6% and cash: 5% of total assets), and 29.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.4%
Return on assets
-1%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-11-2025, 106 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
106 d late
2023
79 d late
2022
77 d late
2021
505 d late
2020
81 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-8k▼ 13.5%
2023 · €-7k
2018: €1k
2019: €565
2020: €2k
2021: €1k
2022: €2k
2023: €-7k
2018 → 2024
Working capital
€-80k▼ 11.1%
2023 · €-72k
2018: €-71k
2019: €-71k
2020: €-68k
2021: €-67k
2022: €-65k
2023: €-72k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€601k-€602k▲ 0.2%€604k▲ 0.4%€597k▼ 1.2%€589k▼ 1.3%
Operating result€-5k-€-3k▲ 34.5%€-3k▲ 8.5%€-3k▼ 1.9%€-4k▼ 30.2%
Net result€2k-€1k▼ 52.5%€2k▲ 97.3%€-7k€-8k▼ 13.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2024 against €3k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €837k
Fixed assets
€669k=
Current assets
€168k▲ 4.7%
Equity and liabilities €837k
Equity
€589k▼ 1.3%
Debt
€248k▲ 6.6%
The debt ratio rises from 28.0% to 29.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
70.4%▼
2023 · 72.0%
Current ratio
0.68▼
2023 · 0.69
Quick ratio
0.68▼
2023 · 0.69
Debt / equity
0.42▲
2023 · 0.39
ROE
-1.4%▼
2023 · -1.2%
ROA
-1.0%▼
2023 · -0.8%
Debt
€248k▲
2023 · €232k
Debt ≤ 1 year
€248k▲
2023 · €232k
Income taxes
€121▲
2023 · €102
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€829k€837k▲
Fixed assets21/28€669k€669k=
Financial fixed assets28€669k€669k=
Current assets29/58€160k€168k▲
Amounts receivable within one year40/41€118k€126k▲
Trade receivables40€182€182=
Other amounts receivable41€118k€125k▲
Cash at bank and in hand54/58€42k€42k▼
Equity and liabilities
Total equity and liabilities10/49€829k€837k▲
Equity10/15€597k€589k▼
Contributions10/11€330k€330k=
Capital10€330k€330k=
Issued capital100€330k€330k=
Reserves13€212k€212k=
Non-distributable reserves130/1€212k€212k=
Legal reserve130€212k€212k=
Profit (loss) carried forward14€55k€47k▼
Amounts payable17/49€232k€248k▲
Amounts payable within one year42/48€232k€248k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€116€60▼
Taxes450/3€116€60▼
Other amounts payable47/48€228k€247k▲
Income statement
Code20232024
Other operating charges640/8€539€612▲
Gross operating margin9900€-3k€-3k▼
Operating profit (loss)9901€-3k€-4k▼
Financial income75/76B€6k€8k▲
Recurring financial income75€6k€8k▲
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€-7k€-8k▼
Income taxes67/77€102€121▲
Profit (loss) for the period9904€-7k€-8k▼
Profit (loss) for the period to be appropriated9905€-7k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€47k▼
Profit (loss) brought forward from the previous period14P€62k€55k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 106 days late
2024
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
18-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 79 days late
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 505 days late
16-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 77 days late
2021
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 81 days late
2020
31-12
Financial
Highest result since 2018net €2k ▲332%
Net result €2k, the highest in the series.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 57 days late
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 48 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 11 days late
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Jean 2131480 TubizeGround area
575 m²
Building footprint
49 m²
Volume, LiDAR
434 m³
Parcel 25019A0127/00R002, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OLGIA SA
since 19882.038.963.358
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25019A0127/00R002 | Wallonia | 575 m² | 1 · 49 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,009 companies in sector 96999 we hold annual accounts for 602. 291 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-03-1988
Fiscal year end31-12
Activities, NACEBEL
93053
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.