OLEAR

Active

Private limited companyfounded 1993active for 33 yearsGistelse Steenweg 253, 8200 Brugge, Belgium15 active companies are registered at this addressKBO/BCE: BE 0449.121.876

Summary

OLEAR has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10,972 and a net result of €10,599. Equity is growing by about 65% per year across the filed financial years. Its solvency ranks better than 36% of 19,157 sector peers (NACE 68, financial year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

OLEARActiveChecked score 57/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310

1 site

Size

≈ €95,000turnover 2024, estimated

Equity: €10,972
Profit: €10,599

Turnover estimated from the gross margin

Financial health

57 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

2025 accounts not filed, 91 days past the deadline5 deeds in the Belgian Official Gazette

Why 57raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 02-09-2025)lowers riskLiquidity: current ratio 7.12, cash €25,277Sector: Real estate activities (NACE 68)Founded in 1993Show the evidence

Checked score

Score 2024

57 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 78% of its sector peers (NACE 68, micro)

A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 40+15

equity 15.4% of total assets

Liquidity 92+12

short-term debt 14.0% · cash 35.4%

Profitability 87-3

return on assets 14.9%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,631 companies, NACE 68, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.2%▼ -0.3 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026

Credit of up to €500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity ample (current ratio 7.12, compared with 4.99 in 2023, above the usual 1.5; short-term debt: 14% and cash: 35.4% of total assets), but 84.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 36% on solvency, 92% on liquidity, 84% on profitability and 99% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Figures for financial year 2024 (filed 02-09-2025)

NBB · annual accounts

Liquidity: current ratio 7.12, cash €25,277

NBB · annual accounts

Sector: Real estate activities (NACE 68)

KBO

Founded in 1993

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 91 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline30-10-2026 today

2024 accounts filed 29 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

29 days late

2023

22 days late

2022

56 days late

2021

61 days late

2020

3 days early

2019

67 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 39 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-08-2025 Annual accounts filedfinancial year 2024 · micro…
22-08-2024 Annual accounts filedfinancial year 2023 · micro…
31-12-2023 Back to profitnet €13,818

Key points

Risk: 2025 accounts not fileddeadline was 31-07-2026 91 days past the deadline View
Active since 1993founded 05-01-1993 33 years View
Total assets 20246 financial years filed €71,327 View

By topic

Financials

Financial year: 2024
Total assets: €71,327
Profit: €10,599
Solvency: 15.4%

Total assets▼ 10.8%

Net result

20182024

Go to Financials

Timeline

Events: 37
Since: 1994

25-09-2023Annual accounts filed
31-12-2022Weakest financial year
30-09-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Real estate agency activitiesNACE 68310
Founded: 05-01-1993
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about OLEAR

What is the company number of OLEAR?: 0449.121.876. In Belgium the VAT number is the company number with BE in front: BE 0449.121.876.
Where is OLEAR based?: The registered office is at Gistelse Steenweg 253, 8200 Brugge.Company details
What does OLEAR do?: According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of OLEAR?: Private limited company (BV).
When was OLEAR founded?: On 05-01-1993.
Is OLEAR still active?: Yes, OLEAR is an active enterprise in the KBO register.
What is the turnover of OLEAR?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is OLEAR profitable?: In financial year 2024, OLEAR made a profit of €10,599.
Where can I find the annual accounts of OLEAR?: OLEAR filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2024.