OLDIMMO
ActiveSummary
OLDIMMO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €311,816 and a net result of €38,920. Equity is shrinking by ~4.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▲+13
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 19.4; short-term debt: 4.1% and cash: 76% of total assets), and 4.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.9%
Return on assets
12%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
98 d early
2024
100 d early
2023
90 d early
2022
104 d early
2021
61 d early
2020
47 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 78 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€311,816▼ 65.0%
2024 · €890,760
Total assets
€325,239▼ 63.6%
2024 · €892,760
Net result
€38,920▼ 32.2%
2024 · €57,389
Working capital
€246,990▼ 70.1%
2024 · €825,934
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€51,564▲ 12.5%€51,040▼ 1.0%€47,049▼ 7.8%€46,532▼ 1.1%€46,625▲ 0.2%
Net result€37,067▲ 16.0%€38,484▲ 3.8%€46,816▲ 21.7%€57,389▲ 22.6%€38,920▼ 32.2%
Equity€1.1m▼ 0.3%€1.1m▼ 0.1%€1.1m▲ 0.6%€890,760▼ 18.3%€311,816▼ 65.0%
Total assets€1.1m▼ 2.9%€1.1m▼ 1.0%€1.1m▼ 0.4%€892,760▼ 18.6%€325,239▼ 63.6%
Debt€27,455▼ 52.7%€17,414▼ 36.6%€5,963▼ 65.8%€2,000▼ 66.5%€13,422▲ 571%
Working capital€1.0m▼ 0.3%€1.0m▼ 0.1%€1.0m▲ 0.7%€825,934▼ 19.5%€246,990▼ 70.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €325,239
Fixed assets
€64,826 =
Current assets
€260,413 ▼ 68.5%
Equity and liabilities €325,239
Equity
€311,816 ▼ 65.0%
Debt
€13,422 ▲ 571%
Debt's share of the balance-sheet total rises from 0.2% to 4.1%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
19.40
Debt to equity
0.04▲
2024 · 0.00
ROE
12.5%▲
2024 · 6.4%
ROA
12.0%▲
2024 · 6.4%
Debt ≤ 1 year
€13,422▲
2024 · €2,000
Income taxes
€12,973▼
2024 · €16,420
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €10,635 | €10,839 | €11,630 | €12,106 | €12,454 | ▲ 2.9% |
| Non-recurring operating charges66A | €0 | - | - | - | - | - |
| Gross operating margin9900 | €62,199 | €61,879 | €58,679 | €58,638 | €59,080 | ▲ 0.8% |
| Operating profit (loss)9901 | €51,564 | €51,040 | €47,049 | €46,532 | €46,625 | ▲ 0.2% |
| Financial income75/76B | €2,936 | €5,360 | €15,519 | €27,449 | €5,506 | ▼ 79.9% |
| Recurring financial income75 | €2,936 | €5,360 | €15,519 | €27,449 | €5,506 | ▼ 79.9% |
| Financial charges65/66B | €23 | €24 | €146 | €173 | €238 | ▲ 38.0% |
| Recurring financial charges65 | €23 | €24 | €146 | €173 | €238 | ▲ 38.0% |
| Profit (loss) for the period before taxes9903 | €54,477 | €56,376 | €62,422 | €73,809 | €51,893 | ▼ 29.7% |
| Income taxes67/77 | €17,410 | €17,892 | €15,605 | €16,420 | €12,973 | ▼ 21.0% |
| Profit (loss) for the period9904 | €37,067 | €38,484 | €46,816 | €57,389 | €38,920 | ▼ 32.2% |
| Profit (loss) for the period to be appropriated9905 | €37,067 | €38,484 | €46,816 | €57,389 | €38,920 | ▼ 32.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.1m | €1.1m | €892,760 | €325,239 | ▼ 63.6% |
| Fixed assets21/28 | €64,826 | €64,826 | €64,826 | €64,826 | €64,826 | = |
| Tangible fixed assets22/27 | €64,826 | €64,826 | €64,826 | €64,826 | €64,826 | = |
| Land and buildings22 | €64,826 | €64,826 | €64,826 | €64,826 | €64,826 | = |
| Current assets29/58 | €1.0m | €1.0m | €1.0m | €827,934 | €260,413 | ▼ 68.5% |
| Amounts receivable after more than one year29 | €0 | - | - | - | - | - |
| Other amounts receivable291 | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €307,540 | €520,589 | €4,144 | €3,710 | €13,216 | ▲ 256% |
| Other amounts receivable41 | €307,540 | €520,589 | €4,144 | €3,710 | €13,216 | ▲ 256% |
| Current investments50/53 | - | - | - | €770,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €740,007 | €515,400 | €1.0m | €44,049 | €247,197 | ▲ 461% |
| Deferred charges and accrued income490/1 | - | - | €1,084 | €10,175 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €1.1m | €892,760 | €325,239 | ▼ 63.6% |
| Equity10/15 | €1.1m | €1.1m | €1.1m | €890,760 | €311,816 | ▼ 65.0% |
| Contributions10/11 | €131,500 | €131,500 | €131,500 | €131,500 | €61,500 | ▼ 53.2% |
| Capital10 | €131,500 | €131,500 | €131,500 | €131,500 | €61,500 | ▼ 53.2% |
| Issued capital100 | €131,500 | €131,500 | €131,500 | €131,500 | €61,500 | ▼ 53.2% |
| Reserves13 | €953,417 | €951,901 | €958,718 | €759,260 | €250,316 | ▼ 67.0% |
| Non-distributable reserves130/1 | €13,150 | €13,150 | €13,150 | €13,150 | €13,150 | = |
| Legal reserve130 | €13,150 | €13,150 | €13,150 | €13,150 | €13,150 | = |
| Distributable reserves133 | €940,267 | €938,751 | €945,568 | €746,110 | €237,166 | ▼ 68.2% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €27,455 | €17,414 | €5,963 | €2,000 | €13,422 | ▲ 571% |
| Amounts payable within one year42/48 | €27,455 | €17,414 | €5,963 | €2,000 | €13,422 | ▲ 571% |
| Trade debts44 | €2,111 | €2,112 | €3,696 | €2,000 | €5,264 | ▲ 163% |
| Suppliers440/4 | €2,111 | €2,112 | €3,696 | €2,000 | €5,264 | ▲ 163% |
| Taxes, remuneration and social security45 | €25,344 | €15,302 | €2,267 | €0 | €8,158 | - |
| Taxes450/3 | €25,344 | €15,302 | €2,267 | €0 | €8,158 | - |
| Other amounts payable47/48 | €0 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37,067 | €38,484 | €46,816 | €57,389 | €38,920 | ▼ 32.2% |
| Operating cash flow (approximation) | €37,067 | €38,484 | €46,816 | €57,389 | €38,920 | ▼ 32.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€224,607 | €510,726 | -€982,077 | €203,148 | ▲ 121% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
State Gazette act
Resignations: Paul Declercq (director) and Tom Declercq (director)Appointments: Artuur Coffez, Coffez & Coffez and Balansa · Permanent representatives: Lowie Coffez and Maria De Kerpel · Director discharge13 facts ▸
State Gazette act
Resignations: Paul Declercq (director) and Tom Declercq (director)
Appointments: Artuur Coffez, Coffez & Coffez and Balansa · Permanent representatives: Lowie Coffez and Maria De Kerpel · Director discharge13 facts ▸
- General meeting, eenparige schriftelijke besluiten van de enige aandeelhouder, enige aandeelhouder
- Director resignation, Paul Declercq (director)
- Director resignation, Tom Declercq (director)
- Director discharge, Paul Declercq
- Director discharge, Tom Declercq
- Director appointment, Artuur Coffez (director)
- Director appointment, Coffez & Coffez (director)
- Director appointment, Balansa (director)
- Permanent representative, Lowie Coffez (permanent representative)
- Permanent representative, Maria De Kerpel (permanent representative)
- Power of attorney, Carlo De Groote
- Power of attorney, Trees Vuylsteke
- +1 further facts in this act
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 413.97
Current ratio from 172.96 to 413.97; short-term debt falls from €5,963 to €2,000.
02-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 172.96
Current ratio from 59.49 to 172.96; short-term debt falls from €17,414 to €5,963.
18-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 38.15
Current ratio from 18.63 to 38.15; short-term debt falls from €58,013 to €27,455.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €31,963 ▼78.4%
Net result drops to €31,963, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26094007). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 3
Artuur Coffez
CurrentDirector · since 13-07-2026
BALANSA
CurrentDirector · since 13-07-2026 · Legal entity · perm. rep.: Maria De Kerpel
Coffez & Coffez
CurrentDirector · since 13-07-2026 · Legal entity · perm. rep.: Lowie Coffez
Permanent representatives 2
Lowie Coffez
CurrentPermanent representative · since 13-07-2026 · for Coffez & Coffez
Maria De Kerpel
CurrentPermanent representative · since 13-07-2026 · for BALANSA
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Ardooie · 1 establishment unit since 1986
Ground area
1,099 m²
Building footprint
1,227 m²
Volume, LiDAR
8,705 m³
Parcel 36001A0734/00H000, Flanders · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OLDIMMO
since 19862.034.994.375
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36001A0734/00H000 | Flanders | 1,099 m² | 1 · 1,227 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
5 people since 2026, 3 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Artuur Coffez |
|
| BALANSA |
|
| Coffez & Coffez |
|
| Paul Declercq |
|
| Tom Declercq |
|
Structure & network
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Identification & contact
Identification
Legal formPublic limited company
Founded14-07-1986
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0429327047
Registered
26-07-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.