OLDICO
ActiveSummary
OLDICO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121,678 and a net result of -€4,368. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 36.14 against 20.01 in 2024; short-term debt: 2.2% and cash: 65.6% of total assets), and 2.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€4,368
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
17 d early
2023
33 d early
2022
on the day
2021
107 d early
2020
10 d late
2019
11 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€121,678▼ 3.5%
2024 · €126,046
Total assets
€124,384▼ 4.3%
2024 · €129,931
Net result
-€4,368▼ 13.2%
2024 · -€3,858
Working capital
€95,104▲ 28.8%
2024 · €73,855
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€39,753▲ 17.5%€43,777▲ 10.1%-€967-€3,453▼ 257%-€4,185▼ 21.2%
Net result€20,447▼ 0.8%€30,680▲ 50.0%-€2,318-€3,858▼ 66.5%-€4,368▼ 13.2%
Equity€83,551▼ 0.1%€132,222▲ 58.3%€129,904▼ 1.8%€126,046▼ 3.0%€121,678▼ 3.5%
Total assets€129,663▲ 36.9%€134,574▲ 3.8%€131,960▼ 1.9%€129,931▼ 1.5%€124,384▼ 4.3%
Debt€46,112▲ 314%€2,352▼ 94.9%€2,056▼ 12.6%€3,885▲ 89.0%€2,707▼ 30.3%
Working capital€33,049▼ 0.1%€79,972▲ 142%€77,329▼ 3.3%€73,855▼ 4.5%€95,104▲ 28.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4,185 in 2025 against €3,453 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124,384
Fixed assets
€26,574 ▼ 49.1%
Current assets
€97,810 ▲ 25.8%
Equity and liabilities €124,384
Equity
€121,678 ▼ 3.5%
Debt
€2,707 ▼ 30.3%
Debt's share of the balance-sheet total falls from 3.0% to 2.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€3,568▼
2024 · -€2,837
Cash flow
-€3,751▼
2024 · -€3,241
Current ratio
36.14▲
2024 · 20.01
Debt to equity
0.02▼
2024 · 0.03
ROE
-3.6%▼
2024 · -3.1%
ROA
-3.5%▼
2024 · -3.0%
Interest coverage
-4.81▼
2024 · -3.47
Debt ≤ 1 year
€2,707▼
2024 · €3,885
Income taxes
€295▲
2024 · €212
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,304 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €242 | €538 | €617 | €617 | = |
| Other operating charges640/8 | €456 | €460 | €671 | €514 | €508 | ▼ 1.2% |
| Gross operating margin9900 | €40,209 | €44,479 | €241 | -€2,322 | -€3,060 | ▼ 31.8% |
| Operating profit (loss)9901 | €39,753 | €43,777 | -€967 | -€3,453 | -€4,185 | ▼ 21.2% |
| Financial income75/76B | €35 | €0 | €108 | €626 | €853 | ▲ 36.4% |
| Recurring financial income75 | €35 | €0 | €108 | €626 | €853 | ▲ 36.4% |
| Financial charges65/66B | €641 | €1,006 | €1,061 | €819 | €742 | ▼ 9.4% |
| Recurring financial charges65 | €641 | €1,006 | €1,061 | €819 | €742 | ▼ 9.4% |
| Profit (loss) for the period before taxes9903 | €39,147 | €42,771 | -€1,920 | -€3,646 | -€4,073 | ▼ 11.7% |
| Income taxes67/77 | €18,700 | €12,091 | €397 | €212 | €295 | ▲ 39.2% |
| Profit (loss) for the period9904 | €20,447 | €30,680 | -€2,318 | -€3,858 | -€4,368 | ▼ 13.2% |
| Profit (loss) for the period to be appropriated9905 | €20,447 | €30,680 | -€2,318 | -€3,858 | -€4,368 | ▼ 13.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €129,663 | €134,574 | €131,960 | €129,931 | €124,384 | ▼ 4.3% |
| Fixed assets21/28 | €50,503 | €52,275 | €52,808 | €52,191 | €26,574 | ▼ 49.1% |
| Tangible fixed assets22/27 | €50,503 | €52,275 | €52,808 | €52,191 | €26,574 | ▼ 49.1% |
| Land and buildings22 | €25,000 | €25,000 | €25,000 | €25,000 | €0 | ▼ 100% |
| Other tangible fixed assets26 | €25,503 | €27,275 | €27,808 | €27,191 | €26,574 | ▼ 2.3% |
| Current assets29/58 | €79,161 | €82,299 | €79,152 | €77,740 | €97,810 | ▲ 25.8% |
| Amounts receivable within one year40/41 | €23,425 | €12,379 | €13,556 | €4,513 | €12,001 | ▲ 166% |
| Trade receivables40 | €1,008 | €4,383 | €4,461 | €3,607 | €8,340 | ▲ 131% |
| Other amounts receivable41 | €22,417 | €7,997 | €9,095 | €906 | €3,661 | ▲ 304% |
| Current investments50/53 | - | - | - | €50,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €50,903 | €55,558 | €54,611 | €15,597 | €81,629 | ▲ 423% |
| Deferred charges and accrued income490/1 | €4,832 | €14,361 | €10,985 | €7,629 | €4,180 | ▼ 45.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €129,663 | €134,574 | €131,960 | €129,931 | €124,384 | ▼ 4.3% |
| Equity10/15 | €83,551 | €132,222 | €129,904 | €126,046 | €121,678 | ▼ 3.5% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Outside capital11 | €20,000 | €20,000 | €20,000 | €20,000 | - | - |
| Other1109/19 | €20,000 | €20,000 | €20,000 | €20,000 | - | - |
| Reserves13 | €63,551 | €111,670 | €111,670 | €111,670 | €111,670 | = |
| Non-distributable reserves130/1 | €2,000 | €2,000 | - | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | - | - | - | - |
| Distributable reserves133 | €61,551 | €109,670 | €111,670 | €111,670 | €111,670 | = |
| Profit (loss) carried forward14 | - | €552 | -€1,766 | -€5,624 | -€9,993 | ▼ 77.7% |
| Amounts payable17/49 | €46,112 | €2,352 | €2,056 | €3,885 | €2,707 | ▼ 30.3% |
| Amounts payable within one year42/48 | €46,112 | €2,327 | €1,823 | €3,885 | €2,707 | ▼ 30.3% |
| Trade debts44 | €2,308 | €678 | €1,403 | €3,126 | €2,547 | ▼ 18.5% |
| Suppliers440/4 | €2,308 | €678 | €1,403 | €3,126 | €2,547 | ▼ 18.5% |
| Taxes, remuneration and social security45 | €23,313 | €1,649 | €421 | €759 | €160 | ▼ 78.9% |
| Taxes450/3 | €23,313 | €1,649 | €421 | €759 | €160 | ▼ 78.9% |
| Other amounts payable47/48 | €20,491 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €25 | €233 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,447 | €30,680 | -€2,318 | -€3,858 | -€4,368 | ▼ 13.2% |
| + Depreciation and write-downs630 | - | €242 | €538 | €617 | €617 | = |
| Operating cash flow (approximation) | €20,447 | €30,922 | -€1,780 | -€3,241 | -€3,751 | ▼ 15.7% |
| Investment in fixed assets (approximation) | - | -€2,014 | -€1,071 | €0 | €25,000 | - |
| Change in cash | - | €4,655 | -€947 | -€39,014 | €66,032 | ▲ 269% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
State Gazette act
Registered-office move · Board meetingDirector in office3 facts ▸
State Gazette act
Registered-office move · Board meeting
Director in office3 facts ▸
- Registered-office move, 4000 LIEGE, Boulevard
- Board meeting, décidé de transférer le siège social, L'administrateur
- Director in office, Olivier SERVAIS (director)
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Weakest financial yearnet -€4,368
Net result drops to -€4,368, the lowest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €30,680 ▲50%
Operating result €43,777, net result €30,680, both a record.
31-12
Financial
Liquidity times 21current ratio 35.37
Current ratio from 1.72 to 35.37; short-term debt falls from €46,112 to €2,327.
31-12
Financial
Equity above €100,000Eq €132,222 ▲58.3%
5 profitable years in a row build equity to €132,222.
15-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 3.97
Current ratio from 1.79 to 3.97; short-term debt falls from €18,891 to €11,144.
Show earlier events
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1997
Ground area
1,220 m²
Building footprint
612 m²
Volume, LiDAR
22,523 m³
Parcel 62805B0476/00X027, Wallonia · tallest building 40.9 m, ±12 floors. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
Bois d'Olne(SUPPRIME) 23 A, 4877 Olne
since 19972.083.404.701
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62805B0476/00X027 | Wallonia | 1,220 m² | 1 · 612 m² | 40.9 m · 12 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
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Linked via shared directors
Ownership & control
3 board mandatesBoard mandates of this companythis company sits on their board3
1 location
1 location
1 location
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 40,859 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-09-1997
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0461469481
Also
9925:BE0461469481
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.