OL CONSULT
ActiveSummary
OL CONSULT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.11M and a net result of €51k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 4604 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability74▼-21
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 11.16 against 11.36 in 2023; short-term debt: 4.7% and cash: 20.4% of total assets), and 4.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
95.3%
Return on assets
4.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
5 d late
2023
13 d late
2022
61 d early
2021
5 d early
2020
23 d late
2019
3 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€51k▼ 77.8%
2023 · €230k
2018: €77k
2019: €131k▲ +69.2% vs 2018
2020: €94k▼ -28.1% vs 2019
2021: €223k▲ +137% vs 2020
2022: €231k▲ +3.8% vs 2021highest in 7 years
2023: €230k▼ -0.5% vs 2022
2024: €51k▼ -77.8% vs 2023lowest in 7 years
2018 → 2024
Working capital
€559k▲ 13.0%
2023 · €495k
2018: €-21klowest in 7 years
2019: €-1k▲ +94.1% vs 2018
2020: €90k▲ +7440% vs 2019
2021: €291k▲ +225% vs 2020
2022: €259k▼ -10.9% vs 2021
2023: €495k▲ +90.7% vs 2022
2024: €559k▲ +13.0% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€554k-€736k▲ 32.9%€902k▲ 22.4%€1.06M▲ 17.2%€1.11M▲ 4.8%
2020: €554klowest in 5 years
2021: €736k▲ +32.9% vs 2020
2022: €902k▲ +22.4% vs 2021
2023: €1.06M▲ +17.2% vs 2022
2024: €1.11M▲ +4.8% vs 2023highest in 5 years
Operating result€66k-€120k▲ 80.4%€131k▲ 9.2%€127k▼ 2.7%€58k▼ 54.4%
2020: €66k
2021: €120k▲ +80.4% vs 2020
2022: €131k▲ +9.2% vs 2021highest in 5 years
2023: €127k▼ -2.7% vs 2022
2024: €58k▼ -54.4% vs 2023lowest in 5 years
Net result€94k-€223k▲ 137%€231k▲ 3.8%€230k▼ 0.5%€51k▼ 77.8%
2020: €94k
2021: €223k▲ +137% vs 2020
2022: €231k▲ +3.8% vs 2021highest in 5 years
2023: €230k▼ -0.5% vs 2022
2024: €51k▼ -77.8% vs 2023lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 54% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.16M
Fixed assets
€549k ▼ 2.4%
Current assets
€614k ▲ 13.2%
Equity and liabilities €1.16M
Equity
€1.11M ▲ 4.8%
Debt
€55k ▲ 15.3%
Debt's share of the balance-sheet total rises from 4.3% to 4.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€71k▼
2023 · €141k
Cash flow
€65k▼
2023 · €244k
Current ratio
11.16▼
2023 · 11.36
Debt to equity
0.05▲
2023 · 0.05
ROE
4.6%▼
2023 · 21.8%
ROA
4.4%▼
2023 · 20.9%
Interest coverage
55.37▼
2023 · 105.85
Debt ≤ 1 year
€55k▲
2023 · €48k
Income taxes
€13k▼
2023 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.10M€1.16M▲
Fixed assets21/28€562k€549k▼
Tangible fixed assets22/27€39k€26k▼
Furniture and vehicles24€29k€19k▼
Other tangible fixed assets26€10k€7k▼
Financial fixed assets28€523k€523k=
Current assets29/58€542k€614k▲
Amounts receivable within one year40/41€387k€377k▼
Trade receivables40€3k€596▼
Other amounts receivable41€383k€376k▼
Cash at bank and in hand54/58€156k€238k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.16M▲
Equity10/15€1.06M€1.11M▲
Contributions10/11€19k€19k=
Reserves13€917k€917k=
Tax-exempt reserves132€5k€5k=
Distributable reserves133€911k€911k=
Profit (loss) carried forward14€122k€173k▲
Amounts payable17/49€48k€55k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€48k€55k▲
Current portion of amounts payable after more than one year42€20k€13k▼
Trade debts44€3k€26k▲
Suppliers440/4€3k€26k▲
Taxes, remuneration and social security45€24k€16k▼
Taxes450/3€21k€13k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€762€762=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€200€-35▼
Other operating charges640/8€5k€5k▼
Gross operating margin9900€146k€76k▼
Operating profit (loss)9901€127k€58k▼
Financial income75/76B€155k€8k▼
Recurring financial income75€155k€8k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€281k€64k▼
Income taxes67/77€50k€13k▼
Profit (loss) for the period9904€230k€51k▼
Profit (loss) for the period to be appropriated9905€230k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€352k€173k▼
Profit (loss) brought forward from the previous period14P€122k€122k=
Transfer from equity791/2€75k€0▼
Transfer to equity691/2€230k€0▼
To other reserves6921€230k€0▼
Profit to be distributed694/7€75k€0▼
Return on contributions (dividend)694€75k€0▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €6k | €10k | €13k | €13k | ▲ 0.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €200 | €-35 | ▼ 118% |
| Other operating charges640/8 | - | €304 | €1k | €5k | €5k | ▼ 1.3% |
| Gross operating margin9900 | €73k | €126k | €142k | €146k | €76k | ▼ 47.7% |
| Operating profit (loss)9901 | €66k | €120k | €131k | €127k | €58k | ▼ 54.4% |
| Financial income75/76B | - | €153k | €152k | €155k | €8k | ▼ 95.1% |
| Recurring financial income75 | €52k | €153k | €152k | €155k | €8k | ▼ 95.1% |
| Financial charges65/66B | - | €552 | €907 | €1k | €1k | ▼ 2.9% |
| Recurring financial charges65 | €497 | €552 | €907 | €1k | €1k | ▼ 2.9% |
| Profit (loss) for the period before taxes9903 | €118k | €272k | €282k | €281k | €64k | ▼ 77.1% |
| Income taxes67/77 | €24k | €49k | €51k | €50k | €13k | ▼ 73.9% |
| Profit (loss) for the period9904 | €94k | €223k | €231k | €230k | €51k | ▼ 77.8% |
| Profit (loss) for the period to be appropriated9905 | €94k | €223k | €231k | €230k | €51k | ▼ 77.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €604k | €843k | €1.03M | €1.10M | €1.16M | ▲ 5.3% |
| Fixed assets21/28 | €465k | €461k | €650k | €562k | €549k | ▼ 2.4% |
| Tangible fixed assets22/27 | €19k | €13k | €52k | €39k | €26k | ▼ 34.2% |
| Furniture and vehicles24 | - | €13k | €39k | €29k | €19k | ▼ 36.5% |
| Other tangible fixed assets26 | - | - | €13k | €10k | €7k | ▼ 27.4% |
| Financial fixed assets28 | €446k | €448k | €598k | €523k | €523k | = |
| Current assets29/58 | €139k | €382k | €380k | €542k | €614k | ▲ 13.2% |
| Amounts receivable within one year40/41 | €46k | €46k | €161k | €387k | €377k | ▼ 2.6% |
| Trade receivables40 | - | €209 | €2k | €3k | €596 | ▼ 82.7% |
| Other amounts receivable41 | - | €46k | €159k | €383k | €376k | ▼ 1.9% |
| Cash at bank and in hand54/58 | €93k | €336k | €219k | €156k | €238k | ▲ 52.7% |
| Deferred charges and accrued income490/1 | - | €81 | €80 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €604k | €843k | €1.03M | €1.10M | €1.16M | ▲ 5.3% |
| Equity10/15 | €554k | €736k | €902k | €1.06M | €1.11M | ▲ 4.8% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €414k | €596k | €761k | €917k | €917k | = |
| Non-distributable reserves130/1 | - | €2k | - | - | - | - |
| Reserves not available under the articles1311 | - | €2k | - | - | - | - |
| Tax-exempt reserves132 | - | €5k | €5k | €5k | €5k | = |
| Distributable reserves133 | - | €589k | €756k | €911k | €911k | = |
| Profit (loss) carried forward14 | €122k | €122k | €122k | €122k | €173k | ▲ 41.9% |
| Amounts payable17/49 | €50k | €106k | €128k | €48k | €55k | ▲ 15.3% |
| Amounts payable after more than one year17 | €818 | €15k | €8k | €0 | - | - |
| Financial debts170/4 | - | €15k | €8k | €0 | - | - |
| Amounts payable within one year42/48 | €49k | €91k | €120k | €48k | €55k | ▲ 15.3% |
| Current portion of amounts payable after more than one year42 | - | €16k | €16k | €20k | €13k | ▼ 37.9% |
| Trade debts44 | €1k | €2k | €5k | €3k | €26k | ▲ 919% |
| Suppliers440/4 | - | €2k | €5k | €3k | €26k | ▲ 919% |
| Taxes, remuneration and social security45 | - | €34k | €36k | €24k | €16k | ▼ 34.5% |
| Taxes450/3 | - | €34k | €33k | €21k | €13k | ▼ 39.7% |
| Remuneration and social security454/9 | - | - | €3k | €3k | €3k | ▲ 1.8% |
| Other amounts payable47/48 | - | €39k | €63k | €762 | €762 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €94k | €223k | €231k | €230k | €51k | ▼ 77.8% |
| + Depreciation and write-downs630 | €6k | €6k | €10k | €13k | €13k | ▲ 0.5% |
| Operating cash flow (approximation) | €101k | €229k | €242k | €244k | €65k | ▼ 73.5% |
| Investment in fixed assets (approximation) | - | €-2k | €-200k | €74k | €0 | ▼ 100% |
| Change in cash | - | €243k | €-117k | €-63k | €82k | ▲ 230% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 5 days late
2024
31-12
Financial
Weakest financial yearnet €51k ▼77.8%
Net result drops to €51k, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 13 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 11.36
Current ratio from 3.15 to 11.36; short-term debt falls from €120k to €48k.
31-12
Financial
Equity above €1MEq €1.06M ▲17.2%
6 profitable years in a row build equity to €1.06M.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €231k ▲3.8%
Operating result €131k, net result €231k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 2.83
Current ratio from 0.98 to 2.83; short-term debt falls from €69k to €49k.
31-12
Financial
Equity above €500kEq €554k ▲20.5%
3 profitable years in a row build equity to €554k.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 3 days late
Show earlier events
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
06-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2009
Ground area
1,525 m²
Building footprint
160 m²
Parcel 92410A0058/00E005, Wallonia. Linked by address, not a title deed.
1 establishment unit
OL CONSULT
since 20092.175.304.776
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92410A0058/00E005indicative | Wallonia | 1,525 m² | 1 · 160 m² | - |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 26,714 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47639Retail sale of other sporting goods
Contact
E-mail
arnaud@stim-form.comAndenne
Scores and ratios are computed by Checked and are not a credit decision.