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OL CONSULT

Active Private limited companyfounded 2009active for 17 yearsRue de Pontillas 346, 5300 AndenneKBO/BCE: BE 0808.855.284 #10 company by equity in Andenne, Professional and technical services sector

Lifetime

17 annual accounts with figures on one time axis
peak €145,697 (2023)
-€19,435▼ €95,631
lowest -€19,729 (2025)
-€19,729▼ €70,776
peak €1.1m (2024)
€938,356▼ 15.3%
€192,289▲ 249%
peak 0.5 FTE (2013)
-not published
Board4 names since 2021
2 directorsGuillaume de Jamblinne de Meux and 1 other
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €76,196 to -€19,435Loss of €19,729Registered office moved from Nandrin to Andenne 20-05Dividend €150,000Equity from €1.1m to €938,356Debts from €55,046 to €192,289

Key points

from the 2025 annual accounts

Equity

€938,356 ▼ 15.3%
1.12024-0.02Loss-0.2Dividend0.92025

OL CONSULT paid out €150,000 in dividends in a year with a loss of €19,729.

Result

-€19,729 -€19,729
€51,0002024-€19,7002025

From profit to loss in 2025, after a profit of €51,047 in 2024.

Debts

€192,289 ▲ 249%
Other debts
+149,238
Suppliers
+10,999
The rest
-22,994

Debts rose by €137,243 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Liquidity

3.13 was 11.16 in 2024

Short-term debts rose from €55,046 to €192,289.

Filings

17 annual accounts since 2009
AprilJune31 JulyOctober2010201520202025

Four of the last ten came late. The 2020 accounts came latest: 23 days after the end of the period.

Position in the sector

-€19,729

Lower net result than 92% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.

Checked score

93
Excellent
Financially stronger than 47% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.7%▲ +0.6 percentage points vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -0.8 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: < 0.1%▼ -0.4 percentage points vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.1%▲ +0.1 percentage points vs 05-2026 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Average

100=equity 83.0% of total assets
72-4short-term debt 17.0% · cash 21.5%
17-57return on assets -1.7%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Size: total assets €1.1m
Liquidity: current ratio 3.13, cash €242,600
Figures for financial year 2025 (filed on 30-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 65% on liquidity, 13% on profitability and 25% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,686 companies had the same profile as OL CONSULT has now. Each dot stands for 7 companies, two years later.

93.7%
were still trading
5.4%
stopped another way
0.6%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of OL CONSULT itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,686 companies, not a prediction for OL CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €85,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.13 (11.16 in 2024), above the usual 1.5. Short-term debt is 17% and cash 21.5% of total assets. 17% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.13, cash €242,600
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
5 days late
2023
13 days late
2022
61 days early
2021
5 days early
2020
23 days late
2019
3 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

GD
Director, since 20-03-2025
MD
Motte Dit Falise Arnaud
Director, since 20-03-2025

Shares in 2 companies, STIM-FORM and Immo Lem

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0808855284
Registered office moved from Nandrin to Andenne New registered office: Rue de Pontillas 346, 5300 Andenne · Previous registered office: Rue de la Croix André 56- 4550 Nandrin · Resignation: Olivier Lemmens (director) · Board meeting of 24-04-2025 · Gazette deed
Registered office moved from Neupré to Nandrin New registered office: rue de la Croix André 56, 4550 Nandrin · Previous registered office: rue de l'Egalité 1, B-4121 Neupré · Permanent representative: Olivier LEMMENS · Gazette deed
Change of role: LEMMENS Olivier, from manager to director General meeting of 14-09-2022 · Gazette deed
All 33 events

Comparable companies

same main activity, similar in size and age
Company
OL CONSULT Andenne €1.1m -€19,435 83.0% -
Les deux 5 Namur €1.0m -€3,639 37.6% -
HDI - CONSULT Waregem €1.2m -€7,790 99.2% -
SANDOCAN Blankenberge €1.1m -€4,082 13.8% 0
LEYNICA Lummen €1.1m -€7,063 96.1% -
SELIGNAC Etterbeek €1.2m -€1,980 42.1% -
Elite association group Turnhout €1.2m -€62,729 92.1% 0

These companies have the same main activity as OL CONSULT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €993,000 and €1.2m, founded between 2008 and 2011.

Official details

Source: KBO
Status
Active since 06-01-2009Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.175.304.7765300 Andenne, since 06-01-2009
Financial year end
31 December
Peppol
Reachable since 26-01-2026
Company details

Annual accounts 2025

€1.1m▼ 2.8%
Filing
Filed on 30-06-2026, 31 days before the end of the filing period
Financials

Insights on OL CONSULT

OL CONSULT files the micro format. That format states no turnover. The gross margin fell from €20,324 in 2009 to -€19,435 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about OL CONSULT

What is the company number of OL CONSULT?
The company number of OL CONSULT is 0808.855.284. The VAT number is the same number with BE in front: BE 0808.855.284.
Where is OL CONSULT based?
The registered office is at Rue de Pontillas 346, 5300 Andenne.Company details
What does OL CONSULT do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of OL CONSULT?
OL CONSULT is a private limited company (BV).
When was OL CONSULT founded?
OL CONSULT was founded on 06-01-2009.
Is OL CONSULT still active?
Yes, OL CONSULT is an active enterprise in the KBO register.
What is the turnover of OL CONSULT?
The annual accounts for financial year 2025 state no turnover.Financials
Is OL CONSULT profitable?
In financial year 2025, OL CONSULT made a loss of €19,729.
Where can I find the annual accounts of OL CONSULT?
OL CONSULT filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OL CONSULT due?
OL CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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